Retour
28
Fourchette du Jour
136,83 €
140,18 €
Fourchette 52 Semaines
109,38 €
152,71 €
Volume
191 314
Moyenne 50J / 200J
141,81 €
/
135,86 €
Clôture Précédente
138,58 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 9,3 | 10,4 |
| P/B | 1,8 | 1,1 |
| ROE % | 20,6 | 11,6 |
| Net Margin % | 19,4 | 16,8 |
| Rev Growth 5Y % | 4,0 | 11,6 |
| D/E | 0,4 | 0,5 |
Objectif de Cours des Analystes
Hold
164,50 €
+19.6%
Low: 157,00 €
High: 176,00 €
P/E Prévisionnel
8,96
BPA Prévisionnel
15,35 €
Croissance BPA (est.)
+0,0%
CA Est.
6,39B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
19,80 €
19,13 € – 20,09 €
|
7,59B | 1 |
| FY2028 |
18,13 €
17,76 € – 18,53 €
|
7,23B | 3 |
| FY2027 |
16,50 €
16,21 € – 16,74 €
|
6,76B | 7 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-04 | 3,44 € | 3,39 € | -1,5% |
| 2025-10-22 | 4,60 € | 4,81 € | +4,6% |
| 2025-07-23 | 3,25 € | 3,27 € | +0,6% |
| 2025-04-30 | 3,23 € | 3,07 € | -5,0% |
| 2025-02-05 | 3,12 € | 3,14 € | +0,6% |
| 2024-10-23 | 3,06 € | 3,49 € | +14,1% |
| 2024-07-24 | 2,91 € | 2,97 € | +2,1% |
| 2024-04-22 | 2,79 € | 2,78 € | -0,4% |
Dividend History
7 yr streakYield
0,01%
Payout Ratio
0,07%
Growth (3Y)
8,61%
Growth (5Y)
7,38%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 02, 2026 | May 01, 2026 | 0,33 € | 0,83% |
| Jan 05, 2026 | Jan 30, 2026 | 0,27 € | 0,77% |
| Oct 03, 2025 | Oct 31, 2025 | 0,27 € | 0,76% |
| Jul 03, 2025 | Aug 01, 2025 | 0,27 € | 0,84% |
| Apr 03, 2025 | May 01, 2025 | 0,27 € | 0,78% |
| Jan 06, 2025 | Jan 31, 2025 | 0,24 € | 0,86% |
| Oct 04, 2024 | Nov 01, 2024 | 0,24 € | 0,89% |
| Jul 05, 2024 | Aug 01, 2024 | 0,24 € | 1,14% |
| Apr 04, 2024 | May 01, 2024 | 0,24 € | 0,83% |
| Jan 04, 2024 | Feb 01, 2024 | 0,23 € | 0,74% |
| Oct 05, 2023 | Nov 01, 2023 | 0,23 € | 0,80% |
| Jul 03, 2023 | Aug 01, 2023 | 0,23 € | 0,78% |
| Mar 31, 2023 | May 01, 2023 | 0,23 € | 0,77% |
| Jan 05, 2023 | Feb 01, 2023 | 0,21 € | 0,69% |
| Oct 06, 2022 | Nov 01, 2022 | 0,21 € | 0,77% |
| Jul 01, 2022 | Aug 01, 2022 | 0,21 € | 0,81% |
| Apr 01, 2022 | Apr 29, 2022 | 0,21 € | 0,80% |
| Jan 06, 2022 | Feb 01, 2022 | 0,20 € | 0,80% |
| Oct 01, 2021 | Nov 01, 2021 | 0,20 € | 0,87% |
| Jul 01, 2021 | Jul 30, 2021 | 0,20 € | 0,80% |
Points Clés
Revenue grew 4,03% annually over 5 years — modest growth
ROE of 20,59% indicates high profitability
Net margin of 19,36% shows strong profitability
Debt/Equity of 0,44 — conservative balance sheet
Generating 1,25B in free cash flow
P/E of 9,31 — trading at a low valuation
Croissance
Revenue Growth (5Y)
4,03%
Revenue (1Y)3,82%
Earnings (1Y)8,44%
FCF Growth (3Y)-6,45%
Qualité
Return on Equity
20,59%
ROIC12,76%
Net Margin19,36%
Op. Margin24,38%
Sécurité
Debt / Equity
0,44
Current Ratio9,66
Interest Coverage10,36
Valorisation
P/E Ratio
9,31
Forward P/E8,96
P/B Ratio1,81
EV/EBITDA9,09
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3,82% | Revenue Growth (3Y) | 4,94% |
| Earnings Growth (1Y) | 8,44% | Earnings Growth (3Y) | 9,37% |
| Revenue Growth (5Y) | 4,03% | Earnings Growth (5Y) | 3,01% |
| Profitability | |||
| Revenue (TTM) | 6,00B | Net Income (TTM) | 1,16B |
| ROE | 20,59% | ROA | 3,77% |
| Gross Margin | 33,40% | Operating Margin | 24,38% |
| Net Margin | 19,36% | Free Cash Flow (TTM) | 1,25B |
| ROIC | 12,76% | FCF Growth (3Y) | -6,45% |
| Safety | |||
| Debt / Equity | 0,44 | Current Ratio | 9,66 |
| Interest Coverage | 10,36 | ||
| Dividends | |||
| Dividend Yield | 0,01% | Payout Ratio | 0,07% |
| Dividend Growth (3Y) | 8,61% | Dividend Growth (5Y) | 7,38% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9,31 | Forward P/E | 8,96 |
| P/B Ratio | 1,81 | P/S Ratio | 1,80 |
| PEG Ratio | 0,51 | Forward PEG | N/A |
| EV/EBITDA | 9,09 | Fwd EV/EBITDA | 8,33 |
| Forward P/S | 1,69 | Fwd Earnings Yield | 11,16% |
| FCF Yield | 11,60% | ||
| Market Cap | 10,81B | Enterprise Value | 13,29B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6,00B | 5,78B | 5,45B | 5,23B | 5,12B |
| Net Income | 1,16B | 1,07B | 970,76M | 894,39M | 1,03B |
| EPS (Diluted) | 14,06 | 11,94 | 10,07 | 9,04 | 7,22 |
| Gross Profit | 2,00B | 1,87B | 1,64B | 1,54B | 1,69B |
| Operating Income | 1,46B | 1,33B | 1,19B | 1,10B | 1,27B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 30,81B | 29,08B | 28,05B | 25,99B | 29,77B |
| Total Liabilities | 24,84B | 23,77B | 23,56B | 22,04B | 21,13B |
| Shareholders' Equity | 5,97B | 5,31B | 4,49B | 3,95B | 8,64B |
| Total Debt | 2,63B | 2,74B | 2,12B | 2,08B | 2,03B |
| Cash & Equivalents | 144,70M | 165,33M | 103,16M | 92,56M | 92,16M |
| Current Assets | 19,09B | 18,37B | 18,96B | 17,56B | 22,21B |
| Current Liabilities | 1,98B | 1,94B | 1,75B | 1,65B | 2,72B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#156 of 203
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