رجوع
نطاق اليوم
KWD 5.43
KWD 5.43
نطاق 52 أسبوعًا
KWD 5.38
KWD 5.43
حجم التداول
500
متوسط 50 يوم / 200 يوم
KWD 5.43
/
KWD 5.43
الإغلاق السابق
KWD 5.43
Quick Summary
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (855 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 10.7 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 10.0 | 11.7 |
| Net Margin % | 5.3 | 16.8 |
| Rev Growth 5Y % | 3.3 | 11.7 |
| D/E | 5.6 | 0.5 |
السعر المستهدف للمحللين
لا تتوفر تغطية محللين
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2028 |
KWD 0.87
KWD 0.86 – KWD 0.88
|
1.26B | 1 |
| FY2027 |
KWD 0.75
KWD 0.75 – KWD 0.76
|
1.18B | 1 |
| FY2026 |
KWD 0.67
KWD 0.67 – KWD 0.68
|
1.11B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-12 | KWD 0.28 | KWD 0.12 | -56.6% |
| 2025-11-13 | KWD 0.11 | KWD 0.17 | +52.7% |
| 2025-08-14 | KWD 0.11 | KWD 0.01 | -87.1% |
| 2025-05-14 | KWD 0.25 | KWD 0.25 | +1.4% |
| 2025-03-13 | KWD 0.15 | KWD 0.19 | +25.4% |
| 2024-11-14 | KWD 0.10 | KWD 0.09 | -8.5% |
| 2024-07-29 | N/A | KWD 0.09 | — |
| 2024-05-15 | N/A | KWD 0.25 | — |
Dividend History
7 yr streakYield
0.08%
Payout Ratio
0.70%
Growth (3Y)
9.50%
Growth (5Y)
12.36%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Jun 26, 2026 | Jun 30, 2026 | KWD 0.31 | 5.67% |
| Jun 26, 2025 | Jun 30, 2025 | KWD 0.42 | 7.71% |
| Jun 28, 2024 | Jul 02, 2024 | KWD 0.32 | 6.46% |
| Jun 30, 2023 | Jul 04, 2023 | KWD 0.33 | 6.46% |
| Jun 03, 2022 | Jun 08, 2022 | KWD 0.32 | 3.51% |
| Jun 25, 2021 | Jun 29, 2021 | KWD 0.27 | 2.69% |
| Jun 26, 2020 | Jun 30, 2020 | KWD 0.24 | 2.46% |
| May 30, 2019 | Jun 04, 2019 | KWD 0.22 | 2.34% |
| Jun 15, 2018 | Jun 19, 2018 | KWD 0.23 | 2.32% |
| Jun 30, 2017 | Jul 04, 2017 | KWD 0.09 | 0.94% |
| Jun 17, 2016 | Jun 17, 2016 | KWD 0.14 | 1.40% |
| Jun 19, 2015 | Jun 19, 2015 | KWD 0.19 | 1.99% |
| Jun 06, 2014 | Jun 06, 2014 | KWD 0.22 | 2.18% |
| Jun 07, 2013 | Jun 07, 2013 | KWD 0.42 | 4.24% |
| Jun 27, 2012 | Jun 27, 2012 | KWD 0.75 | 7.47% |
| Jun 13, 2011 | Jun 13, 2011 | KWD 0.43 | 4.31% |
| May 21, 2010 | May 21, 2010 | KWD 0.31 | 2.61% |
| Jun 17, 2009 | Jun 17, 2009 | KWD 0.39 | 3.22% |
| May 19, 2008 | May 19, 2008 | KWD 0.78 | 6.44% |
| Jun 01, 2007 | Jun 01, 2007 | KWD 0.54 | 4.46% |
النقاط الرئيسية
Revenue grew 3.25% annually over 5 years — modest growth
Earnings declined -19.61% over the past year
ROE of 10.04% — decent returns on equity
Debt/Equity of 5.59 — high leverage
Generating 137.74M in free cash flow
P/E of 10.65 — trading at a low valuation
النمو
Revenue Growth (5Y)
3.25%
Revenue (1Y)-1.46%
Earnings (1Y)-19.61%
FCF Growth (3Y)N/A
الجودة
Return on Equity
10.04%
ROIC2.40%
Net Margin5.32%
Op. Margin11.51%
الأمان
Debt / Equity
5.59
Current Ratio0.78
Interest Coverage0.00
التقييم
P/E Ratio
10.65
Forward P/E8.05
P/B Ratio1.04
EV/EBITDA21.85
Dividend Yield0.08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1.46% | Revenue Growth (3Y) | 4.02% |
| Earnings Growth (1Y) | -19.61% | Earnings Growth (3Y) | 7.06% |
| Revenue Growth (5Y) | 3.25% | Earnings Growth (5Y) | -2.90% |
| Profitability | |||
| Revenue (TTM) | 1.05B | Net Income (TTM) | 55.68M |
| ROE | 10.04% | ROA | 1.34% |
| Gross Margin | 0.00% | Operating Margin | 11.51% |
| Net Margin | 5.32% | Free Cash Flow (TTM) | 137.74M |
| ROIC | 2.40% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 5.59 | Current Ratio | 0.78 |
| Interest Coverage | 0.00 | ||
| Dividends | |||
| Dividend Yield | 0.08% | Payout Ratio | 0.70% |
| Dividend Growth (3Y) | 9.50% | Dividend Growth (5Y) | 12.36% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 10.65 | Forward P/E | 8.05 |
| P/B Ratio | 1.04 | P/S Ratio | 0.57 |
| PEG Ratio | -0.48 | Forward PEG | N/A |
| EV/EBITDA | 21.85 | Fwd EV/EBITDA | 17.40 |
| Forward P/S | 0.53 | Fwd Earnings Yield | 12.42% |
| FCF Yield | 23.22% | ||
| Market Cap | 593.23M | Enterprise Value | 2.63B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.05B | 1.06B | 967.17M | 928.75M | 920.72M |
| Net Income | 55.68M | 69.27M | 48.58M | 51.49M | 62.63M |
| EPS (Diluted) | 0.51 | 0.63 | 0.44 | 0.47 | 0.57 |
| Gross Profit | 0.0 | 339.89M | 307.82M | 285.15M | 291.47M |
| Operating Income | 120.45M | 93.07M | 72.17M | 75.08M | 85.88M |
Balance Sheet
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 4.15B | 3.92B | 3.78B | 3.69B | 3.24B |
| Total Liabilities | 3.58B | 3.39B | 3.26B | 3.20B | 2.78B |
| Shareholders' Equity | 570.46M | 538.53M | 527.38M | 495.25M | 453.24M |
| Total Debt | 3.19B | 3.03B | 2.91B | 2.76B | 2.44B |
| Cash & Equivalents | 1.15B | 1.05B | 961.23M | 1.38B | 859.04M |
| Current Assets | 2.36B | 3.32B | 2.64B | 2.21B | 1.93B |
| Current Liabilities | 3.04B | 2.83B | 2.92B | 2.85B | 2.46B |