Terug
49
Dagbereik
€ 10,96
€ 11,25
52-Weeksbereik
€ 8,82
€ 12,79
Volume
784.256
50D / 200D Gem.
€ 11,65
/
€ 10,98
Vorige Slotkoers
€ 11,05
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 24,3 | 10,3 |
| P/B | 0,6 | 1,1 |
| ROE % | 2,7 | 11,6 |
| Net Margin % | 6,1 | 16,8 |
| Rev Growth 5Y % | 12,2 | 11,6 |
| D/E | 0,2 | 0,5 |
Koersdoel Analisten
Hold
€ 14,50
+30.5%
Forward K/W
10,0
Forward WPA
€ 1,11
WPA Groei (sch.)
+0,0%
Omzet Sch.
620 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 1,36
€ 1,31 – € 1,39
|
690 M | 3 |
| FY2026 |
€ 1,11
€ 1,07 – € 1,14
|
620 M | 3 |
Belangrijkste Punten
Revenue grew 12,23% annually over 5 years — strong growth
Earnings declined -41,26% over the past year
ROE of 2,65% is below average
Debt/Equity of 0,17 — conservative balance sheet
Generating 151,46M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 15,46%
Groei
Revenue Growth (5Y)
12,23%
Revenue (1Y)-3,23%
Earnings (1Y)-41,26%
FCF Growth (3Y)-42,66%
Kwaliteit
Return on Equity
2,65%
ROIC2,26%
Net Margin6,05%
Op. Margin8,34%
Veiligheid
Debt / Equity
0,17
Current Ratio0,72
Interest Coverage0,17
Waardering
P/E Ratio
24,34
P/B Ratio0,62
EV/EBITDA15,61
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -3,23% | Revenue Growth (3Y) | -5,96% |
| Earnings Growth (1Y) | -41,26% | Earnings Growth (3Y) | -33,83% |
| Revenue Growth (5Y) | 12,23% | Earnings Growth (5Y) | -26,87% |
| Profitability | |||
| Revenue (TTM) | 967,80M | Net Income (TTM) | 58,52M |
| ROE | 2,65% | ROA | 0,32% |
| Gross Margin | 48,60% | Operating Margin | 8,34% |
| Net Margin | 6,05% | Free Cash Flow (TTM) | 151,46M |
| ROIC | 2,26% | FCF Growth (3Y) | -42,66% |
| Safety | |||
| Debt / Equity | 0,17 | Current Ratio | 0,72 |
| Interest Coverage | 0,17 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | 24,34 | P/B Ratio | 0,62 |
| P/S Ratio | 1,47 | PEG Ratio | -0,54 |
| EV/EBITDA | 15,61 | Dividend Yield | 0,05% |
| Market Cap | 1,42B | Enterprise Value | 1,26B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 967,80M | 1,00B | 1,09B | 767,51M | 610,13M |
| Net Income | 58,52M | 99,63M | 133,67M | 218,28M | 204,57M |
| EPS (Diluted) | 0,46 | 0,82 | 1,11 | 1,81 | 1,66 |
| Gross Profit | 470,36M | 456,64M | 539,85M | 619,97M | 568,56M |
| Operating Income | 80,73M | 132,96M | 177,89M | 296,05M | 275,27M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 18,53B | 17,05B | 19,13B | 19,16B | 17,89B |
| Total Liabilities | 16,25B | 14,92B | 17,01B | 17,15B | 15,80B |
| Shareholders' Equity | 2,28B | 2,13B | 2,12B | 2,02B | 2,09B |
| Total Debt | 395,88M | 392,64M | 1,96B | 1,25B | 678,87M |
| Cash & Equivalents | 560,06M | 458,20M | 1,93B | 506,78M | 329,12M |
| Current Assets | 2,69B | 509,37M | 4,14B | 2,54B | 3,02B |
| Current Liabilities | 3,73B | 14,42B | 14,92B | 15,77B | 15,04B |
Strategiescores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#305 of 827
Recente Activiteit
Ingestapt
Deep Value Investing (Seth Klarman)
Mar 24, 2026