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Day Range
$422.35
$438.52
52-Week Range
$378.71
$546.88
Volume
1,123,879
50D / 200D Avg
$474.85
/
$489.98
Prev Close
$428.46
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 30.9 | 10.3 |
| P/B | 18.7 | 1.1 |
| ROE % | 64.6 | 11.7 |
| Net Margin % | 31.9 | 16.9 |
| Rev Growth 5Y % | 5.6 | 11.6 |
| D/E | 1.8 | 0.5 |
Analyst Price Target
Hold
$543.08
+26.9%
Low: $480.00
High: $620.00
Forward P/E
25.56
Forward EPS
$16.74
EPS Growth (est.)
+0.0%
Est. Revenue
8.30B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2030 |
$24.69
$24.16 – $25.15
|
10.56B | 1 |
| FY2029 |
$22.38
$21.90 – $22.80
|
9.92B | 1 |
| FY2028 |
$20.91
$20.33 – $21.51
|
9.60B | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-18 | $3.43 | $3.64 | +6.1% |
| 2025-10-22 | $3.70 | $3.92 | +5.9% |
| 2025-07-23 | $3.39 | $3.56 | +5.0% |
| 2025-04-22 | $3.54 | $3.83 | +8.2% |
| 2025-02-13 | $2.27 | $2.62 | +15.4% |
| 2024-10-22 | $2.86 | $3.21 | +12.2% |
| 2024-07-23 | $3.02 | $3.28 | +8.6% |
| 2024-05-02 | $3.04 | $3.37 | +10.9% |
Dividend History
7 yr streakYield
0.01%
Payout Ratio
0.29%
Growth (3Y)
10.33%
Growth (5Y)
10.91%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 02, 2026 | Mar 13, 2026 | $1.03 | 0.83% |
| Nov 21, 2025 | Dec 12, 2025 | $0.94 | 0.78% |
| Aug 15, 2025 | Sep 05, 2025 | $0.94 | 0.71% |
| May 16, 2025 | Jun 06, 2025 | $0.94 | 0.73% |
| Feb 25, 2025 | Mar 14, 2025 | $0.94 | 0.70% |
| Nov 22, 2024 | Dec 13, 2024 | $0.85 | 0.71% |
| Aug 16, 2024 | Sep 06, 2024 | $0.85 | 0.71% |
| May 16, 2024 | Jun 07, 2024 | $0.85 | 0.79% |
| Feb 22, 2024 | Mar 15, 2024 | $0.85 | 0.83% |
| Nov 22, 2023 | Dec 15, 2023 | $0.77 | 0.84% |
| Aug 17, 2023 | Sep 08, 2023 | $0.77 | 0.92% |
| May 18, 2023 | Jun 09, 2023 | $0.77 | 0.94% |
| Feb 23, 2023 | Mar 17, 2023 | $0.77 | 0.97% |
| Nov 22, 2022 | Dec 14, 2022 | $0.70 | 0.95% |
| Aug 18, 2022 | Sep 09, 2022 | $0.70 | 0.85% |
| May 19, 2022 | Jun 10, 2022 | $0.70 | 0.93% |
| Feb 24, 2022 | Mar 18, 2022 | $0.70 | 0.80% |
| Nov 22, 2021 | Dec 14, 2021 | $0.62 | 0.64% |
| Aug 19, 2021 | Sep 10, 2021 | $0.62 | 0.65% |
| May 19, 2021 | Jun 10, 2021 | $0.62 | 0.73% |
Key Takeaways
Revenue grew 5.55% annually over 5 years — modest growth
Earnings grew 19.48% over the past year
ROE of 64.55% indicates high profitability
Net margin of 31.86% shows strong profitability
Generating 2.58B in free cash flow
P/E of 30.86 — premium valuation
Growth
Revenue Growth (5Y)
5.55%
Revenue (1Y)8.89%
Earnings (1Y)19.48%
FCF Growth (3Y)17.03%
Quality
Return on Equity
64.55%
ROIC22.72%
Net Margin31.86%
Op. Margin44.77%
Safety
Debt / Equity
1.81
Current Ratio1.74
Interest Coverage18.28
Valuation
P/E Ratio
30.86
Forward P/E25.56
P/B Ratio18.72
EV/EBITDA23.40
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 8.89% | Revenue Growth (3Y) | 14.22% |
| Earnings Growth (1Y) | 19.48% | Earnings Growth (3Y) | 23.70% |
| Revenue Growth (5Y) | 5.55% | Earnings Growth (5Y) | 2.66% |
| Profitability | |||
| Revenue (TTM) | 7.72B | Net Income (TTM) | 2.46B |
| ROE | 64.55% | ROA | 15.53% |
| Gross Margin | 68.15% | Operating Margin | 44.77% |
| Net Margin | 31.86% | Free Cash Flow (TTM) | 2.58B |
| ROIC | 22.72% | FCF Growth (3Y) | 17.03% |
| Safety | |||
| Debt / Equity | 1.81 | Current Ratio | 1.74 |
| Interest Coverage | 18.28 | ||
| Dividends | |||
| Dividend Yield | 0.01% | Payout Ratio | 0.29% |
| Dividend Growth (3Y) | 10.33% | Dividend Growth (5Y) | 10.91% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 30.86 | Forward P/E | 25.56 |
| P/B Ratio | 18.72 | P/S Ratio | 9.83 |
| PEG Ratio | 1.75 | Forward PEG | N/A |
| EV/EBITDA | 23.40 | Fwd EV/EBITDA | 20.73 |
| Forward P/S | 9.15 | Fwd Earnings Yield | 3.91% |
| FCF Yield | 3.39% | ||
| Market Cap | 75.89B | Enterprise Value | 80.86B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 7.72B | 7.09B | 5.92B | 5.47B | 6.22B |
| Net Income | 2.46B | 2.06B | 1.61B | 1.37B | 2.21B |
| EPS (Diluted) | 13.67 | 11.26 | 8.73 | 7.44 | 11.78 |
| Gross Profit | 5.26B | 4.71B | 3.85B | 3.52B | 4.32B |
| Operating Income | 3.46B | 2.97B | 2.22B | 2.00B | 2.84B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 15.83B | 15.51B | 14.62B | 14.35B | 14.68B |
| Total Liabilities | 11.63B | 11.78B | 11.15B | 11.66B | 11.76B |
| Shareholders' Equity | 4.05B | 3.57B | 3.32B | 2.52B | 2.73B |
| Total Debt | 7.35B | 7.75B | 7.42B | 7.86B | 7.97B |
| Cash & Equivalents | 2.38B | 2.41B | 2.13B | 1.77B | 1.81B |
| Current Assets | 5.19B | 5.16B | 4.23B | 4.09B | 4.01B |
| Current Liabilities | 2.98B | 3.60B | 2.50B | 2.38B | 2.50B |