Back
37
42
Day Range
$191.23
$201.86
52-Week Range
$185.00
$474.79
Volume
815,206
50D / 200D Avg
$233.26
/
$314.93
Prev Close
$197.40
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 12.2 | 10.4 |
| P/B | 3.3 | 1.1 |
| ROE % | 29.1 | 11.6 |
| Net Margin % | 25.7 | 16.8 |
| Rev Growth 5Y % | 9.9 | 11.6 |
| D/E | 0.7 | 0.5 |
Analyst Price Target
Hold
$277.89
+43.3%
Low: $210.00
High: $321.00
Forward P/E
11.07
Forward EPS
$17.51
EPS Growth (est.)
+0.0%
Est. Revenue
2.45B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2030 |
$24.90
$24.67 – $25.14
|
3.02B | 6 |
| FY2029 |
$22.12
$21.92 – $22.33
|
2.84B | 6 |
| FY2028 |
$20.89
$19.53 – $22.58
|
2.73B | 8 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2025-12-18 | $4.36 | $4.51 | +3.4% |
| 2025-09-18 | $4.13 | $4.05 | -1.9% |
| 2025-06-23 | $4.30 | $4.27 | -0.7% |
| 2025-03-20 | $4.17 | $4.28 | +2.6% |
| 2024-12-19 | $4.25 | $4.37 | +2.8% |
| 2024-09-19 | $3.62 | $3.74 | +3.3% |
| 2024-06-21 | $3.90 | $4.37 | +12.1% |
| 2024-03-21 | $3.88 | $4.22 | +8.8% |
Dividend History
7 yr streakYield
0.01%
Payout Ratio
0.27%
Growth (3Y)
7.54%
Growth (5Y)
7.45%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 27, 2026 | Mar 19, 2026 | $1.10 | 2.03% |
| Nov 28, 2025 | Dec 18, 2025 | $1.10 | 1.57% |
| Aug 29, 2025 | Sep 18, 2025 | $1.10 | 1.15% |
| May 30, 2025 | Jun 18, 2025 | $1.10 | 0.92% |
| Feb 28, 2025 | Mar 20, 2025 | $1.04 | 0.90% |
| Nov 29, 2024 | Dec 19, 2024 | $1.04 | 0.84% |
| Aug 30, 2024 | Sep 19, 2024 | $1.04 | 0.96% |
| May 31, 2024 | Jun 20, 2024 | $1.04 | 0.98% |
| Feb 28, 2024 | Mar 21, 2024 | $0.98 | 0.84% |
| Nov 29, 2023 | Dec 21, 2023 | $0.98 | 0.84% |
| Aug 30, 2023 | Sep 21, 2023 | $0.98 | 0.86% |
| May 30, 2023 | Jun 15, 2023 | $0.98 | 0.94% |
| Feb 27, 2023 | Mar 16, 2023 | $0.89 | 0.85% |
| Nov 29, 2022 | Dec 15, 2022 | $0.89 | 0.78% |
| Aug 30, 2022 | Sep 15, 2022 | $0.89 | 0.78% |
| May 27, 2022 | Jun 16, 2022 | $0.89 | 0.86% |
| Feb 25, 2022 | Mar 17, 2022 | $0.82 | 0.81% |
| Nov 29, 2021 | Dec 16, 2021 | $0.82 | 0.69% |
| Aug 30, 2021 | Sep 16, 2021 | $0.82 | 0.84% |
| May 27, 2021 | Jun 17, 2021 | $0.82 | 0.94% |
Key Takeaways
Revenue grew 9.90% annually over 5 years — modest growth
ROE of 29.13% indicates high profitability
Net margin of 25.72% shows strong profitability
Generating 617.45M in free cash flow
P/E of 12.15 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 4.51%
Growth
Revenue Growth (5Y)
9.90%
Revenue (1Y)5.39%
Earnings (1Y)11.15%
FCF Growth (3Y)2.76%
Quality
Return on Equity
29.13%
ROIC14.99%
Net Margin25.72%
Op. Margin32.23%
Safety
Debt / Equity
0.71
Current Ratio1.40
Interest Coverage13.29
Valuation
P/E Ratio
12.15
Forward P/E11.07
P/B Ratio3.32
EV/EBITDA11.33
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5.39% | Revenue Growth (3Y) | 5.51% |
| Earnings Growth (1Y) | 11.15% | Earnings Growth (3Y) | 12.93% |
| Revenue Growth (5Y) | 9.90% | Earnings Growth (5Y) | 10.56% |
| Profitability | |||
| Revenue (TTM) | 2.32B | Net Income (TTM) | 597.04M |
| ROE | 29.13% | ROA | 13.87% |
| Gross Margin | 52.72% | Operating Margin | 32.23% |
| Net Margin | 25.72% | Free Cash Flow (TTM) | 617.45M |
| ROIC | 14.99% | FCF Growth (3Y) | 2.76% |
| Safety | |||
| Debt / Equity | 0.71 | Current Ratio | 1.40 |
| Interest Coverage | 13.29 | ||
| Dividends | |||
| Dividend Yield | 0.01% | Payout Ratio | 0.27% |
| Dividend Growth (3Y) | 7.54% | Dividend Growth (5Y) | 7.45% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 12.15 | Forward P/E | 11.07 |
| P/B Ratio | 3.32 | P/S Ratio | 3.12 |
| PEG Ratio | 2.05 | Forward PEG | N/A |
| EV/EBITDA | 11.33 | Fwd EV/EBITDA | 7.06 |
| Forward P/S | 2.96 | Fwd Earnings Yield | 9.03% |
| FCF Yield | 8.51% | ||
| Market Cap | 7.25B | Enterprise Value | 8.48B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.32B | 2.20B | 2.09B | 1.84B | 1.59B |
| Net Income | 597.04M | 537.13M | 468.17M | 396.92M | 399.59M |
| EPS (Diluted) | 15.55 | 13.91 | 12.04 | 10.25 | 10.36 |
| Gross Profit | 1.22B | 1.19B | 1.11B | 972.79M | 805.05M |
| Operating Income | 748.30M | 701.30M | 630.21M | 475.48M | 474.04M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4.30B | 4.06B | 3.96B | 4.01B | 2.22B |
| Total Liabilities | 2.12B | 2.14B | 2.34B | 2.68B | 1.21B |
| Shareholders' Equity | 2.19B | 1.91B | 1.62B | 1.33B | 1.02B |
| Total Debt | 1.56B | 1.57B | 1.84B | 2.22B | 866.25M |
| Cash & Equivalents | 337.65M | 422.98M | 425.44M | 503.27M | 681.87M |
| Current Assets | 729.76M | 835.85M | 770.14M | 870.35M | 933.58M |
| Current Liabilities | 521.31M | 667.07M | 484.25M | 438.29M | 315.71M |
Strategy Scores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#682 of 1049
Custom
Capital Light Compounder
#103 of 220
Recent Activity
Entered
Cash Flow Compounder
Mar 24, 2026
Entered
Capital Light Compounder
Mar 24, 2026