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Fourchette du Jour
18,99 €
19,18 €
Fourchette 52 Semaines
14,67 €
20,50 €
Volume
258 728
Moyenne 50J / 200J
19,12 €
/
17,96 €
Clôture Précédente
19,02 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 9,0 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | 9,3 | 11,6 |
| Net Margin % | 9,0 | 16,8 |
| Rev Growth 5Y % | 20,3 | 11,6 |
| D/E | 0,4 | 0,5 |
Objectif de Cours des Analystes
Hold
20,38 €
+6.6%
Low: 17,50 €
High: 24,00 €
P/E Prévisionnel
5,54
BPA Prévisionnel
3,45 €
Croissance BPA (est.)
+0,0%
CA Est.
3,82B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
4,34 €
4,34 € – 4,34 €
|
4,14B | 2 |
| FY2027 |
4,02 €
4,02 € – 4,02 €
|
4,07B | 5 |
| FY2026 |
3,45 €
3,45 € – 3,45 €
|
3,82B | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-25 | 1,06 € | 1,09 € | +2,8% |
| 2025-11-12 | 1,21 € | 1,21 € | 0,0% |
| 2025-08-13 | -0,12 € | 0,12 € | +200,0% |
| 2025-05-14 | -0,43 € | -0,41 € | +4,7% |
| 2025-02-25 | -1,08 € | -1,05 € | +2,8% |
| 2024-11-12 | 0,72 € | 0,88 € | +22,2% |
| 2024-08-14 | 0,69 € | 0,46 € | -33,3% |
| 2024-05-09 | 0,62 € | 0,69 € | +11,3% |
Dividend History
2 yr streakYield
0,03%
Payout Ratio
0,23%
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 16, 2026 | Mar 27, 2026 | 0,15 € | 2,90% |
| Dec 10, 2025 | Dec 23, 2025 | 0,15 € | 2,69% |
| Sep 16, 2025 | Sep 26, 2025 | 0,15 € | 2,61% |
| Jun 16, 2025 | Jun 27, 2025 | 0,10 € | 2,40% |
| Mar 12, 2025 | Mar 27, 2025 | 0,10 € | 2,73% |
| Nov 29, 2024 | Dec 20, 2024 | 0,10 € | 1,95% |
| Sep 16, 2024 | Sep 30, 2024 | 0,10 € | 1,69% |
| Jun 14, 2024 | Jun 28, 2024 | 0,10 € | 1,29% |
| Mar 14, 2024 | Mar 29, 2024 | 0,10 € | 0,54% |
Points Clés
Revenue grew 20,29% annually over 5 years — strong growth
Earnings grew 99,03% over the past year
Debt/Equity of 0,35 — conservative balance sheet
Negative free cash flow of -409,50M
P/E of 9,00 — trading at a low valuation
PEG of 0,08 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
20,29%
Revenue (1Y)3,26%
Earnings (1Y)99,03%
FCF Growth (3Y)N/A
Qualité
Return on Equity
9,30%
ROIC6,37%
Net Margin9,02%
Op. Margin11,02%
Sécurité
Debt / Equity
0,35
Current RatioN/A
Interest Coverage5,78
Valorisation
P/E Ratio
9,00
Forward P/E5,54
P/B Ratio0,85
EV/EBITDA5,89
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3,26% | Revenue Growth (3Y) | -16,57% |
| Earnings Growth (1Y) | 99,03% | Earnings Growth (3Y) | -67,48% |
| Revenue Growth (5Y) | 20,29% | Earnings Growth (5Y) | 34,80% |
| Profitability | |||
| Revenue (TTM) | 2,50B | Net Income (TTM) | 225,50M |
| ROE | 9,30% | ROA | 2,41% |
| Gross Margin | 56,42% | Operating Margin | 11,02% |
| Net Margin | 9,02% | Free Cash Flow (TTM) | -409,50M |
| ROIC | 6,37% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,35 | Current Ratio | N/A |
| Interest Coverage | 5,78 | ||
| Dividends | |||
| Dividend Yield | 0,03% | Payout Ratio | 0,23% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 2 yrs | ||
| Valuation | |||
| P/E Ratio | 9,00 | Forward P/E | 5,54 |
| P/B Ratio | 0,85 | P/S Ratio | 0,81 |
| PEG Ratio | 0,08 | Forward PEG | N/A |
| EV/EBITDA | 5,89 | Fwd EV/EBITDA | 2,23 |
| Forward P/S | 0,53 | Fwd Earnings Yield | 18,05% |
| FCF Yield | -20,19% | ||
| Market Cap | 2,03B | Enterprise Value | 1,62B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,50B | 2,42B | 3,59B | 1,52B | 1,19B |
| Net Income | 225,50M | 113,30M | 2,13B | 52,60M | 68,30M |
| EPS (Diluted) | 2,11 | 0,98 | 18,65 | 0,26 | 0,34 |
| Gross Profit | 1,41B | 266,10M | 2,17B | 1,52B | 247,50M |
| Operating Income | 275,60M | 136,40M | 2,05B | 80,10M | 78,70M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9,37B | 11,77B | 10,03B | 8,31B | 7,05B |
| Total Liabilities | 6,97B | 9,32B | 7,58B | 6,33B | 5,03B |
| Shareholders' Equity | 2,40B | 2,45B | 2,45B | 1,98B | 2,01B |
| Total Debt | 843,20M | 448,90M | 448,20M | 476,00M | 478,30M |
| Cash & Equivalents | 1,25B | 743,00M | 712,40M | 1,22B | 325,10M |
| Current Assets | 4,74B | 0,0 | 0,0 | 0,0 | 0,0 |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |
Scores de Stratégies
This stock passed the criteria for 0 strategies
Score = fit strength (0–100)
Rank = position among all matches
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