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Fourchette du Jour
285,37 €
295,48 €
Fourchette 52 Semaines
202,16 €
337,25 €
Volume
7 384 438
Moyenne 50J / 200J
303,23 €
/
301,29 €
Clôture Précédente
289,91 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 13,8 | 10,3 |
| P/B | 2,2 | 1,1 |
| ROE % | 16,1 | 11,6 |
| Net Margin % | 20,4 | 16,8 |
| Rev Growth 5Y % | 21,8 | 11,6 |
| D/E | 1,4 | 0,5 |
Objectif de Cours des Analystes
Hold
336,10 €
+14.9%
Low: 280,00 €
High: 391,00 €
P/E Prévisionnel
13,4
BPA Prévisionnel
21,57 €
Croissance BPA (est.)
+0,0%
CA Est.
190 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
25,70 €
24,66 € – 27,25 €
|
210 B | 7 |
| FY2027 |
23,33 €
21,78 € – 25,25 €
|
200 B | 13 |
| FY2026 |
21,57 €
20,23 € – 22,57 €
|
190 B | 14 |
Insider Trading Activity
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 17, 2026 |
Leopold Robin
Head of Human Resources
|
grant | 24 895 | — | — |
| Mar 17, 2026 |
Beer Lori A
Chief Information Officer
|
grant | 28 328 | — | — |
| Mar 17, 2026 |
Piepszak Jennifer
Chief Operating Officer
|
grant | 57 515 | — | — |
| Mar 17, 2026 |
Lake Marianne
CEO CCB
|
grant | 57 515 | — | — |
| Mar 17, 2026 |
Petno Douglas B
Co-CEO CIB
|
grant | 50 648 | — | — |
| Jan 20, 2026 |
Buck Michele
Director
|
grant | 914 | 306,51 € | 280 146 € |
| Jan 20, 2026 |
BURKE STEPHEN B
Director
|
grant | 914 | 306,51 € | 280 146 € |
| Jan 20, 2026 |
WEINBERGER MARK A
Director
|
grant | 914 | 306,51 € | 280 146 € |
| Jan 20, 2026 |
NOVAKOVIC PHEBE N
Director
|
grant | 914 | 306,51 € | 280 146 € |
| Jan 20, 2026 |
Gorsky Alex
Director
|
grant | 914 | 306,51 € | 280 146 € |
| Jan 20, 2026 |
Davis Alicia Boler
Director
|
grant | 914 | 306,51 € | 280 146 € |
| Jan 20, 2026 |
SMITH BRAD D
Director
|
grant | 914 | 306,51 € | 280 146 € |
| Jan 20, 2026 |
BAMMANN LINDA
Director
|
grant | 914 | 306,51 € | 280 146 € |
| Jan 20, 2026 |
Rometty Virginia M
Director
|
grant | 914 | 306,51 € | 280 146 € |
| Mar 25, 2025 |
Pinto Daniel E
President & COO
|
other | 267 937 | — | — |
| Mar 25, 2025 |
Rohrbaugh Troy L
Co-CEO CIB
|
other | 172 747 | — | — |
| Mar 25, 2025 |
Erdoes Mary E.
CEO Asset & Wealth Management
|
other | 160 553 | — | — |
| Mar 25, 2025 |
Barnum Jeremy
Chief Financial Officer
|
other | 75 654 | — | — |
| Mar 25, 2025 |
Piepszak Jennifer
Chief Operating Officer
|
other | 125 938 | — | — |
| Mar 25, 2025 |
BACON ASHLEY
Chief Risk Officer
|
other | 105 767 | — | — |
Points Clés
Revenue grew 21,77% annually over 5 years — strong growth
ROE of 16,13% — decent returns on equity
Net margin of 20,39% shows strong profitability
Generating 100,87B in free cash flow
P/E of 13,82 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 18,46%
Croissance
Revenue Growth (5Y)
21,77%
Revenue (1Y)3,31%
Earnings (1Y)-2,43%
FCF Growth (3Y)178,83%
Qualité
Return on Equity
16,13%
ROIC6,31%
Net Margin20,39%
Op. Margin25,95%
Sécurité
Debt / Equity
1,38
Current Ratio14,85
Interest Coverage0,74
Valorisation
P/E Ratio
13,82
P/B Ratio2,18
EV/EBITDA13,02
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3,31% | Revenue Growth (3Y) | 8,81% |
| Earnings Growth (1Y) | -2,43% | Earnings Growth (3Y) | 7,30% |
| Revenue Growth (5Y) | 21,77% | Earnings Growth (5Y) | 4,23% |
| Profitability | |||
| Revenue (TTM) | 279,75B | Net Income (TTM) | 57,05B |
| ROE | 16,13% | ROA | 1,29% |
| Gross Margin | 59,91% | Operating Margin | 25,95% |
| Net Margin | 20,39% | Free Cash Flow (TTM) | 100,87B |
| ROIC | 6,31% | FCF Growth (3Y) | 178,83% |
| Safety | |||
| Debt / Equity | 1,38 | Current Ratio | 14,85 |
| Interest Coverage | 0,74 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 13,82 | P/B Ratio | 2,18 |
| P/S Ratio | 2,82 | PEG Ratio | 10,39 |
| EV/EBITDA | 13,02 | Dividend Yield | 0,02% |
| Market Cap | 788,61B | Enterprise Value | 945,26B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 279,75B | 270,79B | 236,27B | 153,82B | 127,24B |
| Net Income | 57,05B | 58,47B | 49,55B | 37,68B | 48,33B |
| EPS (Diluted) | 20,05 | 19,75 | 16,23 | 12,09 | 15,36 |
| Gross Profit | 167,61B | 158,79B | 145,67B | 121,39B | 130,91B |
| Operating Income | 72,60B | 75,08B | 61,61B | 46,17B | 59,56B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4,42T | 4,00T | 3,88T | 3,67T | 3,74T |
| Total Liabilities | 4,06T | 3,66T | 3,55T | 3,37T | 3,45T |
| Shareholders' Equity | 362,44B | 344,76B | 327,88B | 292,33B | 294,13B |
| Total Debt | 499,98B | 751,15B | 653,07B | 542,51B | 548,94B |
| Cash & Equivalents | 343,34B | 469,32B | 624,15B | 567,23B | 740,83B |
| Current Assets | 962,14B | 1,98T | 924,00B | 889,12B | 1,13T |
| Current Liabilities | 64,78B | 3,07T | 2,96T | 3,05T | 3,13T |