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34
Fourchette du Jour
16,31 €
16,69 €
Fourchette 52 Semaines
10,88 €
19,14 €
Volume
11 521 671
Moyenne 50J / 200J
17,38 €
/
16,28 €
Clôture Précédente
16,46 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,4 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | 8,7 | 11,7 |
| Net Margin % | 21,0 | 16,9 |
| Rev Growth 5Y % | 19,2 | 11,6 |
| D/E | 0,6 | 0,5 |
Objectif de Cours des Analystes
Hold
20,25 €
+22.8%
Low: 19,50 €
High: 21,00 €
P/E Prévisionnel
9,60
BPA Prévisionnel
1,72 €
Croissance BPA (est.)
+0,0%
CA Est.
1,90B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
1,94 €
1,86 € – 1,99 €
|
2,06B | 7 |
| FY2026 |
1,72 €
1,69 € – 1,75 €
|
1,90B | 7 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-20 | 0,41 € | 0,50 € | +22,3% |
| 2025-10-16 | 0,37 € | 0,41 € | +9,5% |
| 2025-07-17 | 0,33 € | 0,36 € | +9,1% |
| 2025-04-16 | 0,30 € | 0,32 € | +7,6% |
| 2025-01-22 | 0,33 € | 0,38 € | +15,2% |
| 2024-10-17 | 0,35 € | 0,34 € | -2,9% |
| 2024-07-17 | 0,35 € | 0,34 € | -2,9% |
| 2024-04-17 | 0,34 € | 0,34 € | 0,0% |
Dividend History
7 yr streakYield
0,03%
Payout Ratio
0,31%
Growth (3Y)
0,00%
Growth (5Y)
0,00%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 02, 2026 | Mar 16, 2026 | 0,12 € | 2,79% |
| Dec 01, 2025 | Dec 15, 2025 | 0,12 € | 2,88% |
| Sep 02, 2025 | Sep 15, 2025 | 0,12 € | 2,93% |
| Jun 02, 2025 | Jun 15, 2025 | 0,12 € | 3,51% |
| Mar 03, 2025 | Mar 15, 2025 | 0,12 € | 3,31% |
| Dec 02, 2024 | Dec 15, 2024 | 0,12 € | 2,85% |
| Sep 05, 2024 | Sep 15, 2024 | 0,12 € | 3,35% |
| Jun 06, 2024 | Jun 15, 2024 | 0,12 € | 3,61% |
| Mar 05, 2024 | Mar 15, 2024 | 0,12 € | 3,47% |
| Dec 04, 2023 | Dec 15, 2023 | 0,12 € | 3,80% |
| Sep 01, 2023 | Sep 15, 2023 | 0,12 € | 4,08% |
| Jun 01, 2023 | Jun 15, 2023 | 0,12 € | 4,32% |
| Mar 02, 2023 | Mar 15, 2023 | 0,12 € | 3,42% |
| Dec 02, 2022 | Dec 15, 2022 | 0,12 € | 3,46% |
| Sep 01, 2022 | Sep 15, 2022 | 0,12 € | 4,10% |
| Jun 02, 2022 | Jun 15, 2022 | 0,12 € | 3,97% |
| Mar 03, 2022 | Mar 15, 2022 | 0,12 € | 3,67% |
| Dec 02, 2021 | Dec 15, 2021 | 0,12 € | 4,05% |
| Sep 02, 2021 | Sep 15, 2021 | 0,12 € | 4,19% |
| May 28, 2021 | Jun 15, 2021 | 0,12 € | 3,58% |
Points Clés
Revenue grew 19,20% annually over 5 years — strong growth
Earnings grew 21,59% over the past year
Net margin of 20,98% shows strong profitability
Generating 376,00M in free cash flow
P/E of 10,42 — trading at a low valuation
PEG of 0,46 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
19,20%
Revenue (1Y)4,94%
Earnings (1Y)21,59%
FCF Growth (3Y)5,94%
Qualité
Return on Equity
8,66%
ROIC4,70%
Net Margin20,98%
Op. Margin24,84%
Sécurité
Debt / Equity
0,58
Current Ratio1,01
Interest Coverage0,72
Valorisation
P/E Ratio
10,42
Forward P/E9,49
P/B Ratio0,87
EV/EBITDA10,93
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,94% | Revenue Growth (3Y) | 10,00% |
| Earnings Growth (1Y) | 21,59% | Earnings Growth (3Y) | 7,97% |
| Revenue Growth (5Y) | 19,20% | Earnings Growth (5Y) | 8,70% |
| Profitability | |||
| Revenue (TTM) | 2,69B | Net Income (TTM) | 565,39M |
| ROE | 8,66% | ROA | 1,13% |
| Gross Margin | 62,31% | Operating Margin | 24,84% |
| Net Margin | 20,98% | Free Cash Flow (TTM) | 376,00M |
| ROIC | 4,70% | FCF Growth (3Y) | 5,94% |
| Safety | |||
| Debt / Equity | 0,58 | Current Ratio | 1,01 |
| Interest Coverage | 0,72 | ||
| Dividends | |||
| Dividend Yield | 0,03% | Payout Ratio | 0,31% |
| Dividend Growth (3Y) | 0,00% | Dividend Growth (5Y) | 0,00% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 10,42 | Forward P/E | 9,49 |
| P/B Ratio | 0,87 | P/S Ratio | 2,19 |
| PEG Ratio | 0,46 | Forward PEG | N/A |
| EV/EBITDA | 10,93 | Fwd EV/EBITDA | 12,32 |
| Forward P/S | 3,10 | Fwd Earnings Yield | 10,54% |
| FCF Yield | 6,38% | ||
| Market Cap | 5,89B | Enterprise Value | 7,31B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,69B | 2,57B | 2,23B | 1,61B | 1,34B |
| Net Income | 565,39M | 465,00M | 485,00M | 439,00M | 405,00M |
| EPS (Diluted) | 1,56 | 1,27 | 1,31 | 1,22 | 1,23 |
| Gross Profit | 1,68B | 1,52B | 1,50B | 1,38B | 1,24B |
| Operating Income | 669,36M | 555,00M | 584,00M | 553,00M | 503,00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 50,23B | 48,63B | 46,16B | 43,73B | 39,51B |
| Total Liabilities | 43,47B | 42,32B | 40,11B | 38,07B | 34,36B |
| Shareholders' Equity | 6,76B | 6,30B | 6,05B | 5,65B | 5,15B |
| Total Debt | 3,92B | 4,27B | 4,48B | 2,47B | 2,22B |
| Cash & Equivalents | 2,50B | 2,42B | 1,58B | 1,67B | 3,49B |
| Current Assets | 41,08B | 6,14B | 5,41B | 5,45B | 7,41B |
| Current Liabilities | 40,78B | 38,23B | 37,10B | 36,02B | 33,13B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#289 of 332
Activité Récente
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026