Terug
Dagbereik
€ 69,10
€ 70,47
52-Weeksbereik
€ 65,21
€ 85,00
Volume
2.144.529
50D / 200D Gem.
€ 75,19
/
€ 78,04
Vorige Slotkoers
€ 68,56
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 13,5 | 10,3 |
| P/B | — | 1,1 |
| ROE % | — | 11,7 |
| Net Margin % | 4,4 | 16,8 |
| Rev Growth 5Y % | 5,0 | 11,7 |
| D/E | — | 0,5 |
Koersdoel Analisten
Hold
€ 96,83
+40.0%
Low: € 90,00
High: € 101,00
Forward K/W
7,1
Forward WPA
€ 9,78
WPA Groei (sch.)
+0,0%
Omzet Sch.
79 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 12,85
€ 12,33 – € 13,23
|
92 B | 2 |
| FY2028 |
€ 12,30
€ 10,83 – € 13,44
|
87 B | 4 |
| FY2027 |
€ 10,93
€ 10,66 – € 11,40
|
83 B | 10 |
Belangrijkste Punten
Revenue grew 5,02% annually over 5 years — modest growth
Earnings declined -23,66% over the past year
Generating 18,11B in free cash flow
P/E of 13,49 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 5,20%
Cash machine — converts 535,81% of earnings into free cash flow
Groei
Revenue Growth (5Y)
5,02%
Revenue (1Y)10,22%
Earnings (1Y)-23,66%
FCF Growth (3Y)12,68%
Kwaliteit
Return on Equity
N/A
ROICN/A
Net Margin4,38%
Op. Margin6,05%
Veiligheid
Debt / Equity
N/A
Current RatioN/A
Interest Coverage4,39
Waardering
P/E Ratio
13,49
P/B RatioN/A
EV/EBITDAN/A
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 10,22% | Revenue Growth (3Y) | 6,70% |
| Earnings Growth (1Y) | -23,66% | Earnings Growth (3Y) | 46,33% |
| Revenue Growth (5Y) | 5,02% | Earnings Growth (5Y) | -16,21% |
| Profitability | |||
| Revenue (TTM) | 77,08B | Net Income (TTM) | 3,38B |
| ROE | N/A | ROA | N/A |
| Gross Margin | 36,36% | Operating Margin | 6,05% |
| Net Margin | 4,38% | Free Cash Flow (TTM) | 18,11B |
| ROIC | N/A | FCF Growth (3Y) | 12,68% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | 4,39 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 13,49 | P/B Ratio | N/A |
| P/S Ratio | 0,59 | PEG Ratio | -0,79 |
| EV/EBITDA | N/A | Dividend Yield | 0,03% |
| Market Cap | 45,58B | Enterprise Value | N/A |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 77,08B | 69,94B | 67,71B | 67,97B | 63,37B |
| Net Income | 3,38B | 4,43B | 1,58B | 5,28B | 6,86B |
| EPS (Diluted) | 4,80 | 5,94 | 1,81 | 6,30 | 7,65 |
| Gross Profit | 28,02B | 19,00B | 17,29B | 18,94B | 16,84B |
| Operating Income | 4,66B | 5,62B | 2,16B | 6,36B | 8,52B |