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Fourchette du Jour
37,35 €
38,03 €
Fourchette 52 Semaines
36,58 €
56,61 €
Volume
1 290 667
Moyenne 50J / 200J
43,18 €
/
48,74 €
Clôture Précédente
38,08 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | -7,8 | 10,3 |
| P/B | — | 1,1 |
| ROE % | -182,7 | 11,7 |
| Net Margin % | -11,8 | 16,8 |
| Rev Growth 5Y % | 11,3 | 11,7 |
| D/E | — | 0,5 |
Objectif de Cours des Analystes
Hold
61,63 €
+64.0%
Low: 57,00 €
High: 66,00 €
P/E Prévisionnel
5,1
BPA Prévisionnel
7,53 €
Croissance BPA (est.)
+0,0%
CA Est.
16 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
11,25 €
10,26 € – 11,90 €
|
20 B | 1 |
| FY2028 |
10,69 €
8,64 € – 12,26 €
|
20 B | 3 |
| FY2027 |
8,96 €
8,65 € – 9,20 €
|
18 B | 8 |
Points Clés
Revenue grew 11,25% annually over 5 years — strong growth
Earnings declined -205,59% over the past year
Generating 679,00M in free cash flow
PEG of 0,05 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 17,46%
Capital efficient — spends only 0,29% of revenue on capex
Croissance
Revenue Growth (5Y)
11,25%
Revenue (1Y)-6,21%
Earnings (1Y)-205,59%
FCF Growth (3Y)N/A
Qualité
Return on Equity
-182,66%
ROIC-13,79%
Net Margin-11,83%
Op. Margin-10,23%
Sécurité
Debt / Equity
N/A
Current Ratio25,50
Interest Coverage-5,33
Valorisation
P/E Ratio
-7,80
P/B RatioN/A
EV/EBITDAN/A
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -6,21% | Revenue Growth (3Y) | 5,26% |
| Earnings Growth (1Y) | -205,59% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 11,25% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 11,67B | Net Income (TTM) | -1,38B |
| ROE | -182,66% | ROA | -0,43% |
| Gross Margin | 79,14% | Operating Margin | -10,23% |
| Net Margin | -11,83% | Free Cash Flow (TTM) | 679,00M |
| ROIC | -13,79% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | 25,50 |
| Interest Coverage | -5,33 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | -7,80 | P/B Ratio | N/A |
| P/S Ratio | 0,92 | PEG Ratio | 0,05 |
| EV/EBITDA | N/A | Dividend Yield | 0,03% |
| Market Cap | 10,77B | Enterprise Value | 4,87B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 11,67B | 12,44B | 10,53B | 12,64B | 7,61B |
| Net Income | -1,38B | 1,31B | 1,30B | 2,15B | 1,76B |
| EPS (Diluted) | -4,83 | 3,78 | 3,48 | 5,46 | -1,24 |
| Gross Profit | 9,23B | 6,60B | 5,19B | 7,58B | 7,32B |
| Operating Income | -1,19B | 2,11B | 738,00M | 2,99B | 2,61B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 318,31B | 295,87B | 276,81B | 252,70B | 292,26B |
| Total Liabilities | 316,52B | 292,30B | 271,66B | 249,11B | 278,70B |
| Shareholders' Equity | -74,00M | 1,59B | 2,65B | 1,40B | 11,52B |
| Total Debt | 6,56B | 6,78B | 6,33B | 5,85B | 5,89B |
| Cash & Equivalents | 12,46B | 6,96B | 8,24B | 4,28B | 5,19B |
| Current Assets | 35,57B | 28,28B | 28,20B | 20,32B | 28,75B |
| Current Liabilities | 1,40B | 18,94B | 12,54B | 6,34B | 16,69B |