Retour
Fourchette du Jour
9,52 €
9,86 €
Fourchette 52 Semaines
9,52 €
13,55 €
Volume
829 159
Moyenne 50J / 200J
11,23 €
/
11,73 €
Clôture Précédente
9,96 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 39,9 | 10,3 |
| P/B | 67,1 | 1,1 |
| ROE % | — | 11,6 |
| Net Margin % | 8,3 | 16,8 |
| Rev Growth 5Y % | -1,2 | 11,6 |
| D/E | 17,8 | 0,5 |
Objectif de Cours des Analystes
Hold
19,00 €
+96.1%
Low: 14,00 €
High: 24,00 €
P/E Prévisionnel
11,2
BPA Prévisionnel
0,89 €
Croissance BPA (est.)
+0,0%
CA Est.
580 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
1,06 €
1,02 € – 1,12 €
|
650 M | 3 |
| FY2026 |
0,89 €
0,86 € – 0,92 €
|
580 M | 3 |
Points Clés
Revenue declined -1,21% annually over 5 years
Earnings grew 142,69% over the past year
Debt/Equity of 17,79 — high leverage
Generating 175,04M in free cash flow
P/E of 39,91 — premium valuation
PEG of 0,12 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
-1,21%
Revenue (1Y)5,08%
Earnings (1Y)142,69%
FCF Growth (3Y)40,79%
Qualité
Return on Equity
N/A
ROIC21,84%
Net Margin8,25%
Op. Margin26,85%
Sécurité
Debt / Equity
17,79
Current Ratio2,34
Interest Coverage0,00
Valorisation
P/E Ratio
39,91
P/B Ratio67,09
EV/EBITDA13,87
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5,08% | Revenue Growth (3Y) | 10,32% |
| Earnings Growth (1Y) | 142,69% | Earnings Growth (3Y) | 88,46% |
| Revenue Growth (5Y) | -1,21% | Earnings Growth (5Y) | 20,55% |
| Profitability | |||
| Revenue (TTM) | 550,08M | Net Income (TTM) | 45,37M |
| ROE | N/A | ROA | 5,58% |
| Gross Margin | 99,20% | Operating Margin | 26,85% |
| Net Margin | 8,25% | Free Cash Flow (TTM) | 175,04M |
| ROIC | 21,84% | FCF Growth (3Y) | 40,79% |
| Safety | |||
| Debt / Equity | 17,79 | Current Ratio | 2,34 |
| Interest Coverage | 0,00 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 39,91 | P/B Ratio | 67,09 |
| P/S Ratio | 3,29 | PEG Ratio | 0,12 |
| EV/EBITDA | 13,87 | Dividend Yield | 0,04% |
| Market Cap | 1,81B | Enterprise Value | 2,05B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 550,08M | 523,47M | 451,99M | 452,52M | 577,56M |
| Net Income | 45,37M | 18,70M | 12,77M | 19,82M | 21,48M |
| EPS (Diluted) | 0,42 | 0,03 | -0,28 | 0,28 | 0,49 |
| Gross Profit | 545,65M | 235,40M | 95,94M | 175,21M | 243,73M |
| Operating Income | 147,70M | 73,48M | -11,85M | 80,31M | 109,40M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 813,76M | 612,73M | 504,94M | 488,93M | 581,62M |
| Total Liabilities | 686,33M | 703,07M | 616,17M | 582,94M | 637,43M |
| Shareholders' Equity | 26,99M | -27,62M | -27,63M | -19,82M | -25,71M |
| Total Debt | 480,23M | 485,92M | 426,21M | 403,15M | 390,52M |
| Cash & Equivalents | 242,12M | 89,45M | 44,35M | 85,16M | 96,19M |
| Current Assets | 354,52M | 188,87M | 110,30M | 133,48M | 221,26M |
| Current Liabilities | 151,47M | 61,53M | 62,89M | 64,59M | 69,36M |