Terug
Dagbereik
€ 426,49
€ 436,77
52-Weeksbereik
€ 378,71
€ 546,88
Volume
1.393.234
50D / 200D Gem.
€ 474,85
/
€ 489,98
Vorige Slotkoers
€ 441,07
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 30,9 | 10,3 |
| P/B | 18,7 | 1,1 |
| ROE % | 64,6 | 11,7 |
| Net Margin % | 31,9 | 16,8 |
| Rev Growth 5Y % | 5,6 | 11,6 |
| D/E | 1,8 | 0,5 |
Koersdoel Analisten
Hold
€ 543,08
+26.8%
Low: € 480,00
High: € 620,00
Forward K/W
26,3
Forward WPA
€ 16,74
WPA Groei (sch.)
+0,0%
Omzet Sch.
8,3 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2030 |
€ 24,69
€ 24,16 – € 25,15
|
11 B | 1 |
| FY2029 |
€ 22,38
€ 21,90 – € 22,80
|
9,9 B | 1 |
| FY2028 |
€ 20,91
€ 20,33 – € 21,51
|
9,6 B | 5 |
Belangrijkste Punten
Revenue grew 5,55% annually over 5 years — modest growth
Earnings grew 19,48% over the past year
ROE of 64,55% indicates high profitability
Net margin of 31,86% shows strong profitability
Generating 2,58B in free cash flow
P/E of 30,89 — premium valuation
Groei
Revenue Growth (5Y)
5,55%
Revenue (1Y)8,89%
Earnings (1Y)19,48%
FCF Growth (3Y)17,03%
Kwaliteit
Return on Equity
64,55%
ROIC22,72%
Net Margin31,86%
Op. Margin44,77%
Veiligheid
Debt / Equity
1,81
Current Ratio1,74
Interest Coverage18,28
Waardering
P/E Ratio
30,89
P/B Ratio18,74
EV/EBITDA23,42
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 8,89% | Revenue Growth (3Y) | 14,22% |
| Earnings Growth (1Y) | 19,48% | Earnings Growth (3Y) | 23,70% |
| Revenue Growth (5Y) | 5,55% | Earnings Growth (5Y) | 2,66% |
| Profitability | |||
| Revenue (TTM) | 7,72B | Net Income (TTM) | 2,46B |
| ROE | 64,55% | ROA | 15,53% |
| Gross Margin | 68,15% | Operating Margin | 44,77% |
| Net Margin | 31,86% | Free Cash Flow (TTM) | 2,58B |
| ROIC | 22,72% | FCF Growth (3Y) | 17,03% |
| Safety | |||
| Debt / Equity | 1,81 | Current Ratio | 1,74 |
| Interest Coverage | 18,28 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 30,89 | P/B Ratio | 18,74 |
| P/S Ratio | 9,84 | PEG Ratio | 1,75 |
| EV/EBITDA | 23,42 | Dividend Yield | 0,01% |
| Market Cap | 75,97B | Enterprise Value | 80,93B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 7,72B | 7,09B | 5,92B | 5,47B | 6,22B |
| Net Income | 2,46B | 2,06B | 1,61B | 1,37B | 2,21B |
| EPS (Diluted) | 13,67 | 11,26 | 8,73 | 7,44 | 11,78 |
| Gross Profit | 5,26B | 4,71B | 3,85B | 3,52B | 4,32B |
| Operating Income | 3,46B | 2,97B | 2,22B | 2,00B | 2,84B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 15,83B | 15,51B | 14,62B | 14,35B | 14,68B |
| Total Liabilities | 11,63B | 11,78B | 11,15B | 11,66B | 11,76B |
| Shareholders' Equity | 4,05B | 3,57B | 3,32B | 2,52B | 2,73B |
| Total Debt | 7,35B | 7,75B | 7,42B | 7,86B | 7,97B |
| Cash & Equivalents | 2,38B | 2,41B | 2,13B | 1,77B | 1,81B |
| Current Assets | 5,19B | 5,16B | 4,23B | 4,09B | 4,01B |
| Current Liabilities | 2,98B | 3,60B | 2,50B | 2,38B | 2,50B |