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Day Range
$18.99
$19.18
52-Week Range
$14.67
$20.50
Volume
258,728
50D / 200D Avg
$19.12
/
$17.96
Prev Close
$19.02
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 9.0 | 10.3 |
| P/B | 0.9 | 1.1 |
| ROE % | 9.3 | 11.6 |
| Net Margin % | 9.0 | 16.8 |
| Rev Growth 5Y % | 20.3 | 11.6 |
| D/E | 0.4 | 0.5 |
Analyst Price Target
Hold
$20.38
+6.6%
Low: $17.50
High: $24.00
Forward P/E
5.54
Forward EPS
$3.45
EPS Growth (est.)
+0.0%
Est. Revenue
3.82B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$4.34
$4.34 – $4.34
|
4.14B | 2 |
| FY2027 |
$4.02
$4.02 – $4.02
|
4.07B | 5 |
| FY2026 |
$3.45
$3.45 – $3.45
|
3.82B | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-25 | $1.06 | $1.09 | +2.8% |
| 2025-11-12 | $1.21 | $1.21 | 0.0% |
| 2025-08-13 | -$0.12 | $0.12 | +200.0% |
| 2025-05-14 | -$0.43 | -$0.41 | +4.7% |
| 2025-02-25 | -$1.08 | -$1.05 | +2.8% |
| 2024-11-12 | $0.72 | $0.88 | +22.2% |
| 2024-08-14 | $0.69 | $0.46 | -33.3% |
| 2024-05-09 | $0.62 | $0.69 | +11.3% |
Dividend History
2 yr streakYield
0.03%
Payout Ratio
0.23%
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 16, 2026 | Mar 27, 2026 | $0.15 | 2.90% |
| Dec 10, 2025 | Dec 23, 2025 | $0.15 | 2.69% |
| Sep 16, 2025 | Sep 26, 2025 | $0.15 | 2.61% |
| Jun 16, 2025 | Jun 27, 2025 | $0.10 | 2.40% |
| Mar 12, 2025 | Mar 27, 2025 | $0.10 | 2.73% |
| Nov 29, 2024 | Dec 20, 2024 | $0.10 | 1.95% |
| Sep 16, 2024 | Sep 30, 2024 | $0.10 | 1.69% |
| Jun 14, 2024 | Jun 28, 2024 | $0.10 | 1.29% |
| Mar 14, 2024 | Mar 29, 2024 | $0.10 | 0.54% |
Key Takeaways
Revenue grew 20.29% annually over 5 years — strong growth
Earnings grew 99.03% over the past year
Debt/Equity of 0.35 — conservative balance sheet
Negative free cash flow of -409.50M
P/E of 9.00 — trading at a low valuation
PEG of 0.08 suggests growth is underpriced
Growth
Revenue Growth (5Y)
20.29%
Revenue (1Y)3.26%
Earnings (1Y)99.03%
FCF Growth (3Y)N/A
Quality
Return on Equity
9.30%
ROIC6.37%
Net Margin9.02%
Op. Margin11.02%
Safety
Debt / Equity
0.35
Current RatioN/A
Interest Coverage5.78
Valuation
P/E Ratio
9.00
Forward P/E5.54
P/B Ratio0.85
EV/EBITDA5.89
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3.26% | Revenue Growth (3Y) | -16.57% |
| Earnings Growth (1Y) | 99.03% | Earnings Growth (3Y) | -67.48% |
| Revenue Growth (5Y) | 20.29% | Earnings Growth (5Y) | 34.80% |
| Profitability | |||
| Revenue (TTM) | 2.50B | Net Income (TTM) | 225.50M |
| ROE | 9.30% | ROA | 2.41% |
| Gross Margin | 56.42% | Operating Margin | 11.02% |
| Net Margin | 9.02% | Free Cash Flow (TTM) | -409.50M |
| ROIC | 6.37% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.35 | Current Ratio | N/A |
| Interest Coverage | 5.78 | ||
| Dividends | |||
| Dividend Yield | 0.03% | Payout Ratio | 0.23% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 2 yrs | ||
| Valuation | |||
| P/E Ratio | 9.00 | Forward P/E | 5.54 |
| P/B Ratio | 0.85 | P/S Ratio | 0.81 |
| PEG Ratio | 0.08 | Forward PEG | N/A |
| EV/EBITDA | 5.89 | Fwd EV/EBITDA | 2.23 |
| Forward P/S | 0.53 | Fwd Earnings Yield | 18.05% |
| FCF Yield | -20.19% | ||
| Market Cap | 2.03B | Enterprise Value | 1.62B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.50B | 2.42B | 3.59B | 1.52B | 1.19B |
| Net Income | 225.50M | 113.30M | 2.13B | 52.60M | 68.30M |
| EPS (Diluted) | 2.11 | 0.98 | 18.65 | 0.26 | 0.34 |
| Gross Profit | 1.41B | 266.10M | 2.17B | 1.52B | 247.50M |
| Operating Income | 275.60M | 136.40M | 2.05B | 80.10M | 78.70M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9.37B | 11.77B | 10.03B | 8.31B | 7.05B |
| Total Liabilities | 6.97B | 9.32B | 7.58B | 6.33B | 5.03B |
| Shareholders' Equity | 2.40B | 2.45B | 2.45B | 1.98B | 2.01B |
| Total Debt | 843.20M | 448.90M | 448.20M | 476.00M | 478.30M |
| Cash & Equivalents | 1.25B | 743.00M | 712.40M | 1.22B | 325.10M |
| Current Assets | 4.74B | 0.0 | 0.0 | 0.0 | 0.0 |
| Current Liabilities | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Strategy Scores
This stock passed the criteria for 0 strategies
Score = fit strength (0–100)
Rank = position among all matches
Recent Activity
Exited
Defensive Investing (Benjamin Graham)
Mar 26, 2026
Entered
Defensive Investing (Benjamin Graham)
Mar 24, 2026