Atrás
También listada como
HBCYF
OTC
Rango del Día
$80.45
$81.61
Rango de 52 Semanas
$45.66
$94.80
Volumen
2,067,590
Promedio 50D / 200D
$85.62
/
$72.10
Cierre Anterior
$79.27
Quick Summary
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 12.5 | 10.3 |
| P/B | 1.6 | 1.1 |
| ROE % | 12.3 | 11.7 |
| Net Margin % | 15.1 | 16.9 |
| Rev Growth 5Y % | 18.9 | 11.6 |
| D/E | 2.8 | 0.5 |
Precio Objetivo de Analistas
Hold
$52.00
-36.0%
P/E Futuro
9.96
EPS Futuro
$8.15
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
72.21B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2029 |
$9.70
$9.30 – $9.91
|
80.44B | 1 |
| FY2028 |
$9.74
$9.34 – $9.95
|
78.54B | 1 |
| FY2027 |
$8.89
$7.44 – $9.72
|
74.98B | 2 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-25 | $1.80 | $1.85 | +2.8% |
| 2025-10-28 | $1.65 | $1.80 | +9.1% |
| 2025-07-30 | $1.62 | $1.95 | +20.4% |
| 2025-04-29 | $1.60 | $1.95 | +21.9% |
| 2025-02-19 | $1.41 | $1.45 | +2.8% |
| 2024-10-29 | $1.50 | $1.70 | +13.3% |
| 2024-07-31 | $1.61 | $1.65 | +2.5% |
| 2024-04-30 | $1.61 | $1.70 | +5.6% |
Dividend History
7 yr streakYield
0.05%
Payout Ratio
0.61%
Growth (3Y)
34.91%
Growth (5Y)
25.66%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 13, 2026 | Apr 30, 2026 | $2.25 | 4.77% |
| Nov 07, 2025 | Dec 18, 2025 | $0.50 | 4.60% |
| Aug 15, 2025 | Sep 26, 2025 | $0.50 | 5.14% |
| May 09, 2025 | Jun 20, 2025 | $0.50 | 5.78% |
| Mar 07, 2025 | Apr 25, 2025 | $1.80 | 7.46% |
| Nov 08, 2024 | Dec 19, 2024 | $0.50 | 9.07% |
| Aug 16, 2024 | Sep 27, 2024 | $0.50 | 9.54% |
| May 09, 2024 | Jun 21, 2024 | $1.55 | 9.38% |
| Mar 07, 2024 | Apr 25, 2024 | $1.55 | 8.00% |
| Nov 09, 2023 | Dec 21, 2023 | $0.50 | 7.11% |
| Aug 10, 2023 | Sep 21, 2023 | $0.50 | 6.39% |
| May 11, 2023 | Jun 23, 2023 | $0.50 | 7.96% |
| Mar 02, 2023 | Apr 27, 2023 | $1.15 | 4.30% |
| Aug 18, 2022 | Sep 29, 2022 | $0.45 | 4.13% |
| Mar 10, 2022 | Apr 28, 2022 | $0.90 | 3.97% |
| Aug 19, 2021 | Sep 30, 2021 | $0.35 | 4.04% |
| Mar 11, 2021 | Apr 29, 2021 | $0.75 | 2.52% |
| Feb 27, 2020 | Apr 14, 2020 | $1.05 | 7.53% |
| Oct 10, 2019 | Nov 20, 2019 | $0.50 | 6.90% |
| Aug 15, 2019 | Sep 26, 2019 | $0.50 | 7.15% |
Puntos Clave
Revenue grew 18.91% annually over 5 years — strong growth
ROE of 12.32% — decent returns on equity
Net margin of 15.11% shows strong profitability
Debt/Equity of 2.79 — high leverage
Generating 9.39B in free cash flow
P/E of 12.50 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
18.91%
Revenue (1Y)3.19%
Earnings (1Y)-6.85%
FCF Growth (3Y)-48.51%
Calidad
Return on Equity
12.32%
ROIC3.34%
Net Margin15.11%
Op. Margin20.27%
Seguridad
Debt / Equity
2.79
Current Ratio2.62
Interest Coverage0.47
Valoración
P/E Ratio
12.50
Forward P/E9.96
P/B Ratio1.57
EV/EBITDA16.28
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3.19% | Revenue Growth (3Y) | 6.85% |
| Earnings Growth (1Y) | -6.85% | Earnings Growth (3Y) | -2.57% |
| Revenue Growth (5Y) | 18.91% | Earnings Growth (5Y) | 12.56% |
| Profitability | |||
| Revenue (TTM) | 147.86B | Net Income (TTM) | 22.34B |
| ROE | 12.32% | ROA | 0.69% |
| Gross Margin | 54.63% | Operating Margin | 20.27% |
| Net Margin | 15.11% | Free Cash Flow (TTM) | 9.39B |
| ROIC | 3.34% | FCF Growth (3Y) | -48.51% |
| Safety | |||
| Debt / Equity | 2.79 | Current Ratio | 2.62 |
| Interest Coverage | 0.47 | ||
| Dividends | |||
| Dividend Yield | 0.05% | Payout Ratio | 0.61% |
| Dividend Growth (3Y) | 34.91% | Dividend Growth (5Y) | 25.66% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 12.50 | Forward P/E | 9.96 |
| P/B Ratio | 1.57 | P/S Ratio | 1.89 |
| PEG Ratio | -3.84 | Forward PEG | N/A |
| EV/EBITDA | 16.28 | Fwd EV/EBITDA | 26.01 |
| Forward P/S | 3.87 | Fwd Earnings Yield | 10.04% |
| FCF Yield | 3.36% | ||
| Market Cap | 279.20B | Enterprise Value | 488.06B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 147.86B | 143.29B | 129.51B | 76.17B | 73.95B |
| Net Income | 22.34B | 23.98B | 23.53B | 15.56B | 13.92B |
| EPS (Diluted) | 6.05 | 6.20 | 5.70 | 3.60 | 3.10 |
| Gross Profit | 80.78B | 67.40B | 64.44B | 53.72B | 64.25B |
| Operating Income | 29.98B | 32.31B | 30.35B | 17.06B | 18.91B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3.23T | 3.02T | 3.04T | 2.97T | 2.96T |
| Total Liabilities | 3.05T | 2.82T | 2.85T | 2.77T | 2.75T |
| Shareholders' Equity | 177.51B | 184.97B | 185.33B | 177.83B | 198.25B |
| Total Debt | 495.79B | 242.35B | 426.69B | 204.24B | 395.44B |
| Cash & Equivalents | 286.92B | 284.52B | 299.57B | 350.05B | 422.44B |
| Current Assets | 653.08B | 298.30B | 319.77B | 350.05B | 422.44B |
| Current Liabilities | 249.04B | 1.82T | 1.78T | 12.35B | 10.47B |