MVB FINANCIAL CORP
Datakwaliteit: 83%
MVBF
NASDAQ
Financial Services
Depository Institutions
€ 26,37
▼
€ 0,38
(-1,42%)
Marktkapitalisatie: 342,96 M
Prijs
€ 26,70
Marktkapitalisatie
342,96 M
Dagbereik
—
52-Weeksbereik
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Volume
—
Openen —
50D / 200D Gem.
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50D / 200D Gem.
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Quick Summary
Belangrijkste Punten
Earnings declined -55,24% over the past year
ROE of 1,34% is below average
Generating 2,11 M in free cash flow
P/E of 81,17 — premium valuation
Dividend yield of 2,55% — meaningful income
Healthy payout ratio of 33,01% with room to grow
Groei
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-55,24%
FCF Growth (3Y)-80,63%
Kwaliteit
Return on Equity
1,34%
Onder sectorgemiddelde (9,23%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Veiligheid
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Waardering
PE (TTM|NTM|2027)
81,17 | 9,51 | 9,63
Boven sectorgemiddelde (11,11)
P/B Ratio1,05
EV/EBITDAN/A
Dividend Yield2,55%
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (2698 peers)
Sectorvergelijking
vs Financial Services sector mediaan (2698 peers)| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 81,2 | 11,1 |
| P/B | 1,1 | 1,2 |
| ROE % | 1,3 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | — | 0,5 |
Koersdoel Analisten
4 analisten
Strong Buy
Huidig
€ 26,37
Koersdoel
€ 32,00
€ 30,00
€ 31,50
€ 35,00
Vooruitzicht
Forward K/W
9,51
Forward WPA
€ 2,77
WPA Groei (sch.)
+48,9%
Omzet Sch.
179,31 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 2,77
€ 2,45 – € 3,01
|
179,31 M | 4 |
| FY2026 |
€ 1,86
€ 1,70 – € 2,00
|
157,82 M | 4 |
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| 2026 Q2 |
€ 0,48
€ 0,43 – € 0,53
|
39,01 M | 3 |
| 2026 Q1 |
€ 0,37
€ 0,33 – € 0,40
|
37,24 M | 4 |
Winstverassingen
Laatste 4 kwartalen
| Kwartaal | Geschat WPA | Werkelijk WPA | Verrassing |
|---|---|---|---|
| Q42025 | € 0,32 | € 0,31 | -2,0% |
| Q32025 | € 0,28 | € 1,32 | +371,4% |
| Q22025 | € 0,26 | € 0,15 | -42,3% |
| Q12025 | € 0,21 | € 0,27 | +30,6% |
Dividend History
Yield
2,55%
Payout Ratio
33,01%
Growth (3Y)
0,00%
Growth (5Y)
13,56%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 27, 2026 | — | € 0,17 | N/A |
| Dec 01, 2025 | — | € 0,17 | N/A |
| Aug 29, 2025 | — | € 0,17 | N/A |
| May 30, 2025 | — | € 0,17 | N/A |
| Feb 28, 2025 | — | € 0,17 | N/A |
| Nov 29, 2024 | — | € 0,17 | N/A |
| Aug 30, 2024 | — | € 0,17 | N/A |
| May 31, 2024 | — | € 0,17 | N/A |
| Feb 29, 2024 | — | € 0,17 | N/A |
| Nov 30, 2023 | — | € 0,17 | N/A |
| Aug 31, 2023 | — | € 0,17 | N/A |
| May 31, 2023 | — | € 0,17 | N/A |
| Feb 28, 2023 | — | € 0,17 | N/A |
| Nov 30, 2022 | — | € 0,17 | N/A |
| Aug 31, 2022 | — | € 0,17 | N/A |
| May 31, 2022 | — | € 0,17 | N/A |
| Feb 28, 2022 | — | € 0,17 | N/A |
| Nov 30, 2021 | — | € 0,15 | N/A |
| Aug 31, 2021 | — | € 0,14 | N/A |
| May 28, 2021 | — | € 0,12 | N/A |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | -55,24% | Earnings Growth (3Y) | -63,22% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -42,67% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 4,23 M |
| ROE | 1,34% | ROA | 0,13% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 2,11 M |
| ROIC | N/A | FCF Growth (3Y) | -80,63% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 326,55 M |
| Dividends | |||
| Dividend Yield | 2,55% | Payout Ratio | 33,01% |
| Dividend Growth (3Y) | 0,00% | Dividend Growth (5Y) | 13,56% |
| Consecutive Div Years | 14 yrs | ||
| Valuation | |||
| P/E Ratio | 81,17 | Forward P/E | 9,51 |
| P/B Ratio | 1,05 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | 0,19 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 1,91 | Fwd Earnings Yield | 10,52% |
| FCF Yield | 0,62% | ||
| Market Cap | 342,96 M | Enterprise Value | 42,91 M |
| Per Share | |||
| EPS (Diluted TTM) | 2,06 | Revenue / Share | N/A |
| FCF / Share | 0,16 | OCF / Share | 0,31 |
| EPS CAGR (1Y) | 34,64% | EPS CAGR (5Y) | -9,71% |
| EPS CAGR (10Y) | 5,16% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 50,01% |
| SBC-Adj. FCF | -1,36 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 4,23 M | 9,44 M | 31,23 M | 15,05 M | 39,12 M |
| EPS (Diluted) | 2,06 | 1,53 | 2,40 | 1,17 | 3,10 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 2,60 M | 3,93 M | 5,00 M | 5,32 M | 4,20 M |
| Interest Expense | 107,41 M | 109,20 M | 66,54 M | 14,15 M | 6,27 M |
| Income Tax | 9,93 M | 6,10 M | 5,07 M | 4,13 M | 9,88 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3,31 B | 3,13 B | 3,31 B | 3,07 B | 2,79 B |
| Total Liabilities | 2,97 B | 2,82 B | 3,02 B | 2,81 B | 2,52 B |
| Shareholders' Equity | 333,97 M | 305,68 M | 289,38 M | 261,08 M | 274,33 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 244,13 M | 317,91 M | 398,23 M | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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