Atrás
Rango del Día
$5.43
$5.43
Rango de 52 Semanas
$5.38
$5.43
Volumen
500
Promedio 50D / 200D
$5.43
/
$5.43
Cierre Anterior
$5.43
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 10.7 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 10.0 | 11.7 |
| Net Margin % | 5.3 | 16.8 |
| Rev Growth 5Y % | 3.3 | 11.7 |
| D/E | 5.6 | 0.5 |
Precio Objetivo de Analistas
No hay cobertura de analistas disponible
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$0.87
$0.86 – $0.88
|
1.3 B | 1 |
| FY2027 |
$0.75
$0.75 – $0.76
|
1.2 B | 1 |
| FY2026 |
$0.67
$0.67 – $0.68
|
1.1 B | 1 |
Puntos Clave
Revenue grew 3.25% annually over 5 years — modest growth
Earnings declined -19.61% over the past year
ROE of 10.04% — decent returns on equity
Debt/Equity of 5.59 — high leverage
Generating 137.74M in free cash flow
P/E of 10.65 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
3.25%
Revenue (1Y)-1.46%
Earnings (1Y)-19.61%
FCF Growth (3Y)N/A
Calidad
Return on Equity
10.04%
ROIC2.40%
Net Margin5.32%
Op. Margin11.51%
Seguridad
Debt / Equity
5.59
Current Ratio0.78
Interest Coverage0.00
Valoración
P/E Ratio
10.65
P/B Ratio1.04
EV/EBITDA21.85
Dividend Yield0.08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1.46% | Revenue Growth (3Y) | 4.02% |
| Earnings Growth (1Y) | -19.61% | Earnings Growth (3Y) | 7.06% |
| Revenue Growth (5Y) | 3.25% | Earnings Growth (5Y) | -2.90% |
| Profitability | |||
| Revenue (TTM) | 1.05B | Net Income (TTM) | 55.68M |
| ROE | 10.04% | ROA | 1.34% |
| Gross Margin | 0.00% | Operating Margin | 11.51% |
| Net Margin | 5.32% | Free Cash Flow (TTM) | 137.74M |
| ROIC | 2.40% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 5.59 | Current Ratio | 0.78 |
| Interest Coverage | 0.00 | Dividend Yield | 0.08% |
| Valuation | |||
| P/E Ratio | 10.65 | P/B Ratio | 1.04 |
| P/S Ratio | 0.57 | PEG Ratio | -0.48 |
| EV/EBITDA | 21.85 | Dividend Yield | 0.08% |
| Market Cap | 593.23M | Enterprise Value | 2.63B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.05B | 1.06B | 967.17M | 928.75M | 920.72M |
| Net Income | 55.68M | 69.27M | 48.58M | 51.49M | 62.63M |
| EPS (Diluted) | 0.51 | 0.63 | 0.44 | 0.47 | 0.57 |
| Gross Profit | 0.0 | 339.89M | 307.82M | 285.15M | 291.47M |
| Operating Income | 120.45M | 93.07M | 72.17M | 75.08M | 85.88M |
Balance Sheet
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 4.15B | 3.92B | 3.78B | 3.69B | 3.24B |
| Total Liabilities | 3.58B | 3.39B | 3.26B | 3.20B | 2.78B |
| Shareholders' Equity | 570.46M | 538.53M | 527.38M | 495.25M | 453.24M |
| Total Debt | 3.19B | 3.03B | 2.91B | 2.76B | 2.44B |
| Cash & Equivalents | 1.15B | 1.05B | 961.23M | 1.38B | 859.04M |
| Current Assets | 2.36B | 3.32B | 2.64B | 2.21B | 1.93B |
| Current Liabilities | 3.04B | 2.83B | 2.92B | 2.85B | 2.46B |