Terug
Dagbereik
€ 297,75
€ 308,50
52-Weeksbereik
€ 262,83
€ 403,58
Volume
406.810
50D / 200D Gem.
€ 337,93
/
€ 354,72
Vorige Slotkoers
€ 300,17
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 27,9 | 10,3 |
| P/B | 4,5 | 1,1 |
| ROE % | 20,9 | 11,6 |
| Net Margin % | 5,1 | 16,8 |
| Rev Growth 5Y % | 21,8 | 11,6 |
| D/E | 1,4 | 0,5 |
Koersdoel Analisten
Hold
€ 459,17
+52.7%
Low: € 421,00
High: € 500,00
Forward K/W
12,66
Forward WPA
€ 23,74
WPA Groei (sch.)
+0,0%
Omzet Sch.
21,03B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 39,37
€ 38,13 – € 40,95
|
9,04B | 1 |
| FY2028 |
€ 33,97
€ 33,74 – € 34,20
|
26,48B | 2 |
| FY2027 |
€ 29,04
€ 27,35 – € 31,62
|
23,92B | 10 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-29 | € 4,92 | € 5,23 | +6,3% |
| 2025-10-30 | € 4,49 | € 5,20 | +15,8% |
| 2025-07-31 | € 4,23 | € 4,51 | +6,6% |
| 2025-05-08 | € 4,68 | € 5,15 | +10,0% |
| 2025-01-30 | € 4,01 | € 4,25 | +6,0% |
| 2024-10-30 | € 3,71 | € 4,16 | +12,1% |
| 2024-07-25 | € 3,70 | € 3,88 | +4,9% |
| 2024-04-30 | € 3,81 | € 4,21 | +10,5% |
Dividend History
7 yr streakYield
0,00%
Payout Ratio
0,11%
Growth (3Y)
6,27%
Growth (5Y)
3,71%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 10, 2026 | Mar 24, 2026 | € 0,30 | 0,39% |
| Nov 13, 2025 | Dec 01, 2025 | € 0,30 | 0,32% |
| Aug 15, 2025 | Aug 29, 2025 | € 0,30 | 0,34% |
| May 30, 2025 | Jun 12, 2025 | € 0,30 | 0,31% |
| Mar 11, 2025 | Mar 25, 2025 | € 0,30 | 0,38% |
| Nov 14, 2024 | Dec 02, 2024 | € 0,30 | 0,38% |
| Aug 09, 2024 | Aug 23, 2024 | € 0,30 | 0,61% |
| May 20, 2024 | Jun 04, 2024 | € 0,30 | 0,45% |
| Mar 11, 2024 | Mar 26, 2024 | € 0,30 | 0,45% |
| Nov 08, 2023 | Nov 27, 2023 | € 0,30 | 0,54% |
| Aug 10, 2023 | Aug 25, 2023 | € 0,30 | 0,51% |
| May 17, 2023 | Jun 01, 2023 | € 0,30 | 0,56% |
| Mar 13, 2023 | Mar 28, 2023 | € 0,30 | 0,52% |
| Nov 09, 2022 | Nov 28, 2022 | € 0,25 | 0,39% |
| Aug 16, 2022 | Aug 31, 2022 | € 0,25 | 0,44% |
| Jun 08, 2022 | Jun 24, 2022 | € 0,25 | 0,49% |
| Mar 14, 2022 | Mar 29, 2022 | € 0,25 | 0,62% |
| Nov 09, 2021 | Nov 29, 2021 | € 0,25 | 0,61% |
| Aug 12, 2021 | Aug 27, 2021 | € 0,25 | 0,67% |
| May 21, 2021 | Jun 07, 2021 | € 0,25 | 0,67% |
Belangrijkste Punten
Revenue grew 21,79% annually over 5 years — strong growth
Earnings declined -18,48% over the past year
ROE of 20,86% indicates high profitability
Negative free cash flow of -993,42M
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 15,39%
Capital efficient — spends only 3,36% of revenue on capex
Groei
Revenue Growth (5Y)
21,79%
Revenue (1Y)37,18%
Earnings (1Y)-18,48%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
20,86%
ROIC13,60%
Net Margin5,08%
Op. Margin13,45%
Veiligheid
Debt / Equity
1,36
Current Ratio2,42
Interest Coverage5,66
Waardering
P/E Ratio
27,90
Forward P/E12,66
P/B Ratio4,51
EV/EBITDA13,26
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 37,18% | Revenue Growth (3Y) | 30,00% |
| Earnings Growth (1Y) | -18,48% | Earnings Growth (3Y) | -10,03% |
| Revenue Growth (5Y) | 21,79% | Earnings Growth (5Y) | 17,04% |
| Profitability | |||
| Revenue (TTM) | 16,99B | Net Income (TTM) | 863,02M |
| ROE | 20,86% | ROA | 4,67% |
| Gross Margin | 25,59% | Operating Margin | 13,45% |
| Net Margin | 5,08% | Free Cash Flow (TTM) | -993,42M |
| ROIC | 13,60% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1,36 | Current Ratio | 2,42 |
| Interest Coverage | 5,66 | ||
| Dividends | |||
| Dividend Yield | 0,00% | Payout Ratio | 0,11% |
| Dividend Growth (3Y) | 6,27% | Dividend Growth (5Y) | 3,71% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 27,90 | Forward P/E | 12,66 |
| P/B Ratio | 4,51 | P/S Ratio | 1,42 |
| PEG Ratio | -1,44 | Forward PEG | N/A |
| EV/EBITDA | 13,26 | Fwd EV/EBITDA | 9,06 |
| Forward P/S | 1,15 | Fwd Earnings Yield | 7,90% |
| FCF Yield | -4,13% | ||
| Market Cap | 24,08B | Enterprise Value | 30,30B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 16,99B | 12,39B | 10,05B | 8,60B | 7,72B |
| Net Income | 863,02M | 1,06B | 1,07B | 845,70M | 459,87M |
| EPS (Diluted) | 10,92 | 14,03 | 13,69 | 10,40 | 5,63 |
| Gross Profit | 4,35B | 3,37B | 3,05B | 2,37B | 1,71B |
| Operating Income | 2,28B | 1,67B | 1,63B | 1,24B | 730,14M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 18,49B | 13,32B | 10,39B | 9,48B | 7,99B |
| Total Liabilities | 13,15B | 10,39B | 8,31B | 7,31B | 6,32B |
| Shareholders' Equity | 5,34B | 2,93B | 2,08B | 2,17B | 1,67B |
| Total Debt | 7,26B | 5,75B | 3,96B | 2,95B | 3,05B |
| Cash & Equivalents | 1,04B | 967,08M | 465,67M | 847,52M | 495,25M |
| Current Assets | 8,81B | 6,82B | 5,69B | 5,74B | 4,45B |
| Current Liabilities | 3,64B | 4,19B | 3,57B | 3,63B | 2,74B |