Back
Day Range
$1,880.00
$1,916.45
52-Week Range
$1,621.89
$2,207.59
Volume
38,760
50D / 200D Avg
$2,039.84
/
$2,004.52
Prev Close
$1,889.16
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.4 | 10.3 |
| P/B | 1.3 | 1.1 |
| ROE % | 11.9 | 11.7 |
| Net Margin % | 12.7 | 16.8 |
| Rev Growth 5Y % | 6.5 | 11.7 |
| D/E | 0.3 | 0.5 |
Analyst Price Target
Hold
$2,100.00
+10.6%
Forward P/E
16.4
Forward EPS
$115.08
EPS Growth (est.)
+0.0%
Est. Revenue
10 B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$124.55
$112.49 – $136.60
|
18 B | 2 |
| FY2027 |
$122.10
$111.39 – $129.39
|
11 B | 3 |
| FY2026 |
$115.08
$110.82 – $121.83
|
10 B | 4 |
Key Takeaways
Revenue grew 6.45% annually over 5 years — modest growth
Earnings declined -23.30% over the past year
ROE of 11.87% — decent returns on equity
Debt/Equity of 0.27 — conservative balance sheet
Generating 2.55B in free cash flow
P/E of 11.36 — trading at a low valuation
Growth
Revenue Growth (5Y)
6.45%
Revenue (1Y)-0.96%
Earnings (1Y)-23.30%
FCF Growth (3Y)0.52%
Quality
Return on Equity
11.87%
ROIC8.68%
Net Margin12.70%
Op. Margin16.47%
Safety
Debt / Equity
0.27
Current RatioN/A
Interest Coverage13.27
Valuation
P/E Ratio
11.36
P/B Ratio1.29
EV/EBITDA8.91
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0.96% | Revenue Growth (3Y) | 2.75% |
| Earnings Growth (1Y) | -23.30% | Earnings Growth (3Y) | 2.74% |
| Revenue Growth (5Y) | 6.45% | Earnings Growth (5Y) | -3.43% |
| Profitability | |||
| Revenue (TTM) | 16.59B | Net Income (TTM) | 2.11B |
| ROE | 11.87% | ROA | 3.06% |
| Gross Margin | 69.38% | Operating Margin | 16.47% |
| Net Margin | 12.70% | Free Cash Flow (TTM) | 2.55B |
| ROIC | 8.68% | FCF Growth (3Y) | 0.52% |
| Safety | |||
| Debt / Equity | 0.27 | Current Ratio | N/A |
| Interest Coverage | 13.27 | Dividend Yield | 0.02% |
| Valuation | |||
| P/E Ratio | 11.36 | P/B Ratio | 1.29 |
| P/S Ratio | 1.44 | PEG Ratio | -0.86 |
| EV/EBITDA | 8.91 | Dividend Yield | 0.02% |
| Market Cap | 23.94B | Enterprise Value | 24.35B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 16.59B | 16.75B | 15.71B | 11.81B | 12.92B |
| Net Income | 2.11B | 2.75B | 2.00B | -216.28M | 2.42B |
| EPS (Diluted) | 169.22 | 199.32 | 146.98 | -23.72 | 176.51 |
| Gross Profit | 11.51B | 9.27B | 8.08B | 3.41B | 5.89B |
| Operating Income | 2.73B | 3.64B | 2.65B | -151.57M | 3.13B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 68.91B | 47.35B | 43.44B | 39.28B | 39.38B |
| Total Liabilities | -18.60B | 29.88B | 27.92B | 25.54B | 24.18B |
| Shareholders' Equity | 18.60B | 16.92B | 14.98B | 13.15B | 14.72B |
| Total Debt | 5.01B | 5.65B | 4.97B | 4.10B | 5.50B |
| Cash & Equivalents | 4.60B | 4.19B | 4.33B | 5.22B | 4.88B |
| Current Assets | 26.37B | 7.06B | 6.96B | 7.40B | 7.29B |
| Current Liabilities | 0.0 | 0.0 | 0.0 | 0.0 | 11.53B |