Atrás
Rango del Día
$9.77
$10.13
Rango de 52 Semanas
$9.66
$13.55
Volumen
684,947
Promedio 50D / 200D
$11.23
/
$11.73
Cierre Anterior
$9.69
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 41.0 | 10.3 |
| P/B | 69.0 | 1.1 |
| ROE % | — | 11.7 |
| Net Margin % | 8.3 | 16.8 |
| Rev Growth 5Y % | -1.2 | 11.7 |
| D/E | 17.8 | 0.5 |
Precio Objetivo de Analistas
Hold
$19.00
+90.8%
Low: $14.00
High: $24.00
P/E Futuro
11.2
EPS Futuro
$0.89
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
580 M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2027 |
$1.06
$1.02 – $1.12
|
650 M | 3 |
| FY2026 |
$0.89
$0.86 – $0.92
|
580 M | 3 |
Puntos Clave
Revenue declined -1.21% annually over 5 years
Earnings grew 142.69% over the past year
Debt/Equity of 17.79 — high leverage
Generating 175.04M in free cash flow
P/E of 41.02 — premium valuation
PEG of 0.12 suggests growth is underpriced
Crecimiento
Revenue Growth (5Y)
-1.21%
Revenue (1Y)5.08%
Earnings (1Y)142.69%
FCF Growth (3Y)40.79%
Calidad
Return on Equity
N/A
ROIC21.84%
Net Margin8.25%
Op. Margin26.85%
Seguridad
Debt / Equity
17.79
Current Ratio2.34
Interest Coverage0.00
Valoración
P/E Ratio
41.02
P/B Ratio68.96
EV/EBITDA14.21
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5.08% | Revenue Growth (3Y) | 10.32% |
| Earnings Growth (1Y) | 142.69% | Earnings Growth (3Y) | 88.46% |
| Revenue Growth (5Y) | -1.21% | Earnings Growth (5Y) | 20.55% |
| Profitability | |||
| Revenue (TTM) | 550.08M | Net Income (TTM) | 45.37M |
| ROE | N/A | ROA | 5.58% |
| Gross Margin | 99.20% | Operating Margin | 26.85% |
| Net Margin | 8.25% | Free Cash Flow (TTM) | 175.04M |
| ROIC | 21.84% | FCF Growth (3Y) | 40.79% |
| Safety | |||
| Debt / Equity | 17.79 | Current Ratio | 2.34 |
| Interest Coverage | 0.00 | Dividend Yield | 0.04% |
| Valuation | |||
| P/E Ratio | 41.02 | P/B Ratio | 68.96 |
| P/S Ratio | 3.38 | PEG Ratio | 0.12 |
| EV/EBITDA | 14.21 | Dividend Yield | 0.04% |
| Market Cap | 1.86B | Enterprise Value | 2.10B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 550.08M | 523.47M | 451.99M | 452.52M | 577.56M |
| Net Income | 45.37M | 18.70M | 12.77M | 19.82M | 21.48M |
| EPS (Diluted) | 0.42 | 0.03 | -0.28 | 0.28 | 0.49 |
| Gross Profit | 545.65M | 235.40M | 95.94M | 175.21M | 243.73M |
| Operating Income | 147.70M | 73.48M | -11.85M | 80.31M | 109.40M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 813.76M | 612.73M | 504.94M | 488.93M | 581.62M |
| Total Liabilities | 686.33M | 703.07M | 616.17M | 582.94M | 637.43M |
| Shareholders' Equity | 26.99M | -27.62M | -27.63M | -19.82M | -25.71M |
| Total Debt | 480.23M | 485.92M | 426.21M | 403.15M | 390.52M |
| Cash & Equivalents | 242.12M | 89.45M | 44.35M | 85.16M | 96.19M |
| Current Assets | 354.52M | 188.87M | 110.30M | 133.48M | 221.26M |
| Current Liabilities | 151.47M | 61.53M | 62.89M | 64.59M | 69.36M |