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FIRST MERCHANTS CORP

جودة البيانات: 83%
FRMEP
NASDAQ Financial Services Depository Institutions
KWD 26.10
KWD 0.00 (0.00%)
6 months return
Momentum
Neutral
1Y earnings growth
12.21%

النمو

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)12.21%
FCF Growth (3Y)4.68%

الجودة

Return on Equity
9.50%
أعلى من متوسط القطاع (9.19%)
ROICN/A
Net MarginN/A
Op. MarginN/A

الأمان

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

التقييم

PE (TTM)
6.68
أقل من متوسط القطاع (11.13)
P/B Ratio0.63
EV/EBITDAN/A
Dividend Yield7.17%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Generating 283.65 M in free cash flow
P/E of 6.68 — trading at a low valuation
Cash machine — converts 125.51% of earnings into free cash flow
Dividend yield of 7.17% — meaningful income
Healthy payout ratio of 48.35% with room to grow
Dividends growing 31.40% annually over 5 years

Price History

الاتجاهات المالية

السعر المستهدف للمحللين

لا تتوفر تغطية محللين

Growth

Rev 5Y: N/A · Earnings 1Y: 12.21%
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 12.21% Earnings Growth (3Y) 0.49%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 2.40%

Profitability

ROE: 9.50% · Net Margin: N/A
Revenue (TTM) N/A Net Income (TTM) 226.00 M
ROE 9.50% ROA 1.21%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 283.65 M
ROIC N/A FCF Growth (3Y) 4.68%

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 1.69 B

Dividends

Yield: 7.17% · Payout: 48.35%
Dividend Yield 7.17% Payout Ratio 48.35%
Dividend Growth (3Y) 0.00% Dividend Growth (5Y) 31.40%
Consecutive Div Years 6 yrs

Valuation

P/E: 6.68 · EV/EBITDA: N/A
P/E Ratio 6.68 Forward P/E N/A
P/B Ratio 0.63 P/S Ratio N/A
PEG Ratio 2.78 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 1.78 Fwd Earnings Yield N/A
FCF Yield 18.79%
Market Cap 1.51 B Enterprise Value 1.51 B

Per Share

EPS: 3.88 · FCF/Share: 4.91
EPS (Diluted TTM) 3.88 Revenue / Share N/A
FCF / Share 4.91 OCF / Share 4.91
EPS CAGR (1Y) 13.78% EPS CAGR (5Y) 0.46%
EPS CAGR (10Y) 7.76%

Efficiency

FCF Conv: 125.51% · CapEx/Rev: N/A
CapEx / Revenue N/A FCF Conversion 125.51%
SBC-Adj. FCF 277.29 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 226.00 M 201.40 M 223.79 M 222.09 M 205.53 M
EPS (Diluted) 3.88 3.41 3.73 3.81 3.81
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 29.42 M 26.85 M 11.71 M 11.82 M 10.70 M
Interest Expense 536.01 M 521.11 M 348.49 M 84.80 M 35.95 M
Income Tax 33.11 M 30.33 M 35.45 M 33.59 M 35.26 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 19.03 B 18.31 B 18.41 B 17.94 B 15.45 B
Total Liabilities 16.56 B 16.01 B 16.16 B 15.90 B 13.54 B
Shareholders' Equity 2.47 B 2.30 B 2.25 B 2.03 B 1.91 B
Total Debt
Cash & Equivalents
Current Assets
Current Liabilities

مقارنة الأقران

مقابل وسيط قطاع Financial Services (6628 نظير)
المقياس السهم وسيط القطاع
P/E 6.7 11.1
P/B 0.6 1.2
ROE % 9.5 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

تاريخ التوزيعات

العائد

7.17%

نسبة التوزيع

48.35%

النمو (٣ سنوات)

0.00%

النمو (٥ سنوات)

31.40%

المدفوعات الأخيرة لكل سهم (الأحدث أولاً).

تاريخ الاستحقاق الدفع المبلغ / سهم
Jan 30, 2026 KWD 0.47
Oct 31, 2025 KWD 0.47
Jul 30, 2025 KWD 0.47
Apr 30, 2025 KWD 0.47
Jan 31, 2025 KWD 0.47
Oct 31, 2024 KWD 0.47
Jul 30, 2024 KWD 0.47
Apr 29, 2024 KWD 0.47
Jan 30, 2024 KWD 0.47
Oct 30, 2023 KWD 0.47
Jul 28, 2023 KWD 0.47
Apr 27, 2023 KWD 0.47

درجات الاستراتيجيات

1 strategy matched
Dividend High Yield Value
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النشاط الأخير

دخل High Yield Value
Apr 12, 2026