Terug
42
Dagbereik
€ 30,60
€ 31,17
52-Weeksbereik
€ 28,41
€ 69,25
Volume
555.146
50D / 200D Gem.
€ 34,29
/
€ 46,76
Vorige Slotkoers
€ 31,09
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 12,7 | 10,3 |
| P/B | 0,7 | 1,1 |
| ROE % | 5,2 | 11,6 |
| Net Margin % | 3,0 | 16,8 |
| Rev Growth 5Y % | -3,8 | 11,6 |
| D/E | 0,4 | 0,5 |
Koersdoel Analisten
Hold
€ 56,00
+81.3%
Forward K/W
8,2
Forward WPA
€ 3,79
WPA Groei (sch.)
+0,0%
Omzet Sch.
4,6 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 6,40
€ 6,18 – € 6,59
|
4,9 B | 1 |
| FY2027 |
€ 5,21
€ 4,49 – € 5,74
|
4,8 B | 3 |
| FY2026 |
€ 3,79
€ 3,21 – € 4,31
|
4,6 B | 4 |
Belangrijkste Punten
Revenue declined -3,84% annually over 5 years
Earnings declined -54,91% over the past year
Debt/Equity of 0,37 — conservative balance sheet
Generating 553,90M in free cash flow
P/E of 12,66 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 7,46%
Groei
Revenue Growth (5Y)
-3,84%
Revenue (1Y)3,62%
Earnings (1Y)-54,91%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
5,24%
ROIC3,27%
Net Margin2,99%
Op. Margin3,35%
Veiligheid
Debt / Equity
0,37
Current RatioN/A
Interest Coverage4,17
Waardering
P/E Ratio
12,66
P/B Ratio0,68
EV/EBITDA16,76
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3,62% | Revenue Growth (3Y) | -1,17% |
| Earnings Growth (1Y) | -54,91% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -3,84% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 4,80B | Net Income (TTM) | 143,30M |
| ROE | 5,24% | ROA | 1,15% |
| Gross Margin | 29,68% | Operating Margin | 3,35% |
| Net Margin | 2,99% | Free Cash Flow (TTM) | 553,90M |
| ROIC | 3,27% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,37 | Current Ratio | N/A |
| Interest Coverage | 4,17 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 12,66 | P/B Ratio | 0,68 |
| P/S Ratio | 0,38 | PEG Ratio | -0,33 |
| EV/EBITDA | 16,76 | Dividend Yield | 0,03% |
| Market Cap | 1,81B | Enterprise Value | 2,69B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,80B | 4,63B | 4,91B | 5,45B | 5,61B |
| Net Income | 143,30M | 317,80M | -272,10M | -286,60M | -123,70M |
| EPS (Diluted) | 2,29 | 4,91 | -4,25 | -4,72 | -1,88 |
| Gross Profit | 1,43B | 589,40M | 4,91B | -211,30M | 354,80M |
| Operating Income | 160,70M | 388,50M | 0,0 | -371,00M | -249,40M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12,47B | 12,63B | 12,74B | 13,36B | 14,92B |
| Total Liabilities | 9,80B | 9,85B | 10,24B | 10,92B | 10,91B |
| Shareholders' Equity | 2,68B | 2,79B | 2,51B | 2,44B | 4,01B |
| Total Debt | 1,00B | 1,39B | 1,39B | 1,39B | 1,12B |
| Cash & Equivalents | 126,00M | 65,40M | 64,10M | 212,40M | 148,20M |
| Current Assets | 1,09B | 0,0 | 0,0 | 692,00M | 0,0 |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 167,60M | 0,0 |
Strategiescores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#402 of 825
Recente Activiteit
Ingestapt
Deep Value Investing (Seth Klarman)
Mar 24, 2026