رجوع
نطاق اليوم
KWD 285.37
KWD 295.48
نطاق 52 أسبوعًا
KWD 202.16
KWD 337.25
حجم التداول
7,384,438
متوسط 50 يوم / 200 يوم
KWD 303.23
/
KWD 301.29
الإغلاق السابق
KWD 289.91
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (854 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 13.8 | 10.3 |
| P/B | 2.2 | 1.1 |
| ROE % | 16.1 | 11.7 |
| Net Margin % | 20.4 | 16.9 |
| Rev Growth 5Y % | 21.8 | 11.6 |
| D/E | 1.4 | 0.5 |
السعر المستهدف للمحللين
Hold
KWD 336.100
+14.9%
Low: KWD 280.000
High: KWD 391.000
مكرر الربحية المستقبلي
13.4
ربحية السهم المستقبلية
KWD 21.566
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
190 B
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2028 |
KWD 25.696
KWD 24.657 – KWD 27.248
|
210 B | 7 |
| FY2027 |
KWD 23.332
KWD 21.776 – KWD 25.246
|
200 B | 13 |
| FY2026 |
KWD 21.566
KWD 20.226 – KWD 22.568
|
190 B | 14 |
Insider Trading Activity
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 17, 2026 |
Leopold Robin
Head of Human Resources
|
grant | 24,895 | — | — |
| Mar 17, 2026 |
Beer Lori A
Chief Information Officer
|
grant | 28,328 | — | — |
| Mar 17, 2026 |
Piepszak Jennifer
Chief Operating Officer
|
grant | 57,515 | — | — |
| Mar 17, 2026 |
Lake Marianne
CEO CCB
|
grant | 57,515 | — | — |
| Mar 17, 2026 |
Petno Douglas B
Co-CEO CIB
|
grant | 50,648 | — | — |
| Jan 20, 2026 |
Buck Michele
Director
|
grant | 914 | KWD 306.505 | KWD 280,146 |
| Jan 20, 2026 |
BURKE STEPHEN B
Director
|
grant | 914 | KWD 306.505 | KWD 280,146 |
| Jan 20, 2026 |
WEINBERGER MARK A
Director
|
grant | 914 | KWD 306.505 | KWD 280,146 |
| Jan 20, 2026 |
NOVAKOVIC PHEBE N
Director
|
grant | 914 | KWD 306.505 | KWD 280,146 |
| Jan 20, 2026 |
Gorsky Alex
Director
|
grant | 914 | KWD 306.505 | KWD 280,146 |
| Jan 20, 2026 |
Davis Alicia Boler
Director
|
grant | 914 | KWD 306.505 | KWD 280,146 |
| Jan 20, 2026 |
SMITH BRAD D
Director
|
grant | 914 | KWD 306.505 | KWD 280,146 |
| Jan 20, 2026 |
BAMMANN LINDA
Director
|
grant | 914 | KWD 306.505 | KWD 280,146 |
| Jan 20, 2026 |
Rometty Virginia M
Director
|
grant | 914 | KWD 306.505 | KWD 280,146 |
| Mar 25, 2025 |
Pinto Daniel E
President & COO
|
other | 267,937 | — | — |
| Mar 25, 2025 |
Rohrbaugh Troy L
Co-CEO CIB
|
other | 172,747 | — | — |
| Mar 25, 2025 |
Erdoes Mary E.
CEO Asset & Wealth Management
|
other | 160,553 | — | — |
| Mar 25, 2025 |
Barnum Jeremy
Chief Financial Officer
|
other | 75,654 | — | — |
| Mar 25, 2025 |
Piepszak Jennifer
Chief Operating Officer
|
other | 125,938 | — | — |
| Mar 25, 2025 |
BACON ASHLEY
Chief Risk Officer
|
other | 105,767 | — | — |
النقاط الرئيسية
Revenue grew 21.77% annually over 5 years — strong growth
ROE of 16.13% — decent returns on equity
Net margin of 20.39% shows strong profitability
Generating 100.87B in free cash flow
P/E of 13.82 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 18.46%
النمو
Revenue Growth (5Y)
21.77%
Revenue (1Y)3.31%
Earnings (1Y)-2.43%
FCF Growth (3Y)178.83%
الجودة
Return on Equity
16.13%
ROIC6.31%
Net Margin20.39%
Op. Margin25.95%
الأمان
Debt / Equity
1.38
Current Ratio14.85
Interest Coverage0.74
التقييم
P/E Ratio
13.82
P/B Ratio2.18
EV/EBITDA13.02
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3.31% | Revenue Growth (3Y) | 8.81% |
| Earnings Growth (1Y) | -2.43% | Earnings Growth (3Y) | 7.30% |
| Revenue Growth (5Y) | 21.77% | Earnings Growth (5Y) | 4.23% |
| Profitability | |||
| Revenue (TTM) | 279.75B | Net Income (TTM) | 57.05B |
| ROE | 16.13% | ROA | 1.29% |
| Gross Margin | 59.91% | Operating Margin | 25.95% |
| Net Margin | 20.39% | Free Cash Flow (TTM) | 100.87B |
| ROIC | 6.31% | FCF Growth (3Y) | 178.83% |
| Safety | |||
| Debt / Equity | 1.38 | Current Ratio | 14.85 |
| Interest Coverage | 0.74 | Dividend Yield | 0.02% |
| Valuation | |||
| P/E Ratio | 13.82 | P/B Ratio | 2.18 |
| P/S Ratio | 2.82 | PEG Ratio | 10.39 |
| EV/EBITDA | 13.02 | Dividend Yield | 0.02% |
| Market Cap | 788.61B | Enterprise Value | 945.26B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 279.75B | 270.79B | 236.27B | 153.82B | 127.24B |
| Net Income | 57.05B | 58.47B | 49.55B | 37.68B | 48.33B |
| EPS (Diluted) | 20.05 | 19.75 | 16.23 | 12.09 | 15.36 |
| Gross Profit | 167.61B | 158.79B | 145.67B | 121.39B | 130.91B |
| Operating Income | 72.60B | 75.08B | 61.61B | 46.17B | 59.56B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4.42T | 4.00T | 3.88T | 3.67T | 3.74T |
| Total Liabilities | 4.06T | 3.66T | 3.55T | 3.37T | 3.45T |
| Shareholders' Equity | 362.44B | 344.76B | 327.88B | 292.33B | 294.13B |
| Total Debt | 499.98B | 751.15B | 653.07B | 542.51B | 548.94B |
| Cash & Equivalents | 343.34B | 469.32B | 624.15B | 567.23B | 740.83B |
| Current Assets | 962.14B | 1.98T | 924.00B | 889.12B | 1.13T |
| Current Liabilities | 64.78B | 3.07T | 2.96T | 3.05T | 3.13T |