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HARTFORD INSURANCE GROUP, INC.

Data quality: 100%
HIG-PG
NYSE Financial Services Insurance Carriers
$25.00
▼ $0.01 (-0.04%)
Mkt Cap: 18.57 B
Price
$25.00
Mkt Cap
18.57 B
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
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Quick Summary

Key Takeaways

Revenue grew 6.09% annually over 5 years — modest growth
Earnings grew 23.30% over the past year
ROE of 21.33% indicates high profitability
Debt/Equity of 0.24 — conservative balance sheet
Generating 5.75 B in free cash flow
P/E of 4.84 — trading at a low valuation

Growth

Revenue Growth (5Y)
6.09%
Above sector avg (5.83%)
Revenue (1Y)6.91%
Earnings (1Y)23.30%
FCF Growth (3Y)19.85%

Quality

Return on Equity
21.33%
Above sector avg (9.24%)
ROICN/A
Net Margin13.52%
Op. MarginN/A

Safety

Debt / Equity
0.24
Below sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
4.84
Below sector avg (11.15)
P/B Ratio1.01
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2153 peers)
Metric Stock Sector Median
P/E 4.8 11.1
P/B 1.0 1.2
ROE % 21.3 9.2
Net Margin % 13.5 9.4
Rev Growth 5Y % 6.1 5.8
D/E 0.2 0.5

All Fundamental Metrics
Growth
Revenue Growth (1Y) 6.91% Revenue Growth (3Y) 7.55%
Earnings Growth (1Y) 23.30% Earnings Growth (3Y) 23.77%
Revenue Growth (5Y) 6.09% Earnings Growth (5Y) 12.85%
Profitability
Revenue (TTM) 28.37 B Net Income (TTM) 3.84 B
ROE 21.33% ROA 4.55%
Gross Margin N/A Operating Margin N/A
Net Margin 13.52% Free Cash Flow (TTM) 5.75 B
ROIC N/A FCF Growth (3Y) 19.85%
Safety
Debt / Equity 0.24 Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.34
Working Capital N/A Tangible Book Value 16.54 B
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 4.84 Forward P/E N/A
P/B Ratio 1.01 P/S Ratio 0.65
PEG Ratio 0.38 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 30.98%
Market Cap 18.57 B Enterprise Value 22.94 B
Per Share
EPS (Diluted TTM) 13.32 Revenue / Share 38.19
FCF / Share 7.74 OCF / Share 7.97
EPS CAGR (1Y) 28.70% EPS CAGR (5Y) 19.10%
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue 0.60% FCF Conversion 149.97%
SBC-Adj. FCF N/A Growth Momentum 0.82

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 28.37 B 26.54 B 24.53 B 22.36 B 22.39 B
Net Income 3.84 B 3.11 B 2.50 B 1.82 B 2.37 B
EPS (Diluted) 13.32 10.35 7.97 5.44 6.62
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses 5.58 B 5.26 B 4.88 B 4.83 B 4.78 B
D&A 187.00 M 177.00 M 204.00 M 213.00 M 342.00 M
Interest Expense 199.00 M 199.00 M 199.00 M 213.00 M 234.00 M
Income Tax 924.00 M 738.00 M 584.00 M 443.00 M 531.00 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 86.00 B 80.92 B 76.78 B 73.02 B 76.58 B
Total Liabilities 67.02 B 64.47 B 61.45 B 59.39 B 58.74 B
Shareholders' Equity 18.98 B 16.45 B 15.33 B 13.63 B 17.84 B
Total Debt 4.37 B 4.37 B 4.36 B 4.36 B 4.94 B
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —