Atrás
Rango del Día
$23.83
$24.85
Rango de 52 Semanas
$20.32
$28.35
Volumen
1,583,256
Promedio 50D / 200D
$25.90
/
$25.19
Cierre Anterior
$24.23
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 10.9 | 10.3 |
| P/B | 1.1 | 1.1 |
| ROE % | 10.3 | 11.6 |
| Net Margin % | 23.7 | 16.8 |
| Rev Growth 5Y % | 13.3 | 11.6 |
| D/E | 0.0 | 0.5 |
Precio Objetivo de Analistas
Hold
$27.83
+13.5%
Low: $27.50
High: $28.00
P/E Futuro
10.9
EPS Futuro
$2.23
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
900 M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2027 |
$2.37
$2.30 – $2.45
|
930 M | 7 |
| FY2026 |
$2.23
$2.21 – $2.25
|
900 M | 7 |
Puntos Clave
Revenue grew 13.30% annually over 5 years — strong growth
Earnings grew 20.05% over the past year
ROE of 10.26% — decent returns on equity
Net margin of 23.65% shows strong profitability
Debt/Equity of 0.00 — conservative balance sheet
Generating 303.29M in free cash flow
Crecimiento
Revenue Growth (5Y)
13.30%
Revenue (1Y)3.21%
Earnings (1Y)20.05%
FCF Growth (3Y)12.64%
Calidad
Return on Equity
10.26%
ROIC9.59%
Net Margin23.65%
Op. Margin30.32%
Seguridad
Debt / Equity
0.00
Current Ratio0.03
Interest Coverage1.23
Valoración
P/E Ratio
10.91
P/B Ratio1.09
EV/EBITDA7.86
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3.21% | Revenue Growth (3Y) | 3.40% |
| Earnings Growth (1Y) | 20.05% | Earnings Growth (3Y) | 8.43% |
| Revenue Growth (5Y) | 13.30% | Earnings Growth (5Y) | 0.98% |
| Profitability | |||
| Revenue (TTM) | 1.17B | Net Income (TTM) | 276.27M |
| ROE | 10.26% | ROA | 1.15% |
| Gross Margin | 73.06% | Operating Margin | 30.32% |
| Net Margin | 23.65% | Free Cash Flow (TTM) | 303.29M |
| ROIC | 9.59% | FCF Growth (3Y) | 12.64% |
| Safety | |||
| Debt / Equity | 0.00 | Current Ratio | 0.03 |
| Interest Coverage | 1.23 | Dividend Yield | 0.04% |
| Valuation | |||
| P/E Ratio | 10.91 | P/B Ratio | 1.09 |
| P/S Ratio | 2.58 | PEG Ratio | 0.50 |
| EV/EBITDA | 7.86 | Dividend Yield | 0.04% |
| Market Cap | 3.01B | Enterprise Value | 2.79B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.17B | 1.13B | 1.09B | 811.76M | 708.98M |
| Net Income | 276.27M | 230.13M | 234.98M | 265.69M | 265.74M |
| EPS (Diluted) | 2.20 | 1.79 | 1.84 | 2.08 | 2.05 |
| Gross Profit | 853.59M | 759.96M | 778.69M | 760.69M | 729.23M |
| Operating Income | 354.24M | 292.60M | 309.17M | 351.21M | 349.00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 23.96B | 23.83B | 24.93B | 24.58B | 24.99B |
| Total Liabilities | 21.19B | 21.21B | 22.44B | 22.31B | 22.34B |
| Shareholders' Equity | 2.77B | 2.62B | 2.49B | 2.27B | 2.66B |
| Total Debt | 0.0 | 250.00M | 500.00M | 75.00M | 0.0 |
| Cash & Equivalents | 228.73M | 1.17B | 1.74B | 526.62M | 1.26B |
| Current Assets | 306.38M | 1.69B | 4.46B | 4.05B | 9.98B |
| Current Liabilities | 10.84B | 20.67B | 21.83B | 21.87B | 21.82B |