Atrás
Rango del Día
$61.40
$64.26
Rango de 52 Semanas
$43.90
$75.43
Volumen
1,067,689
Promedio 50D / 200D
$67.59
/
$62.22
Cierre Anterior
$62.68
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 10.7 | 10.3 |
| P/B | 1.2 | 1.1 |
| ROE % | 11.3 | 11.6 |
| Net Margin % | 24.1 | 16.8 |
| Rev Growth 5Y % | 10.7 | 11.6 |
| D/E | 0.3 | 0.5 |
Precio Objetivo de Analistas
Hold
$77.75
+22.6%
Low: $76.00
High: $79.00
P/E Futuro
9.9
EPS Futuro
$6.34
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
1.6 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$7.35
$7.27 – $7.45
|
1.7 B | 5 |
| FY2027 |
$6.79
$6.66 – $6.93
|
1.7 B | 7 |
| FY2026 |
$6.34
$6.15 – $6.51
|
1.6 B | 6 |
Puntos Clave
Revenue grew 10.67% annually over 5 years — strong growth
ROE of 11.32% — decent returns on equity
Net margin of 24.08% shows strong profitability
Debt/Equity of 0.30 — conservative balance sheet
Generating 523.06M in free cash flow
P/E of 10.65 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
10.67%
Revenue (1Y)-1.52%
Earnings (1Y)5.48%
FCF Growth (3Y)5.47%
Calidad
Return on Equity
11.32%
ROIC8.09%
Net Margin24.08%
Op. Margin31.00%
Seguridad
Debt / Equity
0.30
Current Ratio0.13
Interest Coverage1.23
Valoración
P/E Ratio
10.65
P/B Ratio1.16
EV/EBITDA9.52
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1.52% | Revenue Growth (3Y) | 3.35% |
| Earnings Growth (1Y) | 5.48% | Earnings Growth (3Y) | 11.27% |
| Revenue Growth (5Y) | 10.67% | Earnings Growth (5Y) | 1.21% |
| Profitability | |||
| Revenue (TTM) | 2.02B | Net Income (TTM) | 486.07M |
| ROE | 11.32% | ROA | 1.37% |
| Gross Margin | 73.05% | Operating Margin | 31.00% |
| Net Margin | 24.08% | Free Cash Flow (TTM) | 523.06M |
| ROIC | 8.09% | FCF Growth (3Y) | 5.47% |
| Safety | |||
| Debt / Equity | 0.30 | Current Ratio | 0.13 |
| Interest Coverage | 1.23 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 10.65 | P/B Ratio | 1.16 |
| P/S Ratio | 2.57 | PEG Ratio | 1.41 |
| EV/EBITDA | 9.52 | Dividend Yield | 0.03% |
| Market Cap | 5.18B | Enterprise Value | 5.95B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.02B | 2.05B | 1.89B | 1.47B | 1.35B |
| Net Income | 486.07M | 460.82M | 392.60M | 524.09M | 463.22M |
| EPS (Diluted) | 5.68 | 5.28 | 4.50 | 5.98 | 5.22 |
| Gross Profit | 1.47B | 1.39B | 1.31B | 1.41B | 1.37B |
| Operating Income | 625.54M | 573.97M | 490.13M | 659.20M | 568.06M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 35.47B | 35.08B | 35.58B | 35.18B | 36.53B |
| Total Liabilities | 31.01B | 30.95B | 31.77B | 31.84B | 32.86B |
| Shareholders' Equity | 4.46B | 4.13B | 3.80B | 3.34B | 3.67B |
| Total Debt | 1.34B | 967.38M | 1.52B | 2.23B | 2.03B |
| Cash & Equivalents | 563.00M | 1.51B | 1.19B | 887.79M | 4.23B |
| Current Assets | 132.27M | 6.88B | 6.36B | 6.61B | 11.48B |
| Current Liabilities | 1.02B | 30.15B | 30.89B | 30.95B | 32.13B |