Terug
Dagbereik
€ 77,99
€ 80,32
52-Weeksbereik
€ 60,14
€ 89,47
Volume
50
50D / 200D Gem.
€ 81,57
/
€ 72,22
Vorige Slotkoers
€ 77,99
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,8 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | 8,4 | 11,7 |
| Net Margin % | 8,5 | 16,8 |
| Rev Growth 5Y % | 48,4 | 11,7 |
| D/E | 5,5 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 16,57
€ 14,90 – € 18,27
|
7 B | 1 |
| FY2027 |
€ 12,63
€ 11,36 – € 13,93
|
2 B | 1 |
| FY2026 |
€ 9,47
€ 8,51 – € 10,44
|
1,3 B | 1 |
Belangrijkste Punten
Revenue grew 48,35% annually over 5 years — strong growth
Earnings declined -33,77% over the past year
Debt/Equity of 5,47 — high leverage
Generating 396,01M in free cash flow
P/E of 10,76 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 55,24%
Groei
Revenue Growth (5Y)
48,35%
Revenue (1Y)-6,89%
Earnings (1Y)-33,77%
FCF Growth (3Y)-16,02%
Kwaliteit
Return on Equity
8,38%
ROIC1,34%
Net Margin8,52%
Op. Margin11,93%
Veiligheid
Debt / Equity
5,47
Current Ratio0,10
Interest Coverage0,21
Waardering
P/E Ratio
10,76
P/B Ratio0,89
EV/EBITDA52,96
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -6,89% | Revenue Growth (3Y) | 0,99% |
| Earnings Growth (1Y) | -33,77% | Earnings Growth (3Y) | -22,87% |
| Revenue Growth (5Y) | 48,35% | Earnings Growth (5Y) | -2,41% |
| Profitability | |||
| Revenue (TTM) | 3,11B | Net Income (TTM) | 265,30M |
| ROE | 8,38% | ROA | 0,50% |
| Gross Margin | 39,34% | Operating Margin | 11,93% |
| Net Margin | 8,52% | Free Cash Flow (TTM) | 396,01M |
| ROIC | 1,34% | FCF Growth (3Y) | -16,02% |
| Safety | |||
| Debt / Equity | 5,47 | Current Ratio | 0,10 |
| Interest Coverage | 0,21 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 10,76 | P/B Ratio | 0,89 |
| P/S Ratio | 0,92 | PEG Ratio | -0,37 |
| EV/EBITDA | 52,96 | Dividend Yield | 0,02% |
| Market Cap | 2,85B | Enterprise Value | 19,67B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,11B | 3,34B | 3,05B | 782,19M | 642,91M |
| Net Income | 265,30M | 400,56M | 445,91M | 270,18M | 292,53M |
| EPS (Diluted) | 6,65 | 10,11 | 11,73 | 7,55 | 8,36 |
| Gross Profit | 1,23B | 1,15B | 3,05B | 782,19M | 642,91M |
| Operating Income | 371,50M | 554,33M | 0,0 | 1,25B | 390,41M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 53,49B | 53,23B | 52,93B | 51,14B | 36,16B |
| Total Liabilities | 50,28B | 50,10B | 50,09B | 48,61B | 34,21B |
| Shareholders' Equity | 3,20B | 3,13B | 2,85B | 2,53B | 1,95B |
| Total Debt | 17,54B | 19,27B | 17,37B | 19,54B | 13,58B |
| Cash & Equivalents | 717,25M | 591,64M | -1,32B | 495,11M | 773,25M |
| Current Assets | 3,45B | 3,29B | 2,27B | 3,60B | 2,17B |
| Current Liabilities | 33,96B | 31,43B | 13,79B | 1,45B | 344,06M |