Terug
Dagbereik
€ 62,07
€ 63,21
52-Weeksbereik
€ 43,90
€ 75,43
Volume
822.642
50D / 200D Gem.
€ 67,59
/
€ 62,22
Vorige Slotkoers
€ 63,44
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (856 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,5 | 10,2 |
| P/B | 1,1 | 1,1 |
| ROE % | 11,3 | 11,7 |
| Net Margin % | 24,1 | 16,8 |
| Rev Growth 5Y % | 10,7 | 11,6 |
| D/E | 0,3 | 0,5 |
Koersdoel Analisten
Hold
€ 77,75
+24.9%
Low: € 76,00
High: € 79,00
Forward K/W
10,06
Forward WPA
€ 6,34
WPA Groei (sch.)
+0,0%
Omzet Sch.
1,61B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 7,35
€ 7,27 – € 7,45
|
1,73B | 5 |
| FY2027 |
€ 6,79
€ 6,66 – € 6,93
|
1,69B | 7 |
| FY2026 |
€ 6,34
€ 6,15 – € 6,51
|
1,61B | 6 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-26 | N/A | € 1,49 | — |
| 2025-10-14 | € 1,43 | € 1,49 | +4,2% |
| 2025-07-15 | € 1,34 | € 1,37 | +2,2% |
| 2025-04-15 | € 1,29 | € 1,38 | +7,0% |
| 2025-01-21 | € 1,28 | € 1,40 | +9,4% |
| 2024-10-15 | € 1,30 | € 1,33 | +2,3% |
| 2024-07-16 | € 1,20 | € 1,31 | +9,2% |
| 2024-04-16 | € 1,18 | € 1,24 | +5,1% |
Dividend History
7 yr streakYield
0,03%
Payout Ratio
0,32%
Growth (3Y)
18,56%
Growth (5Y)
10,76%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 05, 2026 | Mar 16, 2026 | € 0,50 | 2,85% |
| Dec 05, 2025 | Dec 15, 2025 | € 0,45 | 2,84% |
| Sep 05, 2025 | Sep 15, 2025 | € 0,45 | 2,79% |
| Jun 05, 2025 | Jun 16, 2025 | € 0,45 | 3,19% |
| Mar 05, 2025 | Mar 17, 2025 | € 0,45 | 3,07% |
| Dec 05, 2024 | Dec 16, 2024 | € 0,40 | 2,56% |
| Sep 05, 2024 | Sep 16, 2024 | € 0,40 | 2,73% |
| Jun 05, 2024 | Jun 14, 2024 | € 0,40 | 2,88% |
| Mar 04, 2024 | Mar 15, 2024 | € 0,30 | 2,81% |
| Dec 04, 2023 | Dec 15, 2023 | € 0,30 | 2,73% |
| Sep 01, 2023 | Sep 15, 2023 | € 0,30 | 2,76% |
| Jun 02, 2023 | Jun 15, 2023 | € 0,30 | 2,81% |
| Mar 03, 2023 | Mar 15, 2023 | € 0,30 | 2,27% |
| Dec 02, 2022 | Dec 15, 2022 | € 0,27 | 1,98% |
| Sep 02, 2022 | Sep 15, 2022 | € 0,27 | 2,27% |
| Jun 03, 2022 | Jun 15, 2022 | € 0,27 | 2,18% |
| Mar 03, 2022 | Mar 15, 2022 | € 0,27 | 1,95% |
| Dec 03, 2021 | Dec 15, 2021 | € 0,27 | 2,25% |
| Sep 03, 2021 | Sep 15, 2021 | € 0,27 | 2,42% |
| Jun 04, 2021 | Jun 15, 2021 | € 0,27 | 2,19% |
Belangrijkste Punten
Revenue grew 10,67% annually over 5 years — strong growth
ROE of 11,32% — decent returns on equity
Net margin of 24,08% shows strong profitability
Debt/Equity of 0,30 — conservative balance sheet
Generating 523,06M in free cash flow
P/E of 10,46 — trading at a low valuation
Groei
Revenue Growth (5Y)
10,67%
Revenue (1Y)-1,52%
Earnings (1Y)5,48%
FCF Growth (3Y)5,47%
Kwaliteit
Return on Equity
11,32%
ROIC8,09%
Net Margin24,08%
Op. Margin31,00%
Veiligheid
Debt / Equity
0,30
Current Ratio0,13
Interest Coverage1,23
Waardering
P/E Ratio
10,46
Forward P/E10,06
P/B Ratio1,14
EV/EBITDA9,37
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1,52% | Revenue Growth (3Y) | 3,35% |
| Earnings Growth (1Y) | 5,48% | Earnings Growth (3Y) | 11,27% |
| Revenue Growth (5Y) | 10,67% | Earnings Growth (5Y) | 1,21% |
| Profitability | |||
| Revenue (TTM) | 2,02B | Net Income (TTM) | 486,07M |
| ROE | 11,32% | ROA | 1,37% |
| Gross Margin | 73,05% | Operating Margin | 31,00% |
| Net Margin | 24,08% | Free Cash Flow (TTM) | 523,06M |
| ROIC | 8,09% | FCF Growth (3Y) | 5,47% |
| Safety | |||
| Debt / Equity | 0,30 | Current Ratio | 0,13 |
| Interest Coverage | 1,23 | ||
| Dividends | |||
| Dividend Yield | 0,03% | Payout Ratio | 0,32% |
| Dividend Growth (3Y) | 18,56% | Dividend Growth (5Y) | 10,76% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 10,46 | Forward P/E | 10,06 |
| P/B Ratio | 1,14 | P/S Ratio | 2,52 |
| PEG Ratio | 1,41 | Forward PEG | N/A |
| EV/EBITDA | 9,37 | Fwd EV/EBITDA | 9,84 |
| Forward P/S | 3,15 | Fwd Earnings Yield | 9,94% |
| FCF Yield | 10,29% | ||
| Market Cap | 5,08B | Enterprise Value | 5,86B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,02B | 2,05B | 1,89B | 1,47B | 1,35B |
| Net Income | 486,07M | 460,82M | 392,60M | 524,09M | 463,22M |
| EPS (Diluted) | 5,68 | 5,28 | 4,50 | 5,98 | 5,22 |
| Gross Profit | 1,47B | 1,39B | 1,31B | 1,41B | 1,37B |
| Operating Income | 625,54M | 573,97M | 490,13M | 659,20M | 568,06M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 35,47B | 35,08B | 35,58B | 35,18B | 36,53B |
| Total Liabilities | 31,01B | 30,95B | 31,77B | 31,84B | 32,86B |
| Shareholders' Equity | 4,46B | 4,13B | 3,80B | 3,34B | 3,67B |
| Total Debt | 1,34B | 967,38M | 1,52B | 2,23B | 2,03B |
| Cash & Equivalents | 563,00M | 1,51B | 1,19B | 887,79M | 4,23B |
| Current Assets | 132,27M | 6,88B | 6,36B | 6,61B | 11,48B |
| Current Liabilities | 1,02B | 30,15B | 30,89B | 30,95B | 32,13B |