Back
Day Range
$67.86
$70.24
52-Week Range
$65.21
$85.00
Volume
3,083,899
50D / 200D Avg
$75.19
/
$78.04
Prev Close
$69.18
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 13.6 | 10.3 |
| P/B | 1.6 | 1.1 |
| ROE % | 12.1 | 11.7 |
| Net Margin % | 4.4 | 16.8 |
| Rev Growth 5Y % | 5.0 | 11.7 |
| D/E | 0.7 | 0.5 |
Analyst Price Target
Hold
$96.83
+38.5%
Low: $90.00
High: $101.00
Forward P/E
7.1
Forward EPS
$9.78
EPS Growth (est.)
+0.0%
Est. Revenue
79 B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2029 |
$12.85
$12.33 – $13.23
|
92 B | 2 |
| FY2028 |
$12.30
$10.83 – $13.44
|
87 B | 4 |
| FY2027 |
$10.93
$10.66 – $11.40
|
83 B | 10 |
Key Takeaways
Revenue grew 5.02% annually over 5 years — modest growth
Earnings declined -23.66% over the past year
ROE of 12.10% — decent returns on equity
Generating 18.11B in free cash flow
P/E of 13.63 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 5.20%
Growth
Revenue Growth (5Y)
5.02%
Revenue (1Y)10.22%
Earnings (1Y)-23.66%
FCF Growth (3Y)12.68%
Quality
Return on Equity
12.10%
ROIC7.20%
Net Margin4.38%
Op. Margin6.05%
Safety
Debt / Equity
0.71
Current Ratio0.65
Interest Coverage4.39
Valuation
P/E Ratio
13.63
P/B Ratio1.62
EV/EBITDA9.48
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 10.22% | Revenue Growth (3Y) | 6.70% |
| Earnings Growth (1Y) | -23.66% | Earnings Growth (3Y) | 46.33% |
| Revenue Growth (5Y) | 5.02% | Earnings Growth (5Y) | -16.21% |
| Profitability | |||
| Revenue (TTM) | 77.08B | Net Income (TTM) | 3.38B |
| ROE | 12.10% | ROA | 0.45% |
| Gross Margin | 36.36% | Operating Margin | 6.05% |
| Net Margin | 4.38% | Free Cash Flow (TTM) | 18.11B |
| ROIC | 7.20% | FCF Growth (3Y) | 12.68% |
| Safety | |||
| Debt / Equity | 0.71 | Current Ratio | 0.65 |
| Interest Coverage | 4.39 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 13.63 | P/B Ratio | 1.62 |
| P/S Ratio | 0.60 | PEG Ratio | -0.79 |
| EV/EBITDA | 9.48 | Dividend Yield | 0.03% |
| Market Cap | 46.05B | Enterprise Value | 44.20B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 77.08B | 69.94B | 67.71B | 67.97B | 63.37B |
| Net Income | 3.38B | 4.43B | 1.58B | 5.28B | 6.86B |
| EPS (Diluted) | 4.80 | 5.94 | 1.81 | 6.30 | 7.65 |
| Gross Profit | 28.02B | 19.00B | 17.29B | 18.94B | 16.84B |
| Operating Income | 4.66B | 5.62B | 2.16B | 6.36B | 8.52B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 745.17B | 677.46B | 687.58B | 663.07B | 759.71B |
| Total Liabilities | 716.25B | 649.75B | 657.33B | 632.95B | 691.96B |
| Shareholders' Equity | 28.40B | 27.45B | 30.02B | 29.88B | 67.48B |
| Total Debt | 20.18B | 18.72B | 18.83B | 17.98B | 17.43B |
| Cash & Equivalents | 22.03B | 20.07B | 20.64B | 20.20B | 20.05B |
| Current Assets | 179.59B | 143.04B | 350.62B | 335.49B | 388.02B |
| Current Liabilities | 276.14B | 258.07B | 257.58B | 251.08B | 263.18B |