HARTFORD INSURANCE GROUP, INC.
Datakwaliteit: 100%
HIG-PG
NYSE
Financial Services
Insurance Carriers
€ 25,08
▲
€ 0,10
(0,40%)
Marktkapitalisatie: 18,57 B
6 months return
—
Momentum
Neutral
5Y revenue growth
6,09%
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
Revenue grew 6,09% annually over 5 years — modest growth
Earnings grew 23,30% over the past year
ROE of 21,33% indicates high profitability
Debt/Equity of 0,24 — conservative balance sheet
Generating 5,75 B in free cash flow
P/E of 4,84 — trading at a low valuation
Price History
Groei
Revenue Growth (5Y)
6,09%
Boven sectorgemiddelde (5,76%)
Revenue (1Y)6,91%
Earnings (1Y)23,30%
FCF Growth (3Y)19,85%
Kwaliteit
Return on Equity
21,33%
Boven sectorgemiddelde (9,21%)
ROICN/A
Net Margin13,52%
Op. MarginN/A
Veiligheid
Debt / Equity
0,24
Onder sectorgemiddelde (0,49)
Current RatioN/A
Interest CoverageN/A
Waardering
PE (TTM)
4,84
Onder sectorgemiddelde (11,13)
P/B Ratio1,01
EV/EBITDAN/A
Dividend Yield6,00%
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (6628 peers)
Vergeleken met vergelijkbare bedrijven in Financial Services
Sectorvergelijking
vs Financial Services sector mediaan (6628 peers) Vergeleken met vergelijkbare bedrijven in Financial Services| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 4,8 | 11,1 |
| P/B | 1,0 | 1,2 |
| ROE % | 21,3 | 9,2 |
| Net Margin % | 13,5 | 9,4 |
| Rev Growth 5Y % | 6,1 | 5,8 |
| D/E | 0,2 | 0,5 |
Koersdoel Analisten
Consensus van analisten: gemiddeld koersdoel vs huidige prijs en beoordeling.
Geen analistendekking beschikbaar
Winstschattingen
Analistprognoses voor EPS en omzet per periode. Jaar = boekjaren; kwartaal = komende kwartalen.
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 | — | 30,88 B | — |
| FY2026 | — | 29,73 B | — |
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| 2026 Q2 | — | 7,39 B | — |
| 2026 Q1 | — | 7,34 B | — |
Dividendgeschiedenis
Rendement
6,00%
Uitkeringsratio
11,26%
Groei (3 jr)
0,00%
Groei (5 jr)
0,00%
Recente betalingen per aandeel (nieuwste eerst).
| Ex-dividend | Betaling | Bedrag / aandeel |
|---|---|---|
| Feb 02, 2026 | — | € 0,38 |
| Nov 03, 2025 | — | € 0,38 |
| Aug 01, 2025 | — | € 0,38 |
| May 01, 2025 | — | € 0,38 |
| Jan 31, 2025 | — | € 0,38 |
| Nov 01, 2024 | — | € 0,38 |
| Aug 01, 2024 | — | € 0,38 |
| Apr 30, 2024 | — | € 0,38 |
| Jan 31, 2024 | — | € 0,38 |
| Oct 31, 2023 | — | € 0,38 |
| Jul 31, 2023 | — | € 0,38 |
| Apr 28, 2023 | — | € 0,38 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 6,91% | Revenue Growth (3Y) | 7,55% |
| Earnings Growth (1Y) | 23,30% | Earnings Growth (3Y) | 23,77% |
| Revenue Growth (5Y) | 6,09% | Earnings Growth (5Y) | 12,85% |
| Profitability | |||
| Revenue (TTM) | 28,37 B | Net Income (TTM) | 3,84 B |
| ROE | 21,33% | ROA | 4,55% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 13,52% | Free Cash Flow (TTM) | 5,75 B |
| ROIC | N/A | FCF Growth (3Y) | 19,85% |
| Safety | |||
| Debt / Equity | 0,24 | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0,34 |
| Working Capital | N/A | Tangible Book Value | 16,54 B |
| Dividends | |||
| Dividend Yield | 6,00% | Payout Ratio | 11,26% |
| Dividend Growth (3Y) | 0,00% | Dividend Growth (5Y) | 0,00% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 4,84 | Forward P/E | N/A |
| P/B Ratio | 1,01 | P/S Ratio | 0,65 |
| PEG Ratio | 0,38 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 0,60 | Fwd Earnings Yield | N/A |
| FCF Yield | 30,98% | ||
| Market Cap | 18,57 B | Enterprise Value | 22,94 B |
| Per Share | |||
| EPS (Diluted TTM) | 13,32 | Revenue / Share | 38,19 |
| FCF / Share | 7,74 | OCF / Share | 7,97 |
| EPS CAGR (1Y) | 28,70% | EPS CAGR (5Y) | 19,10% |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | 0,60% | FCF Conversion | 149,97% |
| SBC-Adj. FCF | N/A | Growth Momentum | 0,82 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 28,37 B | 26,54 B | 24,53 B | 22,36 B | 22,39 B |
| Net Income | 3,84 B | 3,11 B | 2,50 B | 1,82 B | 2,37 B |
| EPS (Diluted) | 13,32 | 10,35 | 7,97 | 5,44 | 6,62 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | 5,58 B | 5,26 B | 4,88 B | 4,83 B | 4,78 B |
| D&A | 187,00 M | 177,00 M | 204,00 M | 213,00 M | 342,00 M |
| Interest Expense | 199,00 M | 199,00 M | 199,00 M | 213,00 M | 234,00 M |
| Income Tax | 924,00 M | 738,00 M | 584,00 M | 443,00 M | 531,00 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 86,00 B | 80,92 B | 76,78 B | 73,02 B | 76,58 B |
| Total Liabilities | 67,02 B | 64,47 B | 61,45 B | 59,39 B | 58,74 B |
| Shareholders' Equity | 18,98 B | 16,45 B | 15,33 B | 13,63 B | 17,84 B |
| Total Debt | 4,37 B | 4,37 B | 4,36 B | 4,36 B | 4,94 B |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
Strategiescores
This stock passed the criteria for 4 strategies
Score = fit strength (0–100)
Rank = position among all matches
Dividend
High Yield Value
#62 of 240
Growth
Cash Flow Compounder
#36 of 350
#40 of 95
#5 of 27
Recente Activiteit
Ingestapt
High Yield Value
Apr 12, 2026
Ingestapt
Cash Flow Compounder
Apr 12, 2026
Ingestapt
Contrarian Investing (David Dreman)
Apr 12, 2026
Ingestapt
Value Investing (Warren Buffett)
Apr 12, 2026
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