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Fourchette du Jour
297,80 €
305,12 €
Fourchette 52 Semaines
262,83 €
403,58 €
Volume
800 361
Moyenne 50J / 200J
337,93 €
/
354,72 €
Clôture Précédente
300,28 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 27,9 | 10,3 |
| P/B | 4,5 | 1,1 |
| ROE % | 20,9 | 11,7 |
| Net Margin % | 5,1 | 16,9 |
| Rev Growth 5Y % | 21,8 | 11,6 |
| D/E | 1,4 | 0,5 |
Objectif de Cours des Analystes
Hold
459,17 €
+53.0%
Low: 421,00 €
High: 500,00 €
P/E Prévisionnel
12,7
BPA Prévisionnel
23,74 €
Croissance BPA (est.)
+0,0%
CA Est.
21 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
39,37 €
38,13 € – 40,95 €
|
9 B | 1 |
| FY2028 |
33,97 €
33,74 € – 34,20 €
|
26 B | 2 |
| FY2027 |
29,04 €
27,35 € – 31,62 €
|
24 B | 10 |
Points Clés
Revenue grew 21,79% annually over 5 years — strong growth
Earnings declined -18,48% over the past year
ROE of 20,86% indicates high profitability
Negative free cash flow of -993,42M
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 15,39%
Capital efficient — spends only 3,36% of revenue on capex
Croissance
Revenue Growth (5Y)
21,79%
Revenue (1Y)37,18%
Earnings (1Y)-18,48%
FCF Growth (3Y)N/A
Qualité
Return on Equity
20,86%
ROIC13,60%
Net Margin5,08%
Op. Margin13,45%
Sécurité
Debt / Equity
1,36
Current Ratio2,42
Interest Coverage5,66
Valorisation
P/E Ratio
27,85
P/B Ratio4,50
EV/EBITDA13,24
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 37,18% | Revenue Growth (3Y) | 30,00% |
| Earnings Growth (1Y) | -18,48% | Earnings Growth (3Y) | -10,03% |
| Revenue Growth (5Y) | 21,79% | Earnings Growth (5Y) | 17,04% |
| Profitability | |||
| Revenue (TTM) | 16,99B | Net Income (TTM) | 863,02M |
| ROE | 20,86% | ROA | 4,67% |
| Gross Margin | 25,59% | Operating Margin | 13,45% |
| Net Margin | 5,08% | Free Cash Flow (TTM) | -993,42M |
| ROIC | 13,60% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1,36 | Current Ratio | 2,42 |
| Interest Coverage | 5,66 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 27,85 | P/B Ratio | 4,50 |
| P/S Ratio | 1,41 | PEG Ratio | -1,44 |
| EV/EBITDA | 13,24 | Dividend Yield | 0,00% |
| Market Cap | 24,04B | Enterprise Value | 30,26B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 16,99B | 12,39B | 10,05B | 8,60B | 7,72B |
| Net Income | 863,02M | 1,06B | 1,07B | 845,70M | 459,87M |
| EPS (Diluted) | 10,92 | 14,03 | 13,69 | 10,40 | 5,63 |
| Gross Profit | 4,35B | 3,37B | 3,05B | 2,37B | 1,71B |
| Operating Income | 2,28B | 1,67B | 1,63B | 1,24B | 730,14M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 18,49B | 13,32B | 10,39B | 9,48B | 7,99B |
| Total Liabilities | 13,15B | 10,39B | 8,31B | 7,31B | 6,32B |
| Shareholders' Equity | 5,34B | 2,93B | 2,08B | 2,17B | 1,67B |
| Total Debt | 7,26B | 5,75B | 3,96B | 2,95B | 3,05B |
| Cash & Equivalents | 1,04B | 967,08M | 465,67M | 847,52M | 495,25M |
| Current Assets | 8,81B | 6,82B | 5,69B | 5,74B | 4,45B |
| Current Liabilities | 3,64B | 4,19B | 3,57B | 3,63B | 2,74B |