Retour
31
24
Fourchette du Jour
41,52 €
42,58 €
Fourchette 52 Semaines
37,31 €
46,92 €
Volume
189 976
Moyenne 50J / 200J
43,62 €
/
42,49 €
Clôture Précédente
41,99 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 12,9 | 10,3 |
| P/B | 1,2 | 1,1 |
| ROE % | 9,9 | 11,6 |
| Net Margin % | 19,5 | 16,8 |
| Rev Growth 5Y % | 15,1 | 11,6 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Hold
47,00 €
+12.0%
P/E Prévisionnel
10,0
BPA Prévisionnel
4,19 €
Croissance BPA (est.)
+0,0%
CA Est.
760 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
4,58 €
4,39 € – 4,73 €
|
810 M | 6 |
| FY2026 |
4,19 €
4,07 € – 4,29 €
|
760 M | 6 |
Points Clés
Revenue grew 15,07% annually over 5 years — strong growth
Earnings grew 20,33% over the past year
Net margin of 19,51% shows strong profitability
Debt/Equity of 0,17 — conservative balance sheet
Generating 218,92M in free cash flow
P/E of 12,94 — trading at a low valuation
Croissance
Revenue Growth (5Y)
15,07%
Revenue (1Y)10,36%
Earnings (1Y)20,33%
FCF Growth (3Y)21,54%
Qualité
Return on Equity
9,89%
ROIC7,40%
Net Margin19,51%
Op. Margin25,30%
Sécurité
Debt / Equity
0,17
Current Ratio1,60
Interest Coverage1,05
Valorisation
P/E Ratio
12,94
P/B Ratio1,16
EV/EBITDA10,63
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 10,36% | Revenue Growth (3Y) | 14,44% |
| Earnings Growth (1Y) | 20,33% | Earnings Growth (3Y) | 19,36% |
| Revenue Growth (5Y) | 15,07% | Earnings Growth (5Y) | 2,24% |
| Profitability | |||
| Revenue (TTM) | 867,43M | Net Income (TTM) | 169,24M |
| ROE | 9,89% | ROA | 1,06% |
| Gross Margin | 72,14% | Operating Margin | 25,30% |
| Net Margin | 19,51% | Free Cash Flow (TTM) | 218,92M |
| ROIC | 7,40% | FCF Growth (3Y) | 21,54% |
| Safety | |||
| Debt / Equity | 0,17 | Current Ratio | 1,60 |
| Interest Coverage | 1,05 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 12,94 | P/B Ratio | 1,16 |
| P/S Ratio | 2,53 | PEG Ratio | 0,96 |
| EV/EBITDA | 10,63 | Dividend Yield | 0,04% |
| Market Cap | 2,19B | Enterprise Value | 2,33B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 867,43M | 785,99M | 662,35M | 537,00M | 494,76M |
| Net Income | 169,24M | 140,64M | 118,78M | 152,00M | 154,89M |
| EPS (Diluted) | 3,33 | 2,96 | 2,65 | 3,52 | 3,54 |
| Gross Profit | 625,73M | 554,83M | 492,51M | 497,97M | 484,22M |
| Operating Income | 219,44M | 179,46M | 153,46M | 196,16M | 199,86M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 16,00B | 13,79B | 13,31B | 11,74B | 12,01B |
| Total Liabilities | 14,10B | 12,26B | 11,88B | 10,57B | 10,76B |
| Shareholders' Equity | 1,90B | 1,53B | 1,43B | 1,17B | 1,25B |
| Total Debt | 327,42M | 414,98M | 637,39M | 787,95M | 311,48M |
| Cash & Equivalents | 185,16M | 284,06M | 205,19M | 197,35M | 1,27B |
| Current Assets | 237,16M | 420,42M | 1,64B | 1,72B | 2,96B |
| Current Liabilities | 148,07M | 11,71B | 11,36B | 10,08B | 10,33B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#806 of 1052
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#315 of 332
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026