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FIRST MERCHANTS CORP

Calidad de datos: 83%
FRMEP
NASDAQ Financial Services Depository Institutions
$26.10
▲ $0.17 (0.66%)
6 months return
Momentum
Neutral
1Y earnings growth
12.21%

Crecimiento

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)12.21%
FCF Growth (3Y)4.68%

Calidad

Return on Equity
9.50%
Above sector avg (9.21%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Seguridad

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valoración

PE (TTM)
6.68
Below sector avg (11.13)
P/B Ratio0.63
EV/EBITDAN/A
Dividend Yield7.17%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Generating 283.65 M in free cash flow
P/E of 6.68 — trading at a low valuation
Cash machine — converts 125.51% of earnings into free cash flow
Dividend yield of 7.17% — meaningful income
Healthy payout ratio of 48.35% with room to grow
Dividends growing 31.40% annually over 5 years

Price History

Tendencias Financieras

Precio Objetivo de Analistas

No hay cobertura de analistas disponible

Growth

Rev 5Y: N/A · Earnings 1Y: 12.21%
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 12.21% Earnings Growth (3Y) 0.49%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 2.40%

Profitability

ROE: 9.50% · Net Margin: N/A
Revenue (TTM) N/A Net Income (TTM) 226.00 M
ROE 9.50% ROA 1.21%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 283.65 M
ROIC N/A FCF Growth (3Y) 4.68%

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 1.69 B

Dividends

Yield: 7.17% · Payout: 48.35%
Dividend Yield 7.17% Payout Ratio 48.35%
Dividend Growth (3Y) 0.00% Dividend Growth (5Y) 31.40%
Consecutive Div Years 6 yrs

Valuation

P/E: 6.68 · EV/EBITDA: N/A
P/E Ratio 6.68 Forward P/E N/A
P/B Ratio 0.63 P/S Ratio N/A
PEG Ratio 2.78 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 1.78 Fwd Earnings Yield N/A
FCF Yield 18.79%
Market Cap 1.51 B Enterprise Value 1.51 B

Per Share

EPS: 3.88 · FCF/Share: 4.91
EPS (Diluted TTM) 3.88 Revenue / Share N/A
FCF / Share 4.91 OCF / Share 4.91
EPS CAGR (1Y) 13.78% EPS CAGR (5Y) 0.46%
EPS CAGR (10Y) 7.76%

Efficiency

FCF Conv: 125.51% · CapEx/Rev: N/A
CapEx / Revenue N/A FCF Conversion 125.51%
SBC-Adj. FCF 277.29 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 226.00 M 201.40 M 223.79 M 222.09 M 205.53 M
EPS (Diluted) 3.88 3.41 3.73 3.81 3.81
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 29.42 M 26.85 M 11.71 M 11.82 M 10.70 M
Interest Expense 536.01 M 521.11 M 348.49 M 84.80 M 35.95 M
Income Tax 33.11 M 30.33 M 35.45 M 33.59 M 35.26 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 19.03 B 18.31 B 18.41 B 17.94 B 15.45 B
Total Liabilities 16.56 B 16.01 B 16.16 B 15.90 B 13.54 B
Shareholders' Equity 2.47 B 2.30 B 2.25 B 2.03 B 1.91 B
Total Debt
Cash & Equivalents
Current Assets
Current Liabilities

Comparación con Pares

vs mediana del sector Financial Services (6628 pares)
Métrica Acción Mediana del Sector
P/E 6.7 11.1
P/B 0.6 1.2
ROE % 9.5 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

Historial de Dividendos

Rendimiento

7.17%

Ratio de pago

48.35%

Crecimiento (3 años)

0.00%

Crecimiento (5 años)

31.40%

Pagos recientes por acción (más reciente primero).

Ex-dividendo Pago Monto / acción
Jan 30, 2026 $0.47
Oct 31, 2025 $0.47
Jul 30, 2025 $0.47
Apr 30, 2025 $0.47
Jan 31, 2025 $0.47
Oct 31, 2024 $0.47
Jul 30, 2024 $0.47
Apr 29, 2024 $0.47
Jan 30, 2024 $0.47
Oct 30, 2023 $0.47
Jul 28, 2023 $0.47
Apr 27, 2023 $0.47

Puntuaciones de Estrategias

1 strategy matched
Dividend High Yield Value
#25 of 240
62

Actividad Reciente

Entró High Yield Value
Apr 12, 2026