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Fourchette du Jour
1 886,07 €
1 910,61 €
Fourchette 52 Semaines
1 621,89 €
2 207,59 €
Volume
48 817
Moyenne 50J / 200J
2 039,84 €
/
2 004,52 €
Clôture Précédente
1 875,35 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,3 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 11,9 | 11,7 |
| Net Margin % | 12,7 | 16,8 |
| Rev Growth 5Y % | 6,5 | 11,7 |
| D/E | 0,3 | 0,5 |
Objectif de Cours des Analystes
Hold
2 100,00 €
+11.2%
P/E Prévisionnel
16,4
BPA Prévisionnel
115,08 €
Croissance BPA (est.)
+0,0%
CA Est.
10 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
124,55 €
112,49 € – 136,60 €
|
18 B | 2 |
| FY2027 |
122,10 €
111,39 € – 129,39 €
|
11 B | 3 |
| FY2026 |
115,08 €
110,82 € – 121,83 €
|
10 B | 4 |
Points Clés
Revenue grew 6,45% annually over 5 years — modest growth
Earnings declined -23,30% over the past year
ROE of 11,87% — decent returns on equity
Debt/Equity of 0,27 — conservative balance sheet
Generating 2,55B in free cash flow
P/E of 11,31 — trading at a low valuation
Croissance
Revenue Growth (5Y)
6,45%
Revenue (1Y)-0,96%
Earnings (1Y)-23,30%
FCF Growth (3Y)0,52%
Qualité
Return on Equity
11,87%
ROIC8,68%
Net Margin12,70%
Op. Margin16,47%
Sécurité
Debt / Equity
0,27
Current RatioN/A
Interest Coverage13,27
Valorisation
P/E Ratio
11,31
P/B Ratio1,28
EV/EBITDA8,87
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0,96% | Revenue Growth (3Y) | 2,75% |
| Earnings Growth (1Y) | -23,30% | Earnings Growth (3Y) | 2,74% |
| Revenue Growth (5Y) | 6,45% | Earnings Growth (5Y) | -3,43% |
| Profitability | |||
| Revenue (TTM) | 16,59B | Net Income (TTM) | 2,11B |
| ROE | 11,87% | ROA | 3,06% |
| Gross Margin | 69,38% | Operating Margin | 16,47% |
| Net Margin | 12,70% | Free Cash Flow (TTM) | 2,55B |
| ROIC | 8,68% | FCF Growth (3Y) | 0,52% |
| Safety | |||
| Debt / Equity | 0,27 | Current Ratio | N/A |
| Interest Coverage | 13,27 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 11,31 | P/B Ratio | 1,28 |
| P/S Ratio | 1,44 | PEG Ratio | -0,86 |
| EV/EBITDA | 8,87 | Dividend Yield | 0,02% |
| Market Cap | 23,82B | Enterprise Value | 24,23B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 16,59B | 16,75B | 15,71B | 11,81B | 12,92B |
| Net Income | 2,11B | 2,75B | 2,00B | -216,28M | 2,42B |
| EPS (Diluted) | 169,22 | 199,32 | 146,98 | -23,72 | 176,51 |
| Gross Profit | 11,51B | 9,27B | 8,08B | 3,41B | 5,89B |
| Operating Income | 2,73B | 3,64B | 2,65B | -151,57M | 3,13B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 68,91B | 47,35B | 43,44B | 39,28B | 39,38B |
| Total Liabilities | -18,60B | 29,88B | 27,92B | 25,54B | 24,18B |
| Shareholders' Equity | 18,60B | 16,92B | 14,98B | 13,15B | 14,72B |
| Total Debt | 5,01B | 5,65B | 4,97B | 4,10B | 5,50B |
| Cash & Equivalents | 4,60B | 4,19B | 4,33B | 5,22B | 4,88B |
| Current Assets | 26,37B | 7,06B | 6,96B | 7,40B | 7,29B |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 0,0 | 11,53B |