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Fourchette du Jour
32,48 €
33,24 €
Fourchette 52 Semaines
26,75 €
37,39 €
Volume
289 184
Moyenne 50J / 200J
34,78 €
/
32,78 €
Clôture Précédente
32,81 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 9,8 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 14,3 | 11,7 |
| Net Margin % | 21,7 | 16,9 |
| Rev Growth 5Y % | 11,1 | 11,6 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
3,73 €
3,60 € – 3,80 €
|
266,75M | 4 |
| FY2026 |
3,48 €
3,44 € – 3,55 €
|
248,73M | 4 |
No quarterly estimates available
Dividend History
7 yr streakYield
0,03%
Payout Ratio
0,32%
Growth (3Y)
5,73%
Growth (5Y)
5,39%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 03, 2026 | Feb 13, 2026 | 0,28 € | 2,92% |
| Nov 04, 2025 | Nov 14, 2025 | 0,26 € | 3,44% |
| Aug 05, 2025 | Aug 15, 2025 | 0,26 € | 3,37% |
| May 05, 2025 | May 15, 2025 | 0,26 € | 3,19% |
| Feb 04, 2025 | Feb 14, 2025 | 0,26 € | 2,71% |
| Nov 05, 2024 | Nov 15, 2024 | 0,24 € | 2,89% |
| Aug 05, 2024 | Aug 15, 2024 | 0,24 € | 3,04% |
| May 02, 2024 | May 13, 2024 | 0,24 € | 3,75% |
| Feb 02, 2024 | Feb 15, 2024 | 0,24 € | 3,75% |
| Nov 02, 2023 | Nov 13, 2023 | 0,23 € | 4,53% |
| Aug 03, 2023 | Aug 14, 2023 | 0,23 € | 4,40% |
| May 04, 2023 | May 15, 2023 | 0,23 € | 5,74% |
| Feb 15, 2023 | Feb 24, 2023 | 0,23 € | 3,93% |
| Nov 03, 2022 | Nov 14, 2022 | 0,22 € | 3,93% |
| Aug 04, 2022 | Aug 16, 2022 | 0,22 € | 4,27% |
| May 04, 2022 | May 16, 2022 | 0,22 € | 4,21% |
| Feb 03, 2022 | Feb 15, 2022 | 0,22 € | 3,51% |
| Nov 04, 2021 | Nov 15, 2021 | 0,21 € | 3,61% |
| Aug 05, 2021 | Aug 16, 2021 | 0,21 € | 3,98% |
| May 04, 2021 | May 14, 2021 | 0,21 € | 3,45% |
Points Clés
Revenue grew 11,08% annually over 5 years — strong growth
ROE of 14,31% — decent returns on equity
Net margin of 21,73% shows strong profitability
Debt/Equity of 0,23 — conservative balance sheet
Generating 70,17M in free cash flow
P/E of 9,82 — trading at a low valuation
Croissance
Revenue Growth (5Y)
11,08%
Revenue (1Y)-0,30%
Earnings (1Y)2,62%
FCF Growth (3Y)0,43%
Qualité
Return on Equity
14,31%
ROIC9,84%
Net Margin21,73%
Op. Margin25,78%
Sécurité
Debt / Equity
0,23
Current Ratio370,62
Interest Coverage0,91
Valorisation
P/E Ratio
9,82
Forward P/EN/A
P/B Ratio1,34
EV/EBITDA9,08
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0,30% | Revenue Growth (3Y) | 5,41% |
| Earnings Growth (1Y) | 2,62% | Earnings Growth (3Y) | 7,72% |
| Revenue Growth (5Y) | 11,08% | Earnings Growth (5Y) | 2,17% |
| Profitability | |||
| Revenue (TTM) | 315,38M | Net Income (TTM) | 68,54M |
| ROE | 14,31% | ROA | 1,24% |
| Gross Margin | 69,61% | Operating Margin | 25,78% |
| Net Margin | 21,73% | Free Cash Flow (TTM) | 70,17M |
| ROIC | 9,84% | FCF Growth (3Y) | 0,43% |
| Safety | |||
| Debt / Equity | 0,23 | Current Ratio | 370,62 |
| Interest Coverage | 0,91 | ||
| Dividends | |||
| Dividend Yield | 0,03% | Payout Ratio | 0,32% |
| Dividend Growth (3Y) | 5,73% | Dividend Growth (5Y) | 5,39% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9,82 | Forward P/E | N/A |
| P/B Ratio | 1,34 | P/S Ratio | 2,13 |
| PEG Ratio | 3,14 | Forward PEG | N/A |
| EV/EBITDA | 9,08 | Fwd EV/EBITDA | 8,86 |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 10,42% | ||
| Market Cap | 673,24M | Enterprise Value | 737,87M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 315,38M | 316,33M | 283,83M | 224,23M | 207,12M |
| Net Income | 68,54M | 66,79M | 59,07M | 63,35M | 62,90M |
| EPS (Diluted) | 3,27 | 3,16 | 2,79 | 2,97 | 2,88 |
| Gross Profit | 219,52M | 211,68M | 193,83M | 198,79M | 199,52M |
| Operating Income | 81,29M | 83,05M | 73,68M | 77,79M | 77,31M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5,51B | 5,34B | 5,26B | 5,00B | 4,70B |
| Total Liabilities | 5,00B | 4,88B | 4,86B | 4,65B | 4,31B |
| Shareholders' Equity | 502,95M | 454,69M | 404,45M | 347,60M | 398,48M |
| Total Debt | 116,87M | 124,39M | 129,26M | 226,10M | 108,96M |
| Cash & Equivalents | 52,24M | 119,88M | 169,78M | 74,37M | 109,47M |
| Current Assets | 548,14M | 145,27M | 849,13M | 982,62M | 1,59B |
| Current Liabilities | 1,48M | 4,65B | 4,62B | 4,55B | 4,20B |