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Fourchette du Jour
55,51 €
56,66 €
Fourchette 52 Semaines
35,05 €
57,82 €
Volume
410 036
Moyenne 50J / 200J
54,65 €
/
51,05 €
Clôture Précédente
56,29 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,6 | 10,3 |
| P/B | 3,6 | 1,1 |
| ROE % | 35,2 | 11,6 |
| Net Margin % | 22,3 | 16,8 |
| Rev Growth 5Y % | 8,6 | 11,6 |
| D/E | 0,4 | 0,5 |
Objectif de Cours des Analystes
Hold
55,00 €
-2.4%
P/E Prévisionnel
11,0
BPA Prévisionnel
5,13 €
Croissance BPA (est.)
+0,0%
CA Est.
2 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
6,56 €
6,36 € – 6,82 €
|
2,3 B | 1 |
| FY2028 |
6,50 €
6,36 € – 6,63 €
|
2,2 B | 2 |
| FY2027 |
5,76 €
5,47 € – 6,04 €
|
2,1 B | 6 |
Points Clés
Revenue grew 8,63% annually over 5 years — modest growth
Earnings grew 50,31% over the past year
ROE of 35,19% indicates high profitability
Net margin of 22,27% shows strong profitability
Debt/Equity of 0,38 — conservative balance sheet
Generating 294,58M in free cash flow
Croissance
Revenue Growth (5Y)
8,63%
Revenue (1Y)10,96%
Earnings (1Y)50,31%
FCF Growth (3Y)-1,55%
Qualité
Return on Equity
35,19%
ROIC24,26%
Net Margin22,27%
Op. Margin29,54%
Sécurité
Debt / Equity
0,38
Current Ratio41,26
Interest Coverage42,02
Valorisation
P/E Ratio
10,61
P/B Ratio3,58
EV/EBITDA7,76
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 10,96% | Revenue Growth (3Y) | 6,07% |
| Earnings Growth (1Y) | 50,31% | Earnings Growth (3Y) | 16,14% |
| Revenue Growth (5Y) | 8,63% | Earnings Growth (5Y) | 10,52% |
| Profitability | |||
| Revenue (TTM) | 1,81B | Net Income (TTM) | 403,30M |
| ROE | 35,19% | ROA | 17,61% |
| Gross Margin | 73,56% | Operating Margin | 29,54% |
| Net Margin | 22,27% | Free Cash Flow (TTM) | 294,58M |
| ROIC | 24,26% | FCF Growth (3Y) | -1,55% |
| Safety | |||
| Debt / Equity | 0,38 | Current Ratio | 41,26 |
| Interest Coverage | 42,02 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 10,61 | P/B Ratio | 3,58 |
| P/S Ratio | 2,36 | PEG Ratio | 0,15 |
| EV/EBITDA | 7,76 | Dividend Yield | 0,03% |
| Market Cap | 4,28B | Enterprise Value | 4,15B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,81B | 1,63B | 1,61B | 1,45B | 1,30B |
| Net Income | 403,30M | 268,31M | 298,98M | 239,50M | 270,29M |
| EPS (Diluted) | 5,13 | 3,23 | 3,40 | 2,65 | 2,75 |
| Gross Profit | 1,33B | 1,09B | 1,05B | 933,10M | 767,96M |
| Operating Income | 535,00M | 361,47M | 387,55M | 336,80M | 366,27M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2,29B | 2,08B | 2,10B | 2,02B | 2,02B |
| Total Liabilities | 1,03B | 933,96M | 947,75M | 912,97M | 840,97M |
| Shareholders' Equity | 1,20B | 1,10B | 1,13B | 1,05B | 1,11B |
| Total Debt | 457,01M | 461,97M | 457,94M | 452,78M | 346,07M |
| Cash & Equivalents | 583,89M | 504,44M | 383,18M | 336,78M | 233,33M |
| Current Assets | 831,32M | 781,35M | 720,73M | 651,03M | 559,45M |
| Current Liabilities | 20,15M | 289,19M | 287,34M | 257,41M | 270,71M |
Scores de Stratégies
This stock passed the criteria for 4 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Capital Light Compounder
#190 of 218
#263 of 670
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#310 of 332
#89 of 203
Activité Récente
Entré
Capital Light Compounder
Mar 24, 2026
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026
Entré
Value Investing (Warren Buffett)
Mar 24, 2026