Back
44
Day Range
$29.80
$31.38
52-Week Range
$28.41
$69.25
Volume
551,692
50D / 200D Avg
$34.29
/
$46.76
Prev Close
$31.17
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (856 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 12.3 | 10.2 |
| P/B | 0.7 | 1.1 |
| ROE % | 5.2 | 11.7 |
| Net Margin % | 3.0 | 16.8 |
| Rev Growth 5Y % | -3.8 | 11.6 |
| D/E | 0.4 | 0.5 |
Analyst Price Target
Hold
$56.00
+87.2%
Forward P/E
8.02
Forward EPS
$3.79
EPS Growth (est.)
+0.0%
Est. Revenue
4.57B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$6.40
$6.18 – $6.59
|
4.89B | 1 |
| FY2027 |
$5.21
$4.49 – $5.74
|
4.78B | 3 |
| FY2026 |
$3.79
$3.21 – $4.31
|
4.57B | 4 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-04 | $0.87 | $0.25 | -71.1% |
| 2025-11-05 | $1.33 | $0.33 | -75.2% |
| 2025-08-05 | $1.52 | $1.30 | -14.5% |
| 2025-05-07 | $1.48 | $1.65 | +11.5% |
| 2025-02-05 | $1.38 | $1.78 | +29.0% |
| 2024-10-30 | $1.30 | $1.62 | +24.6% |
| 2024-08-05 | $1.23 | $1.42 | +15.4% |
| 2024-05-01 | $1.09 | $1.07 | -1.8% |
Dividend History
7 yr streakYield
0.03%
Payout Ratio
0.56%
Growth (3Y)
1.06%
Growth (5Y)
1.30%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 17, 2026 | Mar 03, 2026 | $0.32 | 3.96% |
| Nov 17, 2025 | Dec 03, 2025 | $0.32 | 3.51% |
| Aug 18, 2025 | Sep 02, 2025 | $0.32 | 2.40% |
| May 19, 2025 | Jun 03, 2025 | $0.32 | 1.95% |
| Feb 18, 2025 | Mar 04, 2025 | $0.32 | 1.90% |
| Nov 18, 2024 | Dec 04, 2024 | $0.31 | 1.76% |
| Aug 19, 2024 | Sep 03, 2024 | $0.31 | 1.97% |
| May 10, 2024 | May 28, 2024 | $0.31 | 2.04% |
| Feb 16, 2024 | Mar 05, 2024 | $0.31 | 2.07% |
| Nov 13, 2023 | Nov 30, 2023 | $0.31 | 3.14% |
| Aug 11, 2023 | Aug 28, 2023 | $0.31 | 2.59% |
| May 12, 2023 | May 30, 2023 | $0.31 | 2.80% |
| Feb 10, 2023 | Feb 28, 2023 | $0.31 | 1.92% |
| Nov 14, 2022 | Dec 01, 2022 | $0.31 | 2.34% |
| Aug 12, 2022 | Aug 29, 2022 | $0.31 | 2.61% |
| May 13, 2022 | May 31, 2022 | $0.31 | 2.66% |
| Feb 11, 2022 | Mar 01, 2022 | $0.31 | 2.43% |
| Nov 12, 2021 | Dec 01, 2021 | $0.31 | 2.02% |
| Aug 13, 2021 | Aug 30, 2021 | $0.31 | 1.84% |
| May 14, 2021 | Jun 01, 2021 | $0.31 | 1.57% |
Key Takeaways
Revenue declined -3.84% annually over 5 years
Earnings declined -54.91% over the past year
Debt/Equity of 0.37 — conservative balance sheet
Generating 553.90M in free cash flow
P/E of 12.26 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 7.46%
Growth
Revenue Growth (5Y)
-3.84%
Revenue (1Y)3.62%
Earnings (1Y)-54.91%
FCF Growth (3Y)N/A
Quality
Return on Equity
5.24%
ROIC3.27%
Net Margin2.99%
Op. Margin3.35%
Safety
Debt / Equity
0.37
Current RatioN/A
Interest Coverage4.17
Valuation
P/E Ratio
12.26
Forward P/E8.02
P/B Ratio0.65
EV/EBITDA16.40
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3.62% | Revenue Growth (3Y) | -1.17% |
| Earnings Growth (1Y) | -54.91% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -3.84% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 4.80B | Net Income (TTM) | 143.30M |
| ROE | 5.24% | ROA | 1.15% |
| Gross Margin | 29.68% | Operating Margin | 3.35% |
| Net Margin | 2.99% | Free Cash Flow (TTM) | 553.90M |
| ROIC | 3.27% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.37 | Current Ratio | N/A |
| Interest Coverage | 4.17 | ||
| Dividends | |||
| Dividend Yield | 0.03% | Payout Ratio | 0.56% |
| Dividend Growth (3Y) | 1.06% | Dividend Growth (5Y) | 1.30% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 12.26 | Forward P/E | 8.02 |
| P/B Ratio | 0.65 | P/S Ratio | 0.37 |
| PEG Ratio | -0.33 | Forward PEG | N/A |
| EV/EBITDA | 16.40 | Fwd EV/EBITDA | 53.85 |
| Forward P/S | 0.38 | Fwd Earnings Yield | 12.47% |
| FCF Yield | 31.54% | ||
| Market Cap | 1.76B | Enterprise Value | 2.64B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.80B | 4.63B | 4.91B | 5.45B | 5.61B |
| Net Income | 143.30M | 317.80M | -272.10M | -286.60M | -123.70M |
| EPS (Diluted) | 2.29 | 4.91 | -4.25 | -4.72 | -1.88 |
| Gross Profit | 1.43B | 589.40M | 4.91B | -211.30M | 354.80M |
| Operating Income | 160.70M | 388.50M | 0.0 | -371.00M | -249.40M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12.47B | 12.63B | 12.74B | 13.36B | 14.92B |
| Total Liabilities | 9.80B | 9.85B | 10.24B | 10.92B | 10.91B |
| Shareholders' Equity | 2.68B | 2.79B | 2.51B | 2.44B | 4.01B |
| Total Debt | 1.00B | 1.39B | 1.39B | 1.39B | 1.12B |
| Cash & Equivalents | 126.00M | 65.40M | 64.10M | 212.40M | 148.20M |
| Current Assets | 1.09B | 0.0 | 0.0 | 692.00M | 0.0 |
| Current Liabilities | 0.0 | 0.0 | 0.0 | 167.60M | 0.0 |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#377 of 834
Recent Activity
Entered
Deep Value Investing (Seth Klarman)
Mar 24, 2026