Retour
Également cotée sous
HBCYF
OTC
Fourchette du Jour
79,19 €
81,00 €
Fourchette 52 Semaines
45,66 €
94,80 €
Volume
2 859 788
Moyenne 50J / 200J
85,62 €
/
72,10 €
Clôture Précédente
76,95 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 12,3 | 10,3 |
| P/B | 1,6 | 1,1 |
| ROE % | 12,3 | 11,7 |
| Net Margin % | 15,1 | 16,8 |
| Rev Growth 5Y % | 18,9 | 11,7 |
| D/E | 2,8 | 0,5 |
Objectif de Cours des Analystes
Hold
52,00 €
-34.9%
P/E Prévisionnel
9,8
BPA Prévisionnel
8,15 €
Croissance BPA (est.)
+0,0%
CA Est.
72 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
9,70 €
9,30 € – 9,91 €
|
80 B | 1 |
| FY2028 |
9,74 €
9,34 € – 9,95 €
|
79 B | 1 |
| FY2027 |
8,89 €
7,44 € – 9,72 €
|
75 B | 2 |
Points Clés
Revenue grew 18,91% annually over 5 years — strong growth
ROE of 12,32% — decent returns on equity
Net margin of 15,11% shows strong profitability
Debt/Equity of 2,79 — high leverage
Generating 9,39B in free cash flow
P/E of 12,29 — trading at a low valuation
Croissance
Revenue Growth (5Y)
18,91%
Revenue (1Y)3,19%
Earnings (1Y)-6,85%
FCF Growth (3Y)-48,51%
Qualité
Return on Equity
12,32%
ROIC3,34%
Net Margin15,11%
Op. Margin20,27%
Sécurité
Debt / Equity
2,79
Current Ratio2,62
Interest Coverage0,47
Valorisation
P/E Ratio
12,29
P/B Ratio1,55
EV/EBITDA16,12
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3,19% | Revenue Growth (3Y) | 6,85% |
| Earnings Growth (1Y) | -6,85% | Earnings Growth (3Y) | -2,57% |
| Revenue Growth (5Y) | 18,91% | Earnings Growth (5Y) | 12,56% |
| Profitability | |||
| Revenue (TTM) | 147,86B | Net Income (TTM) | 22,34B |
| ROE | 12,32% | ROA | 0,69% |
| Gross Margin | 54,63% | Operating Margin | 20,27% |
| Net Margin | 15,11% | Free Cash Flow (TTM) | 9,39B |
| ROIC | 3,34% | FCF Growth (3Y) | -48,51% |
| Safety | |||
| Debt / Equity | 2,79 | Current Ratio | 2,62 |
| Interest Coverage | 0,47 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | 12,29 | P/B Ratio | 1,55 |
| P/S Ratio | 1,86 | PEG Ratio | -3,84 |
| EV/EBITDA | 16,12 | Dividend Yield | 0,05% |
| Market Cap | 274,42B | Enterprise Value | 483,28B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 147,86B | 143,29B | 129,51B | 76,17B | 73,95B |
| Net Income | 22,34B | 23,98B | 23,53B | 15,56B | 13,92B |
| EPS (Diluted) | 6,05 | 6,20 | 5,70 | 3,60 | 3,10 |
| Gross Profit | 80,78B | 67,40B | 64,44B | 53,72B | 64,25B |
| Operating Income | 29,98B | 32,31B | 30,35B | 17,06B | 18,91B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3,23T | 3,02T | 3,04T | 2,97T | 2,96T |
| Total Liabilities | 3,05T | 2,82T | 2,85T | 2,77T | 2,75T |
| Shareholders' Equity | 177,51B | 184,97B | 185,33B | 177,83B | 198,25B |
| Total Debt | 495,79B | 242,35B | 426,69B | 204,24B | 395,44B |
| Cash & Equivalents | 286,92B | 284,52B | 299,57B | 350,05B | 422,44B |
| Current Assets | 653,08B | 298,30B | 319,77B | 350,05B | 422,44B |
| Current Liabilities | 249,04B | 1,82T | 1,78T | 12,35B | 10,47B |