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NBT Bancorp Inc.

جودة البيانات: 100%
NBTB
NASDAQ Financial Services Banks - Regional
KWD 42.47
▲ KWD 0.51 (1.22%)
القيمة السوقية: 2.22B
نطاق اليوم
KWD 41.84 KWD 42.60
نطاق 52 أسبوعًا
KWD 37.31 KWD 46.92
حجم التداول
249,140
متوسط 50 يوم / 200 يوم
KWD 43.62 / KWD 42.49
الإغلاق السابق
KWD 41.96

Quick Summary

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (854 نظير)

المقياس السهم وسيط القطاع
P/E 13.1 10.3
P/B 1.2 1.1
ROE % 9.9 11.7
Net Margin % 19.5 16.9
Rev Growth 5Y % 15.1 11.6
D/E 0.2 0.5

السعر المستهدف للمحللين

Hold
KWD 47.00 +10.7%
مكرر الربحية المستقبلي
10.13
ربحية السهم المستقبلية
KWD 4.19
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
762.66M

تقديرات الأرباح

الفترة تقدير ربحية السهم تقدير الإيرادات المحللون
FY2027 KWD 4.58
KWD 4.39 – KWD 4.73
805.13M 6
FY2026 KWD 4.19
KWD 4.07 – KWD 4.29
762.66M 6

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-01-26 KWD 0.99 KWD 1.05 +6.6%
2025-10-27 KWD 0.97 KWD 1.05 +8.5%
2025-07-28 KWD 0.82 KWD 0.88 +7.3%
2025-04-24 KWD 0.76 KWD 0.80 +5.3%
2025-01-27 KWD 0.78 KWD 0.77 -1.3%
2024-10-28 KWD 0.78 KWD 0.80 +2.6%
2024-07-22 KWD 0.69 KWD 0.69 0.0%
2024-04-22 KWD 0.68 KWD 0.68 0.0%

Dividend History

7 yr streak

Yield

0.04%

Payout Ratio

0.43%

Growth (3Y)

6.97%

Growth (5Y)

5.63%

Ex-Date Payment Date Amount Yield
Mar 02, 2026 Mar 16, 2026 KWD 0.37 3.39%
Dec 01, 2025 Dec 15, 2025 KWD 0.37 3.42%
Aug 29, 2025 Sep 15, 2025 KWD 0.37 3.14%
Jun 02, 2025 Jun 16, 2025 KWD 0.34 3.32%
Mar 03, 2025 Mar 17, 2025 KWD 0.34 2.83%
Dec 02, 2024 Dec 16, 2024 KWD 0.34 2.65%
Aug 30, 2024 Sep 13, 2024 KWD 0.34 2.66%
Jun 03, 2024 Jun 17, 2024 KWD 0.32 3.55%
Feb 29, 2024 Mar 15, 2024 KWD 0.32 3.66%
Nov 30, 2023 Dec 15, 2023 KWD 0.32 3.49%
Aug 31, 2023 Sep 15, 2023 KWD 0.32 3.54%
May 31, 2023 Jun 15, 2023 KWD 0.30 3.58%
Feb 28, 2023 Mar 15, 2023 KWD 0.30 2.91%
Nov 30, 2022 Dec 15, 2022 KWD 0.30 2.51%
Aug 31, 2022 Sep 15, 2022 KWD 0.30 2.94%
May 31, 2022 Jun 15, 2022 KWD 0.28 3.03%
Feb 28, 2022 Mar 15, 2022 KWD 0.28 2.89%
Nov 30, 2021 Dec 15, 2021 KWD 0.28 3.05%
Aug 31, 2021 Sep 15, 2021 KWD 0.28 3.04%
May 28, 2021 Jun 15, 2021 KWD 0.27 2.77%

النقاط الرئيسية

Revenue grew 15.07% annually over 5 years — strong growth
Earnings grew 20.33% over the past year
Net margin of 19.51% shows strong profitability
Debt/Equity of 0.17 — conservative balance sheet
Generating 218.92M in free cash flow
P/E of 13.10 — trading at a low valuation

النمو

Revenue Growth (5Y)
15.07%
Revenue (1Y)10.36%
Earnings (1Y)20.33%
FCF Growth (3Y)21.54%

الجودة

Return on Equity
9.89%
ROIC7.40%
Net Margin19.51%
Op. Margin25.30%

الأمان

Debt / Equity
0.17
Current Ratio1.60
Interest Coverage1.05

التقييم

P/E Ratio
13.10
Forward P/E10.02
P/B Ratio1.17
EV/EBITDA10.75
Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 10.36% Revenue Growth (3Y) 14.44%
Earnings Growth (1Y) 20.33% Earnings Growth (3Y) 19.36%
Revenue Growth (5Y) 15.07% Earnings Growth (5Y) 2.24%
Profitability
Revenue (TTM) 867.43M Net Income (TTM) 169.24M
ROE 9.89% ROA 1.06%
Gross Margin 72.14% Operating Margin 25.30%
Net Margin 19.51% Free Cash Flow (TTM) 218.92M
ROIC 7.40% FCF Growth (3Y) 21.54%
Safety
Debt / Equity 0.17 Current Ratio 1.60
Interest Coverage 1.05
Dividends
Dividend Yield 0.04% Payout Ratio 0.43%
Dividend Growth (3Y) 6.97% Dividend Growth (5Y) 5.63%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 13.10 Forward P/E 10.02
P/B Ratio 1.17 P/S Ratio 2.56
PEG Ratio 0.96 Forward PEG N/A
EV/EBITDA 10.75 Fwd EV/EBITDA 9.37
Forward P/S 2.91 Fwd Earnings Yield 9.98%
FCF Yield 9.87%
Market Cap 2.22B Enterprise Value 2.36B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 867.43M 785.99M 662.35M 537.00M 494.76M
Net Income 169.24M 140.64M 118.78M 152.00M 154.89M
EPS (Diluted) 3.33 2.96 2.65 3.52 3.54
Gross Profit 625.73M 554.83M 492.51M 497.97M 484.22M
Operating Income 219.44M 179.46M 153.46M 196.16M 199.86M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 16.00B 13.79B 13.31B 11.74B 12.01B
Total Liabilities 14.10B 12.26B 11.88B 10.57B 10.76B
Shareholders' Equity 1.90B 1.53B 1.43B 1.17B 1.25B
Total Debt 327.42M 414.98M 637.39M 787.95M 311.48M
Cash & Equivalents 185.16M 284.06M 205.19M 197.35M 1.27B
Current Assets 237.16M 420.42M 1.64B 1.72B 2.96B
Current Liabilities 148.07M 11.71B 11.36B 10.08B 10.33B

درجات الاستراتيجيات

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
#806 of 1052
31
#315 of 332
24

النشاط الأخير

دخل Cash Flow Compounder
Mar 24, 2026
دخل Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026