Terug
Dagbereik
€ 32,16
€ 33,41
52-Weeksbereik
€ 26,75
€ 37,39
Volume
248.211
50D / 200D Gem.
€ 34,78
/
€ 32,78
Vorige Slotkoers
€ 31,98
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 9,9 | 10,3 |
| P/B | 1,4 | 1,1 |
| ROE % | 14,3 | 11,7 |
| Net Margin % | 21,7 | 16,8 |
| Rev Growth 5Y % | 11,1 | 11,7 |
| D/E | 0,2 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 3,73
€ 3,60 – € 3,80
|
270 M | 4 |
| FY2026 |
€ 3,48
€ 3,44 – € 3,55
|
250 M | 4 |
Belangrijkste Punten
Revenue grew 11,08% annually over 5 years — strong growth
ROE of 14,31% — decent returns on equity
Net margin of 21,73% shows strong profitability
Debt/Equity of 0,23 — conservative balance sheet
Generating 70,17M in free cash flow
P/E of 9,91 — trading at a low valuation
Groei
Revenue Growth (5Y)
11,08%
Revenue (1Y)-0,30%
Earnings (1Y)2,62%
FCF Growth (3Y)0,43%
Kwaliteit
Return on Equity
14,31%
ROIC9,84%
Net Margin21,73%
Op. Margin25,78%
Veiligheid
Debt / Equity
0,23
Current Ratio370,62
Interest Coverage0,91
Waardering
P/E Ratio
9,91
P/B Ratio1,35
EV/EBITDA9,15
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0,30% | Revenue Growth (3Y) | 5,41% |
| Earnings Growth (1Y) | 2,62% | Earnings Growth (3Y) | 7,72% |
| Revenue Growth (5Y) | 11,08% | Earnings Growth (5Y) | 2,17% |
| Profitability | |||
| Revenue (TTM) | 315,38M | Net Income (TTM) | 68,54M |
| ROE | 14,31% | ROA | 1,24% |
| Gross Margin | 69,61% | Operating Margin | 25,78% |
| Net Margin | 21,73% | Free Cash Flow (TTM) | 70,17M |
| ROIC | 9,84% | FCF Growth (3Y) | 0,43% |
| Safety | |||
| Debt / Equity | 0,23 | Current Ratio | 370,62 |
| Interest Coverage | 0,91 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 9,91 | P/B Ratio | 1,35 |
| P/S Ratio | 2,15 | PEG Ratio | 3,14 |
| EV/EBITDA | 9,15 | Dividend Yield | 0,03% |
| Market Cap | 679,52M | Enterprise Value | 744,16M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 315,38M | 316,33M | 283,83M | 224,23M | 207,12M |
| Net Income | 68,54M | 66,79M | 59,07M | 63,35M | 62,90M |
| EPS (Diluted) | 3,27 | 3,16 | 2,79 | 2,97 | 2,88 |
| Gross Profit | 219,52M | 211,68M | 193,83M | 198,79M | 199,52M |
| Operating Income | 81,29M | 83,05M | 73,68M | 77,79M | 77,31M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5,51B | 5,34B | 5,26B | 5,00B | 4,70B |
| Total Liabilities | 5,00B | 4,88B | 4,86B | 4,65B | 4,31B |
| Shareholders' Equity | 502,95M | 454,69M | 404,45M | 347,60M | 398,48M |
| Total Debt | 116,87M | 124,39M | 129,26M | 226,10M | 108,96M |
| Cash & Equivalents | 52,24M | 119,88M | 169,78M | 74,37M | 109,47M |
| Current Assets | 548,14M | 145,27M | 849,13M | 982,62M | 1,59B |
| Current Liabilities | 1,48M | 4,65B | 4,62B | 4,55B | 4,20B |