Back
48
Day Range
$11.08
$11.28
52-Week Range
$8.82
$12.79
Volume
561,883
50D / 200D Avg
$11.65
/
$10.98
Prev Close
$11.11
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 24.5 | 10.3 |
| P/B | 0.6 | 1.1 |
| ROE % | 2.7 | 11.6 |
| Net Margin % | 6.1 | 16.8 |
| Rev Growth 5Y % | 12.2 | 11.6 |
| D/E | 0.2 | 0.5 |
Analyst Price Target
Hold
$14.50
+29.7%
Forward P/E
10.09
Forward EPS
$1.11
EPS Growth (est.)
+0.0%
Est. Revenue
617.87M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$1.36
$1.31 – $1.39
|
685.73M | 3 |
| FY2026 |
$1.11
$1.07 – $1.14
|
617.87M | 3 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-27 | $0.25 | $0.27 | +6.9% |
| 2025-10-28 | $0.26 | $0.25 | -2.9% |
| 2025-07-22 | $0.21 | $0.19 | -9.5% |
| 2025-04-22 | $0.18 | $0.19 | +5.6% |
| 2025-01-27 | $0.17 | $0.20 | +17.6% |
| 2024-10-28 | $0.22 | $0.21 | -4.5% |
| 2024-07-29 | $0.22 | $0.22 | 0.0% |
| 2024-04-29 | $0.26 | $0.23 | -11.5% |
Dividend History
7 yr streakYield
0.05%
Payout Ratio
1.21%
Growth (3Y)
0.00%
Growth (5Y)
0.00%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 06, 2026 | Feb 20, 2026 | $0.14 | 4.48% |
| Nov 07, 2025 | Nov 21, 2025 | $0.14 | 5.35% |
| Aug 01, 2025 | Aug 15, 2025 | $0.14 | 5.77% |
| May 02, 2025 | May 16, 2025 | $0.14 | 5.57% |
| Feb 06, 2025 | Feb 20, 2025 | $0.14 | 4.74% |
| Nov 07, 2024 | Nov 21, 2024 | $0.14 | 4.14% |
| Aug 08, 2024 | Aug 22, 2024 | $0.14 | 4.75% |
| May 08, 2024 | May 23, 2024 | $0.14 | 5.24% |
| Feb 08, 2024 | Feb 23, 2024 | $0.14 | 5.28% |
| Nov 01, 2023 | Nov 16, 2023 | $0.14 | 6.48% |
| Aug 02, 2023 | Aug 17, 2023 | $0.14 | 5.31% |
| May 03, 2023 | May 18, 2023 | $0.14 | 6.98% |
| Feb 01, 2023 | Feb 16, 2023 | $0.14 | 4.29% |
| Nov 02, 2022 | Nov 17, 2022 | $0.14 | 4.31% |
| Jul 28, 2022 | Aug 12, 2022 | $0.14 | 3.78% |
| Apr 27, 2022 | May 12, 2022 | $0.14 | 3.80% |
| Feb 02, 2022 | Feb 17, 2022 | $0.14 | 3.37% |
| Nov 03, 2021 | Nov 18, 2021 | $0.14 | 3.71% |
| Jul 29, 2021 | Aug 13, 2021 | $0.14 | 4.18% |
| May 06, 2021 | May 21, 2021 | $0.14 | 3.58% |
Key Takeaways
Revenue grew 12.23% annually over 5 years — strong growth
Earnings declined -41.26% over the past year
ROE of 2.65% is below average
Debt/Equity of 0.17 — conservative balance sheet
Generating 151.46M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 15.46%
Growth
Revenue Growth (5Y)
12.23%
Revenue (1Y)-3.23%
Earnings (1Y)-41.26%
FCF Growth (3Y)-42.66%
Quality
Return on Equity
2.65%
ROIC2.26%
Net Margin6.05%
Op. Margin8.34%
Safety
Debt / Equity
0.17
Current Ratio0.72
Interest Coverage0.17
Valuation
P/E Ratio
24.49
Forward P/E10.09
P/B Ratio0.63
EV/EBITDA15.72
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -3.23% | Revenue Growth (3Y) | -5.96% |
| Earnings Growth (1Y) | -41.26% | Earnings Growth (3Y) | -33.83% |
| Revenue Growth (5Y) | 12.23% | Earnings Growth (5Y) | -26.87% |
| Profitability | |||
| Revenue (TTM) | 967.80M | Net Income (TTM) | 58.52M |
| ROE | 2.65% | ROA | 0.32% |
| Gross Margin | 48.60% | Operating Margin | 8.34% |
| Net Margin | 6.05% | Free Cash Flow (TTM) | 151.46M |
| ROIC | 2.26% | FCF Growth (3Y) | -42.66% |
| Safety | |||
| Debt / Equity | 0.17 | Current Ratio | 0.72 |
| Interest Coverage | 0.17 | ||
| Dividends | |||
| Dividend Yield | 0.05% | Payout Ratio | 1.21% |
| Dividend Growth (3Y) | 0.00% | Dividend Growth (5Y) | 0.00% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 24.49 | Forward P/E | 10.09 |
| P/B Ratio | 0.63 | P/S Ratio | 1.48 |
| PEG Ratio | -0.54 | Forward PEG | N/A |
| EV/EBITDA | 15.72 | Fwd EV/EBITDA | 8.43 |
| Forward P/S | 2.32 | Fwd Earnings Yield | 9.91% |
| FCF Yield | 10.57% | ||
| Market Cap | 1.43B | Enterprise Value | 1.27B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 967.80M | 1.00B | 1.09B | 767.51M | 610.13M |
| Net Income | 58.52M | 99.63M | 133.67M | 218.28M | 204.57M |
| EPS (Diluted) | 0.46 | 0.82 | 1.11 | 1.81 | 1.66 |
| Gross Profit | 470.36M | 456.64M | 539.85M | 619.97M | 568.56M |
| Operating Income | 80.73M | 132.96M | 177.89M | 296.05M | 275.27M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 18.53B | 17.05B | 19.13B | 19.16B | 17.89B |
| Total Liabilities | 16.25B | 14.92B | 17.01B | 17.15B | 15.80B |
| Shareholders' Equity | 2.28B | 2.13B | 2.12B | 2.02B | 2.09B |
| Total Debt | 395.88M | 392.64M | 1.96B | 1.25B | 678.87M |
| Cash & Equivalents | 560.06M | 458.20M | 1.93B | 506.78M | 329.12M |
| Current Assets | 2.69B | 509.37M | 4.14B | 2.54B | 3.02B |
| Current Liabilities | 3.73B | 14.42B | 14.92B | 15.77B | 15.04B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#317 of 826
Recent Activity
Entered
Deep Value Investing (Seth Klarman)
Mar 24, 2026