Atrás
Rango del Día
$17.96
$18.01
Rango de 52 Semanas
$16.51
$20.65
Volumen
9,517
Promedio 50D / 200D
$19.41
/
$19.33
Cierre Anterior
$17.82
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | -61.5 | 10.3 |
| P/B | 2.1 | 1.1 |
| ROE % | -3.2 | 11.7 |
| Net Margin % | -2.6 | 16.8 |
| Rev Growth 5Y % | 8.2 | 11.7 |
| D/E | 2.1 | 0.5 |
Precio Objetivo de Analistas
Hold
$17.50
-2.6%
Low: $16.00
High: $19.00
Estimaciones de Ganancias
No hay estimaciones futuras disponibles
Puntos Clave
Revenue grew 8.15% annually over 5 years — modest growth
Earnings declined -161.07% over the past year
Debt/Equity of 2.11 — high leverage
Generating 441.00M in free cash flow
PEG of 0.15 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 26.55%
Crecimiento
Revenue Growth (5Y)
8.15%
Revenue (1Y)-18.40%
Earnings (1Y)-161.07%
FCF Growth (3Y)-19.23%
Calidad
Return on Equity
-3.17%
ROIC25.48%
Net Margin-2.57%
Op. Margin81.66%
Seguridad
Debt / Equity
2.11
Current Ratio0.41
Interest Coverage0.98
Valoración
P/E Ratio
-61.54
P/B Ratio2.05
EV/EBITDA3.11
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -18.40% | Revenue Growth (3Y) | 63.97% |
| Earnings Growth (1Y) | -161.07% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 8.15% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 3.11B | Net Income (TTM) | -80.00M |
| ROE | -3.17% | ROA | -0.16% |
| Gross Margin | 95.21% | Operating Margin | 81.66% |
| Net Margin | -2.57% | Free Cash Flow (TTM) | 441.00M |
| ROIC | 25.48% | FCF Growth (3Y) | -19.23% |
| Safety | |||
| Debt / Equity | 2.11 | Current Ratio | 0.41 |
| Interest Coverage | 0.98 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | -61.54 | P/B Ratio | 2.05 |
| P/S Ratio | 1.58 | PEG Ratio | 0.15 |
| EV/EBITDA | 3.11 | Dividend Yield | 0.03% |
| Market Cap | 4.92B | Enterprise Value | 7.89B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3.11B | 3.81B | 1.16B | 1.66B | 2.27B |
| Net Income | -80.00M | 131.00M | 228.00M | 645.00M | 717.00M |
| EPS (Diluted) | -0.82 | 1.20 | 1.85 | 4.48 | 4.17 |
| Gross Profit | 2.96B | 3.49B | 356.00M | 1.66B | 1.44B |
| Operating Income | 2.54B | 2.81B | 755.00M | 1.21B | 1.70B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 48.68B | 51.79B | 61.38B | 70.80B | 80.61B |
| Total Liabilities | 46.28B | 49.15B | 58.62B | 67.82B | 78.00B |
| Shareholders' Equity | 2.40B | 2.64B | 2.76B | 2.98B | 2.60B |
| Total Debt | 5.07B | 43.18B | 53.40B | 61.03B | 74.49B |
| Cash & Equivalents | 2.10B | 2.10B | 839.00M | 1.54B | 905.00M |
| Current Assets | 2.10B | 2.10B | 839.00M | 1.54B | 905.00M |
| Current Liabilities | 5.07B | 5.13B | 4.23B | 5.87B | 2.49B |