Open Lending Corp
جودة البيانات: 100%
LPRO
Nasdaq
Financial Services
Nondepository Credit Institutions
KWD 1.45
▼
KWD 0.01
(-0.68%)
القيمة السوقية: 174.33 M
السعر
KWD 1.48
القيمة السوقية
174.33 M
نطاق اليوم
—
نطاق 52 أسبوعًا
—
حجم التداول
—
فتح —
متوسط 50 يوم / 200 يوم
—
متوسط 50 يوم / 200 يوم
—
Quick Summary
النقاط الرئيسية
Revenue declined -18.92% annually over 5 years
Negative free cash flow of -3.25 M
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 306.94%
Capital efficient — spends only 0.06% of revenue on capex
النمو
Revenue Growth (5Y)
-18.92%
أقل من متوسط القطاع (5.90%)
Revenue (1Y)288.02%
Earnings (1Y)N/A
FCF Growth (3Y)N/A
الجودة
Return on Equity
-5.58%
أقل من متوسط القطاع (9.24%)
ROIC-1.62%
Net Margin-4.54%
Op. Margin-5.37%
الأمان
Debt / Equity
1.84
أعلى من متوسط القطاع (0.49)
Current Ratio5.59
Interest Coverage-0.52
التقييم
PE (TTM|2027)
-41.15 | 8.22
أقل من متوسط القطاع (11.15)
P/B Ratio2.39
EV/EBITDAN/A
Dividend YieldN/A
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2180 نظير)
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2180 نظير)| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | -41.2 | 11.1 |
| P/B | 2.4 | 1.2 |
| ROE % | -5.6 | 9.2 |
| Net Margin % | -4.5 | 9.4 |
| Rev Growth 5Y % | -18.9 | 5.9 |
| D/E | 1.8 | 0.5 |
السعر المستهدف للمحللين
5 محللين
Hold
الحالي
KWD 1.45
المستهدف
KWD 2.38
KWD 1.40
KWD 2.00
KWD 3.50
التوقعات
مكرر الربحية المستقبلي
8.06
ربحية السهم المستقبلية
KWD 0.18
نمو ربحية السهم (تقدير)
+33.3%
الإيرادات المقدّرة
115.35 M
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 |
KWD 0.18
KWD 0.16 – KWD 0.20
|
115.35 M | 2 |
| FY2026 |
KWD 0.14
KWD 0.12 – KWD 0.15
|
101.05 M | 2 |
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| 2026 Q2 |
KWD 0.05
KWD 0.03 – KWD 0.06
|
25.58 M | 2 |
| 2026 Q1 |
KWD 0.02
KWD 0.02 – KWD 0.02
|
20.41 M | 2 |
مفاجآت الأرباح
آخر 4 أرباع
| الربع | EPS المقدر | EPS الفعلي | المفاجأة |
|---|---|---|---|
| Q42025 | KWD 0.02 | KWD 0.02 | -20.0% |
| Q32025 | KWD 0.01 | KWD 0.03 | +260.0% |
| Q22025 | KWD 0.01 | KWD 0.01 | 0.0% |
| Q12025 | KWD 0.01 | KWD 0.01 | -20.0% |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 288.02% | Revenue Growth (3Y) | -10.92% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -18.92% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 93.22 M | Net Income (TTM) | -4.24 M |
| ROE | -5.58% | ROA | -1.45% |
| Gross Margin | 76.88% | Operating Margin | -5.37% |
| Net Margin | -4.54% | Free Cash Flow (TTM) | -3.25 M |
| ROIC | -1.62% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1.84 | Current Ratio | 5.59 |
| Interest Coverage | -0.52 | Asset Turnover | 0.32 |
| Working Capital | 223.81 M | Tangible Book Value | 72.83 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | -41.15 | Forward P/E | N/A |
| P/B Ratio | 2.39 | P/S Ratio | 1.87 |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | -1.86% | ||
| Market Cap | 174.33 M | Enterprise Value | 86.55 M |
| Per Share | |||
| EPS (Diluted TTM) | -0.04 | Revenue / Share | 0.79 |
| FCF / Share | -0.03 | OCF / Share | -0.03 |
| EPS CAGR (1Y) | N/A | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | 0.06% | FCF Conversion | 76.72% |
| SBC-Adj. FCF | -11.06 M | Growth Momentum | 306.94 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 93.22 M | 24.02 M | 117.46 M | 179.59 M | 215.66 M |
| Net Income | -4.24 M | -135.01 M | 22.07 M | 66.62 M | 146.08 M |
| EPS (Diluted) | -0.04 | -1.13 | 0.18 | 0.53 | 1.16 |
| Gross Profit | 71.66 M | 169,000.0 | 95.18 M | 159.63 M | 197.03 M |
| Operating Income | -5.01 M | -65.38 M | 29.08 M | 97.62 M | 150.29 M |
| EBITDA | — | — | — | — | — |
| R&D Expenses | 8.78 M | 4.46 M | 5.58 M | 8.21 M | 4.35 M |
| SG&A Expenses | — | — | — | — | — |
| D&A | 2.41 M | 1.67 M | 1.16 M | 1.34 M | 1.12 M |
| Interest Expense | 9.66 M | 11.32 M | 10.66 M | 5.83 M | 5.86 M |
| Income Tax | -1.13 M | 70.41 M | 6.79 M | 26.92 M | 45.09 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 236.68 M | 296.37 M | 374.04 M | 379.63 M | 318.83 M |
| Total Liabilities | 161.72 M | 218.28 M | 168.46 M | 166.81 M | 159.84 M |
| Shareholders' Equity | 74.96 M | 78.09 M | 205.58 M | 212.82 M | 158.98 M |
| Total Debt | 84.77 M | 139.72 M | 144.05 M | 147.43 M | 146.26 M |
| Cash & Equivalents | 176.61 M | 243.16 M | 240.21 M | 204.45 M | 116.45 M |
| Current Assets | 222.69 M | 275.73 M | 289.88 M | 280.74 M | 202.79 M |
| Current Liabilities | 49.26 M | 47.25 M | 20.59 M | 15.11 M | 12.07 M |
{"event":"ticker_viewed","properties":{"ticker":"LPRO","listing_kind":"stock","pathname":"/stocks/lpro","exchange":"Nasdaq","country":"US"}}
