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MVB FINANCIAL CORP

Data quality: 83%
MVBF
Nasdaq Financial Services Depository Institutions
$26.70
▲ $0.35 (1.33%)
Mkt Cap: 342.96 M
Price
$26.70
Mkt Cap
342.96 M
Day Range
$25.93 — $26.77
52-Week Range
$15.59 — $29.59
Volume
24,511
Open $26.54
50D / 200D Avg
$26.76
0.21% below
50D / 200D Avg
$25.50
4.70% above

Quick Summary

Key Takeaways

Earnings declined -55.24% over the past year
ROE of 1.34% is below average
Generating 2.11 M in free cash flow
P/E of 81.17 — premium valuation

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-55.24%
FCF Growth (3Y)-80.63%

Quality

Return on Equity
1.34%
Below sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
81.17
Above sector avg (11.15)
P/B Ratio1.05
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2151 peers)
Metric Stock Sector Median
P/E 81.2 11.2
P/B 1.1 1.2
ROE % 1.3 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

ETFs Holding This Stock

BRUSX BRUSX
1.43% weight
QABA logo QABA First Trust NASDAQ ABA Community Bank Index Fund
0.16% weight
DGRS logo DGRS WisdomTree U.S. SmallCap Quality Dividend Growth Fund
0.15% weight
BOSVX BOSVX
0.05% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.04% weight
EES logo EES WisdomTree U.S. SmallCap Fund
0.03% weight
VVICX VVICX
0.01% weight
AVUV logo AVUV Avantis U.S. Small Cap Value ETF
0.01% weight
DHS logo DHS WisdomTree U.S. High Dividend Fund
0.01% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.01% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) -55.24% Earnings Growth (3Y) -63.22%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -42.67%
Profitability
Revenue (TTM) N/A Net Income (TTM) 4.23 M
ROE 1.34% ROA 0.13%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 2.11 M
ROIC N/A FCF Growth (3Y) -80.63%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 326.55 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 81.17 Forward P/E N/A
P/B Ratio 1.05 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 0.62%
Market Cap 342.96 M Enterprise Value 42.91 M
Per Share
EPS (Diluted TTM) 2.06 Revenue / Share N/A
FCF / Share 0.16 OCF / Share 0.31
EPS CAGR (1Y) 34.64% EPS CAGR (5Y) -9.71%
EPS CAGR (10Y) 5.16%
Efficiency
CapEx / Revenue N/A FCF Conversion 50.01%
SBC-Adj. FCF -1.36 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 4.23 M 9.44 M 31.23 M 15.05 M 39.12 M
EPS (Diluted) 2.06 1.53 2.40 1.17 3.10
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 2.60 M 3.93 M 5.00 M 5.32 M 4.20 M
Interest Expense 107.41 M 109.20 M 66.54 M 14.15 M 6.27 M
Income Tax 9.93 M 6.10 M 5.07 M 4.13 M 9.88 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 3.31 B 3.13 B 3.31 B 3.07 B 2.79 B
Total Liabilities 2.97 B 2.82 B 3.02 B 2.81 B 2.52 B
Shareholders' Equity 333.97 M 305.68 M 289.38 M 261.08 M 274.33 M
Total Debt
Cash & Equivalents 244.13 M 317.91 M 398.23 M
Current Assets
Current Liabilities