Open Lending Corp
Datakwaliteit: 100%
LPRO
Nasdaq
Financial Services
Nondepository Credit Institutions
€ 1,45
▼
€ 0,01
(-0,68%)
Marktkapitalisatie: 174,33 M
Prijs
€ 1,48
Marktkapitalisatie
174,33 M
Dagbereik
—
52-Weeksbereik
—
Volume
—
Openen —
50D / 200D Gem.
—
50D / 200D Gem.
—
Quick Summary
Belangrijkste Punten
Revenue declined -18,92% annually over 5 years
Negative free cash flow of -3,25 M
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 306,94%
Capital efficient — spends only 0,06% of revenue on capex
Groei
Revenue Growth (5Y)
-18,92%
Onder sectorgemiddelde (5,83%)
Revenue (1Y)288,02%
Earnings (1Y)N/A
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
-5,58%
Onder sectorgemiddelde (9,24%)
ROIC-1,62%
Net Margin-4,54%
Op. Margin-5,37%
Veiligheid
Debt / Equity
1,84
Boven sectorgemiddelde (0,49)
Current Ratio5,59
Interest Coverage-0,52
Waardering
PE (TTM|2027)
-41,15 | 8,22
Onder sectorgemiddelde (11,14)
P/B Ratio2,39
EV/EBITDAN/A
Dividend YieldN/A
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (2607 peers)
Sectorvergelijking
vs Financial Services sector mediaan (2607 peers)| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | -41,2 | 11,1 |
| P/B | 2,4 | 1,2 |
| ROE % | -5,6 | 9,2 |
| Net Margin % | -4,5 | 9,4 |
| Rev Growth 5Y % | -18,9 | 5,8 |
| D/E | 1,8 | 0,5 |
Koersdoel Analisten
5 analisten
Hold
Huidig
€ 1,45
Koersdoel
€ 2,38
€ 1,40
€ 2,00
€ 3,50
Vooruitzicht
Forward K/W
8,06
Forward WPA
€ 0,18
WPA Groei (sch.)
+33,3%
Omzet Sch.
115,35 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 0,18
€ 0,16 – € 0,20
|
115,35 M | 2 |
| FY2026 |
€ 0,14
€ 0,12 – € 0,15
|
101,05 M | 2 |
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| 2026 Q2 |
€ 0,05
€ 0,03 – € 0,06
|
25,58 M | 2 |
| 2026 Q1 |
€ 0,02
€ 0,02 – € 0,02
|
20,41 M | 2 |
Winstverassingen
Laatste 4 kwartalen
| Kwartaal | Geschat WPA | Werkelijk WPA | Verrassing |
|---|---|---|---|
| Q42025 | € 0,02 | € 0,02 | -20,0% |
| Q32025 | € 0,01 | € 0,03 | +260,0% |
| Q22025 | € 0,01 | € 0,01 | 0,0% |
| Q12025 | € 0,01 | € 0,01 | -20,0% |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 288,02% | Revenue Growth (3Y) | -10,92% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -18,92% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 93,22 M | Net Income (TTM) | -4,24 M |
| ROE | -5,58% | ROA | -1,45% |
| Gross Margin | 76,88% | Operating Margin | -5,37% |
| Net Margin | -4,54% | Free Cash Flow (TTM) | -3,25 M |
| ROIC | -1,62% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1,84 | Current Ratio | 5,59 |
| Interest Coverage | -0,52 | Asset Turnover | 0,32 |
| Working Capital | 223,81 M | Tangible Book Value | 72,83 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | -41,15 | Forward P/E | N/A |
| P/B Ratio | 2,39 | P/S Ratio | 1,87 |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | -1,86% | ||
| Market Cap | 174,33 M | Enterprise Value | 86,55 M |
| Per Share | |||
| EPS (Diluted TTM) | -0,04 | Revenue / Share | 0,79 |
| FCF / Share | -0,03 | OCF / Share | -0,03 |
| EPS CAGR (1Y) | N/A | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | 0,06% | FCF Conversion | 76,72% |
| SBC-Adj. FCF | -11,06 M | Growth Momentum | 306,94 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 93,22 M | 24,02 M | 117,46 M | 179,59 M | 215,66 M |
| Net Income | -4,24 M | -135,01 M | 22,07 M | 66,62 M | 146,08 M |
| EPS (Diluted) | -0,04 | -1,13 | 0,18 | 0,53 | 1,16 |
| Gross Profit | 71,66 M | 169.000,0 | 95,18 M | 159,63 M | 197,03 M |
| Operating Income | -5,01 M | -65,38 M | 29,08 M | 97,62 M | 150,29 M |
| EBITDA | — | — | — | — | — |
| R&D Expenses | 8,78 M | 4,46 M | 5,58 M | 8,21 M | 4,35 M |
| SG&A Expenses | — | — | — | — | — |
| D&A | 2,41 M | 1,67 M | 1,16 M | 1,34 M | 1,12 M |
| Interest Expense | 9,66 M | 11,32 M | 10,66 M | 5,83 M | 5,86 M |
| Income Tax | -1,13 M | 70,41 M | 6,79 M | 26,92 M | 45,09 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 236,68 M | 296,37 M | 374,04 M | 379,63 M | 318,83 M |
| Total Liabilities | 161,72 M | 218,28 M | 168,46 M | 166,81 M | 159,84 M |
| Shareholders' Equity | 74,96 M | 78,09 M | 205,58 M | 212,82 M | 158,98 M |
| Total Debt | 84,77 M | 139,72 M | 144,05 M | 147,43 M | 146,26 M |
| Cash & Equivalents | 176,61 M | 243,16 M | 240,21 M | 204,45 M | 116,45 M |
| Current Assets | 222,69 M | 275,73 M | 289,88 M | 280,74 M | 202,79 M |
| Current Liabilities | 49,26 M | 47,25 M | 20,59 M | 15,11 M | 12,07 M |
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