Back
28
Day Range
$136.83
$140.18
52-Week Range
$109.38
$152.71
Volume
191,314
50D / 200D Avg
$141.81
/
$135.86
Prev Close
$138.58
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 9.3 | 10.4 |
| P/B | 1.8 | 1.1 |
| ROE % | 20.6 | 11.6 |
| Net Margin % | 19.4 | 16.8 |
| Rev Growth 5Y % | 4.0 | 11.6 |
| D/E | 0.4 | 0.5 |
Analyst Price Target
Hold
$164.50
+19.6%
Low: $157.00
High: $176.00
Forward P/E
8.96
Forward EPS
$15.35
EPS Growth (est.)
+0.0%
Est. Revenue
6.39B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2029 |
$19.80
$19.13 – $20.09
|
7.59B | 1 |
| FY2028 |
$18.13
$17.76 – $18.53
|
7.23B | 3 |
| FY2027 |
$16.50
$16.21 – $16.74
|
6.76B | 7 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-04 | $3.44 | $3.39 | -1.5% |
| 2025-10-22 | $4.60 | $4.81 | +4.6% |
| 2025-07-23 | $3.25 | $3.27 | +0.6% |
| 2025-04-30 | $3.23 | $3.07 | -5.0% |
| 2025-02-05 | $3.12 | $3.14 | +0.6% |
| 2024-10-23 | $3.06 | $3.49 | +14.1% |
| 2024-07-24 | $2.91 | $2.97 | +2.1% |
| 2024-04-22 | $2.79 | $2.78 | -0.4% |
Dividend History
7 yr streakYield
0.01%
Payout Ratio
0.07%
Growth (3Y)
8.61%
Growth (5Y)
7.38%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 02, 2026 | May 01, 2026 | $0.33 | 0.83% |
| Jan 05, 2026 | Jan 30, 2026 | $0.27 | 0.77% |
| Oct 03, 2025 | Oct 31, 2025 | $0.27 | 0.76% |
| Jul 03, 2025 | Aug 01, 2025 | $0.27 | 0.84% |
| Apr 03, 2025 | May 01, 2025 | $0.27 | 0.78% |
| Jan 06, 2025 | Jan 31, 2025 | $0.24 | 0.86% |
| Oct 04, 2024 | Nov 01, 2024 | $0.24 | 0.89% |
| Jul 05, 2024 | Aug 01, 2024 | $0.24 | 1.14% |
| Apr 04, 2024 | May 01, 2024 | $0.24 | 0.83% |
| Jan 04, 2024 | Feb 01, 2024 | $0.23 | 0.74% |
| Oct 05, 2023 | Nov 01, 2023 | $0.23 | 0.80% |
| Jul 03, 2023 | Aug 01, 2023 | $0.23 | 0.78% |
| Mar 31, 2023 | May 01, 2023 | $0.23 | 0.77% |
| Jan 05, 2023 | Feb 01, 2023 | $0.21 | 0.69% |
| Oct 06, 2022 | Nov 01, 2022 | $0.21 | 0.77% |
| Jul 01, 2022 | Aug 01, 2022 | $0.21 | 0.81% |
| Apr 01, 2022 | Apr 29, 2022 | $0.21 | 0.80% |
| Jan 06, 2022 | Feb 01, 2022 | $0.20 | 0.80% |
| Oct 01, 2021 | Nov 01, 2021 | $0.20 | 0.87% |
| Jul 01, 2021 | Jul 30, 2021 | $0.20 | 0.80% |
Key Takeaways
Revenue grew 4.03% annually over 5 years — modest growth
ROE of 20.59% indicates high profitability
Net margin of 19.36% shows strong profitability
Debt/Equity of 0.44 — conservative balance sheet
Generating 1.25B in free cash flow
P/E of 9.31 — trading at a low valuation
Growth
Revenue Growth (5Y)
4.03%
Revenue (1Y)3.82%
Earnings (1Y)8.44%
FCF Growth (3Y)-6.45%
Quality
Return on Equity
20.59%
ROIC12.76%
Net Margin19.36%
Op. Margin24.38%
Safety
Debt / Equity
0.44
Current Ratio9.66
Interest Coverage10.36
Valuation
P/E Ratio
9.31
Forward P/E8.96
P/B Ratio1.81
EV/EBITDA9.09
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3.82% | Revenue Growth (3Y) | 4.94% |
| Earnings Growth (1Y) | 8.44% | Earnings Growth (3Y) | 9.37% |
| Revenue Growth (5Y) | 4.03% | Earnings Growth (5Y) | 3.01% |
| Profitability | |||
| Revenue (TTM) | 6.00B | Net Income (TTM) | 1.16B |
| ROE | 20.59% | ROA | 3.77% |
| Gross Margin | 33.40% | Operating Margin | 24.38% |
| Net Margin | 19.36% | Free Cash Flow (TTM) | 1.25B |
| ROIC | 12.76% | FCF Growth (3Y) | -6.45% |
| Safety | |||
| Debt / Equity | 0.44 | Current Ratio | 9.66 |
| Interest Coverage | 10.36 | ||
| Dividends | |||
| Dividend Yield | 0.01% | Payout Ratio | 0.07% |
| Dividend Growth (3Y) | 8.61% | Dividend Growth (5Y) | 7.38% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9.31 | Forward P/E | 8.96 |
| P/B Ratio | 1.81 | P/S Ratio | 1.80 |
| PEG Ratio | 0.51 | Forward PEG | N/A |
| EV/EBITDA | 9.09 | Fwd EV/EBITDA | 8.33 |
| Forward P/S | 1.69 | Fwd Earnings Yield | 11.16% |
| FCF Yield | 11.60% | ||
| Market Cap | 10.81B | Enterprise Value | 13.29B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6.00B | 5.78B | 5.45B | 5.23B | 5.12B |
| Net Income | 1.16B | 1.07B | 970.76M | 894.39M | 1.03B |
| EPS (Diluted) | 14.06 | 11.94 | 10.07 | 9.04 | 7.22 |
| Gross Profit | 2.00B | 1.87B | 1.64B | 1.54B | 1.69B |
| Operating Income | 1.46B | 1.33B | 1.19B | 1.10B | 1.27B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 30.81B | 29.08B | 28.05B | 25.99B | 29.77B |
| Total Liabilities | 24.84B | 23.77B | 23.56B | 22.04B | 21.13B |
| Shareholders' Equity | 5.97B | 5.31B | 4.49B | 3.95B | 8.64B |
| Total Debt | 2.63B | 2.74B | 2.12B | 2.08B | 2.03B |
| Cash & Equivalents | 144.70M | 165.33M | 103.16M | 92.56M | 92.16M |
| Current Assets | 19.09B | 18.37B | 18.96B | 17.56B | 22.21B |
| Current Liabilities | 1.98B | 1.94B | 1.75B | 1.65B | 2.72B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#156 of 203
Recent Activity
Exited
Contrarian Investing (David Dreman)
Mar 26, 2026
Entered
Contrarian Investing (David Dreman)
Mar 25, 2026
Entered
Value Investing (Warren Buffett)
Mar 25, 2026