Retour
37
42
Fourchette du Jour
191,23 €
201,86 €
Fourchette 52 Semaines
185,00 €
474,79 €
Volume
815 206
Moyenne 50J / 200J
233,26 €
/
314,93 €
Clôture Précédente
197,40 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 12,2 | 10,3 |
| P/B | 3,3 | 1,1 |
| ROE % | 29,1 | 11,7 |
| Net Margin % | 25,7 | 16,8 |
| Rev Growth 5Y % | 9,9 | 11,6 |
| D/E | 0,7 | 0,5 |
Objectif de Cours des Analystes
Hold
277,89 €
+43.3%
Low: 210,00 €
High: 321,00 €
P/E Prévisionnel
11,91
BPA Prévisionnel
17,51 €
Croissance BPA (est.)
+0,0%
CA Est.
2,45B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2030 |
24,90 €
24,67 € – 25,14 €
|
3,02B | 6 |
| FY2029 |
22,12 €
21,92 € – 22,33 €
|
2,84B | 6 |
| FY2028 |
20,89 €
19,53 € – 22,58 €
|
2,73B | 8 |
No quarterly estimates available
Dividend History
7 yr streakYield
0,01%
Payout Ratio
0,27%
Growth (3Y)
7,54%
Growth (5Y)
7,45%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 27, 2026 | Mar 19, 2026 | 1,10 € | 2,03% |
| Nov 28, 2025 | Dec 18, 2025 | 1,10 € | 1,57% |
| Aug 29, 2025 | Sep 18, 2025 | 1,10 € | 1,15% |
| May 30, 2025 | Jun 18, 2025 | 1,10 € | 0,92% |
| Feb 28, 2025 | Mar 20, 2025 | 1,04 € | 0,90% |
| Nov 29, 2024 | Dec 19, 2024 | 1,04 € | 0,84% |
| Aug 30, 2024 | Sep 19, 2024 | 1,04 € | 0,96% |
| May 31, 2024 | Jun 20, 2024 | 1,04 € | 0,98% |
| Feb 28, 2024 | Mar 21, 2024 | 0,98 € | 0,84% |
| Nov 29, 2023 | Dec 21, 2023 | 0,98 € | 0,84% |
| Aug 30, 2023 | Sep 21, 2023 | 0,98 € | 0,86% |
| May 30, 2023 | Jun 15, 2023 | 0,98 € | 0,94% |
| Feb 27, 2023 | Mar 16, 2023 | 0,89 € | 0,85% |
| Nov 29, 2022 | Dec 15, 2022 | 0,89 € | 0,78% |
| Aug 30, 2022 | Sep 15, 2022 | 0,89 € | 0,78% |
| May 27, 2022 | Jun 16, 2022 | 0,89 € | 0,86% |
| Feb 25, 2022 | Mar 17, 2022 | 0,82 € | 0,81% |
| Nov 29, 2021 | Dec 16, 2021 | 0,82 € | 0,69% |
| Aug 30, 2021 | Sep 16, 2021 | 0,82 € | 0,84% |
| May 27, 2021 | Jun 17, 2021 | 0,82 € | 0,94% |
Points Clés
Revenue grew 9,90% annually over 5 years — modest growth
ROE of 29,13% indicates high profitability
Net margin of 25,72% shows strong profitability
Generating 617,45M in free cash flow
P/E of 12,15 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 4,51%
Croissance
Revenue Growth (5Y)
9,90%
Revenue (1Y)5,39%
Earnings (1Y)11,15%
FCF Growth (3Y)2,76%
Qualité
Return on Equity
29,13%
ROIC14,99%
Net Margin25,72%
Op. Margin32,23%
Sécurité
Debt / Equity
0,71
Current Ratio1,40
Interest Coverage13,29
Valorisation
P/E Ratio
12,15
Forward P/E11,91
P/B Ratio3,32
EV/EBITDA11,33
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5,39% | Revenue Growth (3Y) | 5,51% |
| Earnings Growth (1Y) | 11,15% | Earnings Growth (3Y) | 12,93% |
| Revenue Growth (5Y) | 9,90% | Earnings Growth (5Y) | 10,56% |
| Profitability | |||
| Revenue (TTM) | 2,32B | Net Income (TTM) | 597,04M |
| ROE | 29,13% | ROA | 13,87% |
| Gross Margin | 52,72% | Operating Margin | 32,23% |
| Net Margin | 25,72% | Free Cash Flow (TTM) | 617,45M |
| ROIC | 14,99% | FCF Growth (3Y) | 2,76% |
| Safety | |||
| Debt / Equity | 0,71 | Current Ratio | 1,40 |
| Interest Coverage | 13,29 | ||
| Dividends | |||
| Dividend Yield | 0,01% | Payout Ratio | 0,27% |
| Dividend Growth (3Y) | 7,54% | Dividend Growth (5Y) | 7,45% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 12,15 | Forward P/E | 11,91 |
| P/B Ratio | 3,32 | P/S Ratio | 3,12 |
| PEG Ratio | 2,05 | Forward PEG | N/A |
| EV/EBITDA | 11,33 | Fwd EV/EBITDA | 7,06 |
| Forward P/S | 2,96 | Fwd Earnings Yield | 8,40% |
| FCF Yield | 8,51% | ||
| Market Cap | 7,25B | Enterprise Value | 8,48B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,32B | 2,20B | 2,09B | 1,84B | 1,59B |
| Net Income | 597,04M | 537,13M | 468,17M | 396,92M | 399,59M |
| EPS (Diluted) | 15,55 | 13,91 | 12,04 | 10,25 | 10,36 |
| Gross Profit | 1,22B | 1,19B | 1,11B | 972,79M | 805,05M |
| Operating Income | 748,30M | 701,30M | 630,21M | 475,48M | 474,04M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4,30B | 4,06B | 3,96B | 4,01B | 2,22B |
| Total Liabilities | 2,12B | 2,14B | 2,34B | 2,68B | 1,21B |
| Shareholders' Equity | 2,19B | 1,91B | 1,62B | 1,33B | 1,02B |
| Total Debt | 1,56B | 1,57B | 1,84B | 2,22B | 866,25M |
| Cash & Equivalents | 337,65M | 422,98M | 425,44M | 503,27M | 681,87M |
| Current Assets | 729,76M | 835,85M | 770,14M | 870,35M | 933,58M |
| Current Liabilities | 521,31M | 667,07M | 484,25M | 438,29M | 315,71M |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#694 of 1052
Custom
Capital Light Compounder
#103 of 218
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Capital Light Compounder
Mar 24, 2026