Back
34
Day Range
$16.31
$16.69
52-Week Range
$10.88
$19.14
Volume
11,521,671
50D / 200D Avg
$17.38
/
$16.28
Prev Close
$16.46
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 10.4 | 10.3 |
| P/B | 0.9 | 1.1 |
| ROE % | 8.7 | 11.6 |
| Net Margin % | 21.0 | 16.8 |
| Rev Growth 5Y % | 19.2 | 11.6 |
| D/E | 0.6 | 0.5 |
Analyst Price Target
Hold
$20.25
+22.8%
Low: $19.50
High: $21.00
Forward P/E
9.60
Forward EPS
$1.72
EPS Growth (est.)
+0.0%
Est. Revenue
1.90B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$1.94
$1.86 – $1.99
|
2.06B | 7 |
| FY2026 |
$1.72
$1.69 – $1.75
|
1.90B | 7 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-20 | $0.41 | $0.50 | +22.3% |
| 2025-10-16 | $0.37 | $0.41 | +9.5% |
| 2025-07-17 | $0.33 | $0.36 | +9.1% |
| 2025-04-16 | $0.30 | $0.32 | +7.6% |
| 2025-01-22 | $0.33 | $0.38 | +15.2% |
| 2024-10-17 | $0.35 | $0.34 | -2.9% |
| 2024-07-17 | $0.35 | $0.34 | -2.9% |
| 2024-04-17 | $0.34 | $0.34 | 0.0% |
Dividend History
7 yr streakYield
0.03%
Payout Ratio
0.31%
Growth (3Y)
0.00%
Growth (5Y)
0.00%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 02, 2026 | Mar 16, 2026 | $0.12 | 2.79% |
| Dec 01, 2025 | Dec 15, 2025 | $0.12 | 2.88% |
| Sep 02, 2025 | Sep 15, 2025 | $0.12 | 2.93% |
| Jun 02, 2025 | Jun 15, 2025 | $0.12 | 3.51% |
| Mar 03, 2025 | Mar 15, 2025 | $0.12 | 3.31% |
| Dec 02, 2024 | Dec 15, 2024 | $0.12 | 2.85% |
| Sep 05, 2024 | Sep 15, 2024 | $0.12 | 3.35% |
| Jun 06, 2024 | Jun 15, 2024 | $0.12 | 3.61% |
| Mar 05, 2024 | Mar 15, 2024 | $0.12 | 3.47% |
| Dec 04, 2023 | Dec 15, 2023 | $0.12 | 3.80% |
| Sep 01, 2023 | Sep 15, 2023 | $0.12 | 4.08% |
| Jun 01, 2023 | Jun 15, 2023 | $0.12 | 4.32% |
| Mar 02, 2023 | Mar 15, 2023 | $0.12 | 3.42% |
| Dec 02, 2022 | Dec 15, 2022 | $0.12 | 3.46% |
| Sep 01, 2022 | Sep 15, 2022 | $0.12 | 4.10% |
| Jun 02, 2022 | Jun 15, 2022 | $0.12 | 3.97% |
| Mar 03, 2022 | Mar 15, 2022 | $0.12 | 3.67% |
| Dec 02, 2021 | Dec 15, 2021 | $0.12 | 4.05% |
| Sep 02, 2021 | Sep 15, 2021 | $0.12 | 4.19% |
| May 28, 2021 | Jun 15, 2021 | $0.12 | 3.58% |
Key Takeaways
Revenue grew 19.20% annually over 5 years — strong growth
Earnings grew 21.59% over the past year
Net margin of 20.98% shows strong profitability
Generating 376.00M in free cash flow
P/E of 10.42 — trading at a low valuation
PEG of 0.46 suggests growth is underpriced
Growth
Revenue Growth (5Y)
19.20%
Revenue (1Y)4.94%
Earnings (1Y)21.59%
FCF Growth (3Y)5.94%
Quality
Return on Equity
8.66%
ROIC4.70%
Net Margin20.98%
Op. Margin24.84%
Safety
Debt / Equity
0.58
Current Ratio1.01
Interest Coverage0.72
Valuation
P/E Ratio
10.42
Forward P/E9.60
P/B Ratio0.87
EV/EBITDA10.93
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4.94% | Revenue Growth (3Y) | 10.00% |
| Earnings Growth (1Y) | 21.59% | Earnings Growth (3Y) | 7.97% |
| Revenue Growth (5Y) | 19.20% | Earnings Growth (5Y) | 8.70% |
| Profitability | |||
| Revenue (TTM) | 2.69B | Net Income (TTM) | 565.39M |
| ROE | 8.66% | ROA | 1.13% |
| Gross Margin | 62.31% | Operating Margin | 24.84% |
| Net Margin | 20.98% | Free Cash Flow (TTM) | 376.00M |
| ROIC | 4.70% | FCF Growth (3Y) | 5.94% |
| Safety | |||
| Debt / Equity | 0.58 | Current Ratio | 1.01 |
| Interest Coverage | 0.72 | ||
| Dividends | |||
| Dividend Yield | 0.03% | Payout Ratio | 0.31% |
| Dividend Growth (3Y) | 0.00% | Dividend Growth (5Y) | 0.00% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 10.42 | Forward P/E | 9.60 |
| P/B Ratio | 0.87 | P/S Ratio | 2.19 |
| PEG Ratio | 0.46 | Forward PEG | N/A |
| EV/EBITDA | 10.93 | Fwd EV/EBITDA | 12.32 |
| Forward P/S | 3.10 | Fwd Earnings Yield | 10.42% |
| FCF Yield | 6.38% | ||
| Market Cap | 5.89B | Enterprise Value | 7.31B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.69B | 2.57B | 2.23B | 1.61B | 1.34B |
| Net Income | 565.39M | 465.00M | 485.00M | 439.00M | 405.00M |
| EPS (Diluted) | 1.56 | 1.27 | 1.31 | 1.22 | 1.23 |
| Gross Profit | 1.68B | 1.52B | 1.50B | 1.38B | 1.24B |
| Operating Income | 669.36M | 555.00M | 584.00M | 553.00M | 503.00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 50.23B | 48.63B | 46.16B | 43.73B | 39.51B |
| Total Liabilities | 43.47B | 42.32B | 40.11B | 38.07B | 34.36B |
| Shareholders' Equity | 6.76B | 6.30B | 6.05B | 5.65B | 5.15B |
| Total Debt | 3.92B | 4.27B | 4.48B | 2.47B | 2.22B |
| Cash & Equivalents | 2.50B | 2.42B | 1.58B | 1.67B | 3.49B |
| Current Assets | 41.08B | 6.14B | 5.41B | 5.45B | 7.41B |
| Current Liabilities | 40.78B | 38.23B | 37.10B | 36.02B | 33.13B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#284 of 327
Recent Activity
Entered
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026