Terug
Dagbereik
€ 23,83
€ 24,85
52-Weeksbereik
€ 20,32
€ 28,35
Volume
1.583.256
50D / 200D Gem.
€ 25,90
/
€ 25,19
Vorige Slotkoers
€ 24,23
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,9 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 10,3 | 11,7 |
| Net Margin % | 23,7 | 16,9 |
| Rev Growth 5Y % | 13,3 | 11,6 |
| D/E | 0,0 | 0,5 |
Koersdoel Analisten
Hold
€ 27,83
+13.5%
Low: € 27,50
High: € 28,00
Forward K/W
10,9
Forward WPA
€ 2,23
WPA Groei (sch.)
+0,0%
Omzet Sch.
900 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 2,37
€ 2,30 – € 2,45
|
930 M | 7 |
| FY2026 |
€ 2,23
€ 2,21 – € 2,25
|
900 M | 7 |
Belangrijkste Punten
Revenue grew 13,30% annually over 5 years — strong growth
Earnings grew 20,05% over the past year
ROE of 10,26% — decent returns on equity
Net margin of 23,65% shows strong profitability
Debt/Equity of 0,00 — conservative balance sheet
Generating 303,29M in free cash flow
Groei
Revenue Growth (5Y)
13,30%
Revenue (1Y)3,21%
Earnings (1Y)20,05%
FCF Growth (3Y)12,64%
Kwaliteit
Return on Equity
10,26%
ROIC9,59%
Net Margin23,65%
Op. Margin30,32%
Veiligheid
Debt / Equity
0,00
Current Ratio0,03
Interest Coverage1,23
Waardering
P/E Ratio
10,91
P/B Ratio1,09
EV/EBITDA7,86
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3,21% | Revenue Growth (3Y) | 3,40% |
| Earnings Growth (1Y) | 20,05% | Earnings Growth (3Y) | 8,43% |
| Revenue Growth (5Y) | 13,30% | Earnings Growth (5Y) | 0,98% |
| Profitability | |||
| Revenue (TTM) | 1,17B | Net Income (TTM) | 276,27M |
| ROE | 10,26% | ROA | 1,15% |
| Gross Margin | 73,06% | Operating Margin | 30,32% |
| Net Margin | 23,65% | Free Cash Flow (TTM) | 303,29M |
| ROIC | 9,59% | FCF Growth (3Y) | 12,64% |
| Safety | |||
| Debt / Equity | 0,00 | Current Ratio | 0,03 |
| Interest Coverage | 1,23 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 10,91 | P/B Ratio | 1,09 |
| P/S Ratio | 2,58 | PEG Ratio | 0,50 |
| EV/EBITDA | 7,86 | Dividend Yield | 0,04% |
| Market Cap | 3,01B | Enterprise Value | 2,79B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,17B | 1,13B | 1,09B | 811,76M | 708,98M |
| Net Income | 276,27M | 230,13M | 234,98M | 265,69M | 265,74M |
| EPS (Diluted) | 2,20 | 1,79 | 1,84 | 2,08 | 2,05 |
| Gross Profit | 853,59M | 759,96M | 778,69M | 760,69M | 729,23M |
| Operating Income | 354,24M | 292,60M | 309,17M | 351,21M | 349,00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 23,96B | 23,83B | 24,93B | 24,58B | 24,99B |
| Total Liabilities | 21,19B | 21,21B | 22,44B | 22,31B | 22,34B |
| Shareholders' Equity | 2,77B | 2,62B | 2,49B | 2,27B | 2,66B |
| Total Debt | 0,0 | 250,00M | 500,00M | 75,00M | 0,0 |
| Cash & Equivalents | 228,73M | 1,17B | 1,74B | 526,62M | 1,26B |
| Current Assets | 306,38M | 1,69B | 4,46B | 4,05B | 9,98B |
| Current Liabilities | 10,84B | 20,67B | 21,83B | 21,87B | 21,82B |