Back
23
26
38
Day Range
$56.60
$57.99
52-Week Range
$35.05
$57.99
Volume
514,233
50D / 200D Avg
$54.65
/
$51.05
Prev Close
$56.33
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 10.8 | 10.3 |
| P/B | 3.7 | 1.1 |
| ROE % | 35.2 | 11.6 |
| Net Margin % | 22.3 | 16.8 |
| Rev Growth 5Y % | 8.6 | 11.6 |
| D/E | 0.4 | 0.5 |
Analyst Price Target
Hold
$55.00
-4.3%
Forward P/E
11.20
Forward EPS
$5.13
EPS Growth (est.)
+0.0%
Est. Revenue
1.97B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2029 |
$6.56
$6.36 – $6.82
|
2.28B | 1 |
| FY2028 |
$6.50
$6.36 – $6.63
|
2.17B | 2 |
| FY2027 |
$5.76
$5.47 – $6.04
|
2.06B | 6 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-29 | $1.22 | $1.39 | +13.9% |
| 2025-10-30 | $1.13 | $1.34 | +18.6% |
| 2025-07-31 | $0.99 | $1.16 | +17.2% |
| 2025-04-24 | $0.91 | $1.10 | +20.9% |
| 2025-01-30 | $0.96 | $1.04 | +8.3% |
| 2024-10-24 | $0.92 | $1.06 | +15.2% |
| 2024-07-25 | $0.89 | $0.96 | +7.9% |
| 2024-04-25 | $0.88 | $0.89 | +1.1% |
Dividend History
7 yr streakYield
0.03%
Payout Ratio
0.26%
Growth (3Y)
7.19%
Growth (5Y)
-5.98%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 06, 2026 | Feb 13, 2026 | $0.34 | 2.61% |
| Nov 07, 2025 | Nov 14, 2025 | $0.34 | 2.69% |
| Aug 08, 2025 | Aug 15, 2025 | $0.34 | 2.54% |
| May 08, 2025 | May 15, 2025 | $0.34 | 2.98% |
| Feb 07, 2025 | Feb 14, 2025 | $0.31 | 5.78% |
| Nov 08, 2024 | Nov 15, 2024 | $0.31 | 5.38% |
| Aug 08, 2024 | Aug 15, 2024 | $0.31 | 6.64% |
| May 07, 2024 | May 15, 2024 | $1.31 | 6.71% |
| Feb 07, 2024 | Feb 15, 2024 | $0.28 | 3.19% |
| Nov 07, 2023 | Nov 15, 2023 | $0.28 | 3.40% |
| Aug 07, 2023 | Aug 15, 2023 | $0.28 | 3.32% |
| May 05, 2023 | May 15, 2023 | $0.28 | 2.79% |
| Feb 07, 2023 | Feb 15, 2023 | $0.27 | 2.69% |
| Nov 07, 2022 | Nov 15, 2022 | $0.27 | 3.05% |
| Aug 05, 2022 | Aug 15, 2022 | $0.27 | 3.17% |
| May 05, 2022 | May 13, 2022 | $0.27 | 3.71% |
| Feb 07, 2022 | Feb 15, 2022 | $0.27 | 3.26% |
| Nov 05, 2021 | Nov 15, 2021 | $0.27 | 3.12% |
| Aug 05, 2021 | Aug 13, 2021 | $0.27 | 6.53% |
| May 06, 2021 | May 14, 2021 | $0.27 | 6.43% |
Key Takeaways
Revenue grew 8.63% annually over 5 years — modest growth
Earnings grew 50.31% over the past year
ROE of 35.19% indicates high profitability
Net margin of 22.27% shows strong profitability
Debt/Equity of 0.38 — conservative balance sheet
Generating 294.58M in free cash flow
Growth
Revenue Growth (5Y)
8.63%
Revenue (1Y)10.96%
Earnings (1Y)50.31%
FCF Growth (3Y)-1.55%
Quality
Return on Equity
35.19%
ROIC24.26%
Net Margin22.27%
Op. Margin29.54%
Safety
Debt / Equity
0.38
Current Ratio41.26
Interest Coverage42.02
Valuation
P/E Ratio
10.83
Forward P/E11.20
P/B Ratio3.65
EV/EBITDA7.93
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 10.96% | Revenue Growth (3Y) | 6.07% |
| Earnings Growth (1Y) | 50.31% | Earnings Growth (3Y) | 16.14% |
| Revenue Growth (5Y) | 8.63% | Earnings Growth (5Y) | 10.52% |
| Profitability | |||
| Revenue (TTM) | 1.81B | Net Income (TTM) | 403.30M |
| ROE | 35.19% | ROA | 17.61% |
| Gross Margin | 73.56% | Operating Margin | 29.54% |
| Net Margin | 22.27% | Free Cash Flow (TTM) | 294.58M |
| ROIC | 24.26% | FCF Growth (3Y) | -1.55% |
| Safety | |||
| Debt / Equity | 0.38 | Current Ratio | 41.26 |
| Interest Coverage | 42.02 | ||
| Dividends | |||
| Dividend Yield | 0.03% | Payout Ratio | 0.26% |
| Dividend Growth (3Y) | 7.19% | Dividend Growth (5Y) | -5.98% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 10.83 | Forward P/E | 11.20 |
| P/B Ratio | 3.65 | P/S Ratio | 2.41 |
| PEG Ratio | 0.15 | Forward PEG | N/A |
| EV/EBITDA | 7.93 | Fwd EV/EBITDA | 6.53 |
| Forward P/S | 2.22 | Fwd Earnings Yield | 8.93% |
| FCF Yield | 6.74% | ||
| Market Cap | 4.37B | Enterprise Value | 4.24B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.81B | 1.63B | 1.61B | 1.45B | 1.30B |
| Net Income | 403.30M | 268.31M | 298.98M | 239.50M | 270.29M |
| EPS (Diluted) | 5.13 | 3.23 | 3.40 | 2.65 | 2.75 |
| Gross Profit | 1.33B | 1.09B | 1.05B | 933.10M | 767.96M |
| Operating Income | 535.00M | 361.47M | 387.55M | 336.80M | 366.27M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.29B | 2.08B | 2.10B | 2.02B | 2.02B |
| Total Liabilities | 1.03B | 933.96M | 947.75M | 912.97M | 840.97M |
| Shareholders' Equity | 1.20B | 1.10B | 1.13B | 1.05B | 1.11B |
| Total Debt | 457.01M | 461.97M | 457.94M | 452.78M | 346.07M |
| Cash & Equivalents | 583.89M | 504.44M | 383.18M | 336.78M | 233.33M |
| Current Assets | 831.32M | 781.35M | 720.73M | 651.03M | 559.45M |
| Current Liabilities | 20.15M | 289.19M | 287.34M | 257.41M | 270.71M |
Strategy Scores
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Capital Light Compounder
#193 of 220
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#305 of 327
#92 of 203
Recent Activity
Exited
Contrarian Investing (David Dreman)
Mar 26, 2026
Entered
Capital Light Compounder
Mar 24, 2026
Entered
Contrarian Investing (David Dreman)
Mar 24, 2026
Entered
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026
Entered
Value Investing (Warren Buffett)
Mar 24, 2026