Terug
Dagbereik
€ 37,88
€ 39,11
52-Weeksbereik
€ 36,58
€ 56,61
Volume
1.558.517
50D / 200D Gem.
€ 43,18
/
€ 48,74
Vorige Slotkoers
€ 37,35
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | -7,9 | 10,3 |
| P/B | — | 1,1 |
| ROE % | -182,7 | 11,7 |
| Net Margin % | -11,8 | 16,8 |
| Rev Growth 5Y % | 11,3 | 11,7 |
| D/E | — | 0,5 |
Koersdoel Analisten
Hold
€ 61,63
+61.8%
Low: € 57,00
High: € 66,00
Forward K/W
5,1
Forward WPA
€ 7,53
WPA Groei (sch.)
+0,0%
Omzet Sch.
16 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 11,25
€ 10,26 – € 11,90
|
20 B | 1 |
| FY2028 |
€ 10,69
€ 8,64 – € 12,26
|
20 B | 3 |
| FY2027 |
€ 8,96
€ 8,65 – € 9,20
|
18 B | 8 |
Belangrijkste Punten
Revenue grew 11,25% annually over 5 years — strong growth
Earnings declined -205,59% over the past year
Generating 679,00M in free cash flow
PEG of 0,05 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 17,46%
Capital efficient — spends only 0,29% of revenue on capex
Groei
Revenue Growth (5Y)
11,25%
Revenue (1Y)-6,21%
Earnings (1Y)-205,59%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
-182,66%
ROIC-13,79%
Net Margin-11,83%
Op. Margin-10,23%
Veiligheid
Debt / Equity
N/A
Current Ratio25,50
Interest Coverage-5,33
Waardering
P/E Ratio
-7,91
P/B RatioN/A
EV/EBITDAN/A
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -6,21% | Revenue Growth (3Y) | 5,26% |
| Earnings Growth (1Y) | -205,59% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 11,25% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 11,67B | Net Income (TTM) | -1,38B |
| ROE | -182,66% | ROA | -0,43% |
| Gross Margin | 79,14% | Operating Margin | -10,23% |
| Net Margin | -11,83% | Free Cash Flow (TTM) | 679,00M |
| ROIC | -13,79% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | 25,50 |
| Interest Coverage | -5,33 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | -7,91 | P/B Ratio | N/A |
| P/S Ratio | 0,94 | PEG Ratio | 0,05 |
| EV/EBITDA | N/A | Dividend Yield | 0,03% |
| Market Cap | 10,91B | Enterprise Value | 5,01B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 11,67B | 12,44B | 10,53B | 12,64B | 7,61B |
| Net Income | -1,38B | 1,31B | 1,30B | 2,15B | 1,76B |
| EPS (Diluted) | -4,83 | 3,78 | 3,48 | 5,46 | -1,24 |
| Gross Profit | 9,23B | 6,60B | 5,19B | 7,58B | 7,32B |
| Operating Income | -1,19B | 2,11B | 738,00M | 2,99B | 2,61B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 318,31B | 295,87B | 276,81B | 252,70B | 292,26B |
| Total Liabilities | 316,52B | 292,30B | 271,66B | 249,11B | 278,70B |
| Shareholders' Equity | -74,00M | 1,59B | 2,65B | 1,40B | 11,52B |
| Total Debt | 6,56B | 6,78B | 6,33B | 5,85B | 5,89B |
| Cash & Equivalents | 12,46B | 6,96B | 8,24B | 4,28B | 5,19B |
| Current Assets | 35,57B | 28,28B | 28,20B | 20,32B | 28,75B |
| Current Liabilities | 1,40B | 18,94B | 12,54B | 6,34B | 16,69B |